PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.64% 13,266 $5,302,569.00 $5,307,351.00 $0.00 $1,842,806.00 $1,756,605.00 33.10%
Missouri Total 100.00% 564,416 $145,632,548 $144,155,774 $411,414 $99,898,942 $98,112,452 68.06%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 46 $7,848.00 $7,855.00 $0.00 $6,390.00 $6,091.00 77.54%
Missouri Total 100.00% 1,121,219 $192,153,221 $191,368,220 $90,133 $128,429,494 $149,185,996 77.96%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Group Modified Guaranteed Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 68.67% 1,899 $113,473,348 $0 $2,891,727 $0 2.55%
Missouri Total 100.00% 7,428 $165,241,304 $0 $9,376,879 $0 5.67%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 16 $6,003 $0 $359,312 $147 5,985.54%
Missouri Total 100.00% 2,936,221 $320,918,890 $4,138,916 $367,675,046 $141,808,184 114.57%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Group Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 24 $5,730 $0 $6,861,094 $201 119,739.86%
Missouri Total 100.00% 302,978 $72,219,558 $78,323 $101,223,887 $15,513,101 140.16%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 27 $22,938.00 $22,981.00 $0.00 $17,838.00 $18,435.00 80.22%
Missouri Total 100.00% 134,059 $274,523,129 $251,790,790 $900 $153,511,303 $150,274,960 59.68%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Credit Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 26.17% 5,698 $2,166,997 $0 $319,679 $94,047 14.75%
Missouri Total 100.00% 78,580 $8,279,028 $6,441 $3,618,201 $625,968 43.70%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 337 $0 $0 $0 $0 0.00%
Missouri Total 100.00% 49,416 $88,565,544 $561,135 $52,125,293 $0 58.86%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% 43 $36,530.00 $36,599.00 $0.00 $28,409.00 $29,359.00 80.22%
Missouri Total 100.00% 120,632 $73,743,463 $74,347,831 $885,489 $40,622,002 $46,478,692 62.52%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Modified Guaranteed Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 56.22% 157 $50,531,751 $0 $0 $0 0.00%
Missouri Total 100.00% 3,890 $89,880,827 $0 $12,790,919 $0 14.23%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.88% 505 $13,611,352 $0 $4,814,807 $0 35.37%
Missouri Total 100.00% 327,452 $1,554,696,964 $1,965,701 $872,194,110 $0 56.10%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Short Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 15.23% 1,886 $1,166,511.00 $452,709.00 $0.00 $76,837.00 $103,555.00 22.87%
Missouri Total 100.00% 36,731 $7,658,075 $7,038,315 $0 $2,767,692 $2,311,143 32.84%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.69% 330 $280,347.00 $280,877.00 $0.00 $218,020.00 $225,315.00 80.22%
Missouri Total 100.00% 203,506 $40,683,172 $40,117,806 $0 $19,847,306 $20,449,849 50.97%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.28% 2,072 $745,384 $0 $5,139,349 $237,929 689.49%
Missouri Total 100.00% 639,132 $264,255,937 $15,404,195 $191,261,162 $78,732,455 72.38%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.01% 3,818 $4,680,213 $0 $1,708,012 $293,850 36.49%
Missouri Total 100.00% 467,687 $464,925,509 $5,035,888 $359,544,541 $43,737,708 77.33%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Variable Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 9.79% 1,622 $87,371,928 $0 $229,112 $0 0.26%
Missouri Total 100.00% 157,964 $892,245,719 $64,575,284 $460,158,691 $0 51.57%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Variable Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.35% 220 $933,534 $0 $1,889,830 $52,141 202.44%
Missouri Total 100.00% 140,081 $263,942,909 $9,623,305 $153,198,805 $31,949,923 58.04%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.31% 5,632 $2,400,325 $36,042 $26,451,625 $1,044,863 1,102.00%
Missouri Total 100.00% 2,380,404 $784,548,602 $316,967,016 $834,005,699 $71,613,753 106.30%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% 15,598 $6,816,743.00 $6,108,372.00 $0.00 $2,190,300.00 $2,139,360.00 35.02%
Missouri Total 100.00% 11,124,230 $3,437,512,087 $3,402,649,266 $1,704,541 $2,420,886,841 $2,480,088,525 72.89%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% 13,312 $5,310,417.00 $5,315,206.00 $0.00 $1,849,196.00 $1,762,696.00 33.16%
Missouri Total 100.00% 9,384,360 $2,485,290,187 $2,498,336,485 $680,104 $1,889,711,298 $1,926,618,671 77.12%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 3.81% 1,939 $113,485,081 $0 $10,112,133 $348 8.91%
Missouri Total 100.00% 4,699,608 $2,977,339,620 $11,519,949 $2,217,753,985 $170,948,806 74.49%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.16% 2,286 $1,506,326.00 $793,166.00 $0.00 $341,104.00 $376,664.00 47.49%
Missouri Total 100.00% 1,739,870 $952,221,900 $904,312,781 $1,024,437 $531,175,543 $553,469,854 61.20%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 3.29% 20,061 $162,441,484 $36,042 $40,552,414 $1,722,830 24.96%
Missouri Total 100.00% 4,371,622 $4,933,582,492 $414,340,097 $3,334,801,658 $227,044,189 67.59%



PROTECTIVE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 3.49% 22,000 $275,926,565 $36,042 $50,664,547 $1,723,178 18.36%
Missouri Total 100.00% 9,071,230 $7,910,922,112 $425,860,046 $5,552,555,643 $397,992,995 70.19%



Additional data is available for this company for the following year(s):