SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.69% 1,774 $6,841,851.00 $6,960,374.00 $0.00 $6,708,507.00 $6,667,637.00 95.79%
Missouri Total 100.00% 388,370 $990,361,626 $991,633,986 $0 $858,201,657 $874,822,148 88.22%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Group Credit Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.18% 5,769 $62,068 $33,742 $16,397 $12,856 26.42%
Missouri Total 100.00% 540,054 $33,920,188 $33,742 $18,191,182 $2,987,583 53.63%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.25% 2,849 $834,703 $0 $542,000 $202,093 64.93%
Missouri Total 100.00% 3,195,709 $340,509,430 $2,662,813 $375,549,371 $154,098,346 110.29%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $0.00 $0.00 $0.00 $32,036.00 $-554,220.00 0.00%
Missouri Total 100.00% 182,728 $303,237,042 $296,093,330 $709 $206,151,024 $205,452,502 69.39%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Credit Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.99% 532 $65,473 $0 $6,957 $5,128 10.63%
Missouri Total 100.00% 51,054 $3,297,476 $0 $2,866,583 $338,627 86.93%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 3.49% 5,997 $3,380,074 $0 $0 $0 0.00%
Missouri Total 100.00% 41,975 $96,881,454 $277,219 $48,101,602 $0 49.65%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.27% 415 $224,181.00 $231,939.00 $0.00 $446,963.00 $106,129.00 45.76%
Missouri Total 100.00% 136,980 $82,139,891 $82,487,795 $1,259,941 $46,835,397 $53,586,832 64.96%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 13 $2,681.00 $3,750.00 $0.00 $6,400.00 $10,788.00 287.68%
Missouri Total 100.00% 150,444 $28,173,993 $27,922,148 $7,077 $13,925,642 $14,162,998 50.72%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Medicare Supplement

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% 541 $754,438.00 $766,192.00 $0.00 $813,132.00 $901,223.00 117.62%
Missouri Total 100.00% 192,204 $323,256,706 $336,472,253 $0 $241,760,172 $240,258,015 71.41%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.30% 2,215 $3,582,933 $6,803 $1,797,746 $0 50.18%
Missouri Total 100.00% 343,929 $1,208,751,601 $1,418,229 $1,005,859,160 $0 83.21%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Short Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.79% 262 $49,427.00 $60,508.00 $0.00 $35,939.00 $44,278.00 73.18%
Missouri Total 100.00% 17,480 $2,768,712 $3,707,915 $-28 $1,562,445 $1,451,410 39.14%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 2.00% 22,550 $6,933,392 $0 $1,984,158 $2,079,872 28.62%
Missouri Total 100.00% 694,064 $347,382,114 $9,263,420 $212,249,288 $108,608,536 61.10%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.48% 16,614 $8,176,210 $0 $4,414,692 $1,051,140 53.99%
Missouri Total 100.00% 453,561 $552,152,498 $4,442,311 $479,281,007 $45,190,056 86.80%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.22% 11,393 $1,650,163 $1,417,478 $2,085,909 $157,072 126.41%
Missouri Total 100.00% 2,254,309 $760,946,118 $311,864,185 $860,216,353 $58,567,813 113.05%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% 3,005 $7,872,578.00 $8,022,763.00 $0.00 $8,042,977.00 $7,175,835.00 89.44%
Missouri Total 100.00% 15,325,488 $4,295,618,608 $4,290,144,267 $1,485,559 $3,002,308,121 $3,208,218,965 74.78%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% 1,774 $6,841,851.00 $6,960,374.00 $0.00 $6,708,507.00 $6,667,637.00 95.79%
Missouri Total 100.00% 13,467,585 $3,292,621,915 $3,288,067,459 $208,057 $2,379,030,650 $2,553,729,227 77.67%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.03% 8,618 $896,771 $33,742 $558,397 $214,949 62.27%
Missouri Total 100.00% 4,689,528 $3,414,637,016 $8,065,165 $2,380,137,400 $176,276,564 69.70%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% 1,231 $1,030,727.00 $1,062,389.00 $0.00 $1,334,470.00 $508,198.00 47.84%
Missouri Total 100.00% 1,857,903 $1,002,996,693 $1,002,076,808 $1,277,502 $623,277,471 $654,489,738 65.31%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.46% 59,301 $23,788,245 $1,424,281 $10,289,462 $3,293,212 43.25%
Missouri Total 100.00% 4,285,396 $5,150,758,634 $383,562,866 $4,123,058,017 $245,622,119 80.05%



SHELTER LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.29% 67,919 $24,685,016 $1,458,023 $10,847,859 $3,508,161 43.95%
Missouri Total 100.00% 8,974,924 $8,565,395,650 $391,628,031 $6,503,195,417 $421,898,683 75.92%



Additional data is available for this company for the following year(s):