HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.19% 110,754 $1,142,253.00 $977,286.00 $0.00 $792,365.00 $790,339.00 80.87%
Missouri Total 100.00% 3,112,785 $96,313,011 $96,004,545 $103,738 $49,204,603 $51,379,533 53.52%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Association

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.69% 646 $1,934,548.00 $1,948,445.00 $0.00 $2,607,628.00 $2,600,960.00 133.49%
Missouri Total 100.00% 77,628 $114,366,125 $113,733,916 $22,495 $70,155,731 $70,614,791 62.09%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Federal Employees

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 50.09% 48,439 $141,404,267.00 $141,938,114.00 $0.00 $125,005,938.00 $130,228,709.00 91.75%
Missouri Total 100.00% 87,468 $282,297,910 $282,585,106 $0 $249,091,181 $255,551,524 90.43%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 48.71% 119,371 $482,362,807.00 $484,801,225.00 $0.00 $378,056,639.00 $374,210,183.00 77.19%
Missouri Total 100.00% 388,370 $990,361,626 $991,633,986 $0 $858,201,657 $874,822,148 88.22%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Small Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 42.79% 143,325 $344,208,373.00 $346,370,236.00 $0.00 $269,776,729.00 $267,357,553.00 77.19%
Missouri Total 100.00% 335,440 $804,495,751 $806,421,137 $0 $617,065,254 $620,790,892 76.98%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 7.02% 34,801 $9,919,533.00 $8,486,928.00 $0.00 $6,374,764.00 $6,312,532.00 74.38%
Missouri Total 100.00% 676,475 $141,386,608 $134,078,757 $43,464 $101,787,485 $102,738,450 76.63%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.53% 5,880 $1,140,428.00 $975,725.00 $0.00 $584,804.00 $583,308.00 59.78%
Missouri Total 100.00% 1,120,380 $216,398,030 $216,750,400 $37,513 $147,429,402 $174,125,247 80.33%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Medicare Supplement

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% 132 $94,909.00 $108,675.00 $0.00 $128,021.00 $138,236.00 127.20%
Missouri Total 100.00% 99,512 $153,031,398 $151,573,487 $0 $122,604,054 $131,392,182 86.69%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.34% 20,607 $7,765,302.00 $7,791,768.00 $0.00 $3,689,505.00 $3,724,092.00 47.80%
Missouri Total 100.00% 827,624 $232,404,579 $232,951,401 $0 $86,691,187 $189,878,256 81.51%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 2.47% 118,521 $8,418,722 $0 $3,456,953 $2,755,732 41.06%
Missouri Total 100.00% 3,195,709 $340,509,430 $2,662,813 $375,549,371 $154,098,346 110.29%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 57.71% 78,899 $174,987,887.00 $167,681,024.00 $0.00 $105,484,618.00 $104,904,122.00 62.56%
Missouri Total 100.00% 182,728 $303,237,042 $296,093,330 $709 $206,151,024 $205,452,502 69.39%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 25.75% 11,564 $2,051,868.00 $2,052,141.00 $0.00 $929,380.00 $927,003.00 45.17%
Missouri Total 100.00% 56,445 $7,968,150 $7,990,035 $0 $3,230,658 $3,674,059 45.98%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Medicare Supplement

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 23.15% 58,266 $74,825,212.00 $85,678,165.00 $0.00 $61,222,906.00 $60,435,131.00 70.54%
Missouri Total 100.00% 192,204 $323,256,706 $336,472,253 $0 $241,760,172 $240,258,015 71.41%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 258 $5,909 $0 $0 $7,186 0.00%
Missouri Total 100.00% 694,064 $347,382,114 $9,263,420 $212,249,288 $108,608,536 61.10%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 28.91% 632,684 $1,241,837,387.00 $1,248,809,732.00 $0.00 $954,653,297.00 $952,212,168.00 76.25%
Missouri Total 100.00% 15,325,488 $4,295,618,608 $4,290,144,267 $1,485,559 $3,002,308,121 $3,208,218,965 74.78%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 30.07% 483,955 $989,972,420.00 $993,398,402.00 $0.00 $787,016,393.00 $785,945,912.00 79.12%
Missouri Total 100.00% 13,467,585 $3,292,621,915 $3,288,067,459 $208,057 $2,379,030,650 $2,553,729,227 77.67%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.25% 118,521 $8,418,722 $0 $3,456,953 $2,755,732 41.06%
Missouri Total 100.00% 4,689,528 $3,414,637,016 $8,065,165 $2,380,137,400 $176,276,564 69.70%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 25.11% 148,729 $251,864,967.00 $255,411,330.00 $0.00 $167,636,904.00 $166,266,256.00 65.10%
Missouri Total 100.00% 1,857,903 $1,002,996,693 $1,002,076,808 $1,277,502 $623,277,471 $654,489,738 65.31%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 258 $5,909 $0 $0 $7,186 0.00%
Missouri Total 100.00% 4,285,396 $5,150,758,634 $383,562,866 $4,123,058,017 $245,622,119 80.05%



HEALTHY ALLIANCE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.10% 118,779 $8,424,631 $0 $3,456,953 $2,762,918 41.03%
Missouri Total 100.00% 8,974,924 $8,565,395,650 $391,628,031 $6,503,195,417 $421,898,683 75.92%



Additional data is available for this company for the following year(s):