GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.11% 70,748 $945,010.00 $896,027.00 $0.00 $195,000.00 $171,721.00 19.16%
Missouri Total 100.00% 3,963,850 $85,322,660 $83,068,482 $6,585 $45,564,463 $36,881,093 44.40%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.21% 1,406 $4,336,669.00 $4,309,526.00 $0.00 $4,474,343.00 $4,244,518.00 98.49%
Missouri Total 100.00% 663,158 $2,055,332,127 $2,050,451,124 $0 $1,775,423,333 $1,775,691,917 86.60%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Small Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% 181 $1,372,351.00 $1,363,761.00 $0.00 $1,888,434.00 $1,791,435.00 131.36%
Missouri Total 100.00% 331,001 $1,041,682,994 $1,042,234,055 $0 $812,992,214 $818,223,529 78.51%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 20.77% 190,086 $39,897,393.00 $39,768,637.00 $0.00 $28,686,963.00 $28,301,296.00 71.16%
Missouri Total 100.00% 868,798 $192,108,990 $189,886,540 $0 $135,631,538 $141,080,718 74.30%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.90% 45,269 $10,097,119.00 $10,048,439.00 $0.00 $5,007,291.00 $4,972,803.00 49.49%
Missouri Total 100.00% 1,373,925 $258,760,883 $256,420,533 $117,532 $176,556,410 $189,010,903 73.71%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Group Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 0 $0 $0 $27,060 $0 0.00%
Missouri Total 100.00% 312,317 $526,376,668 $1,467,933 $523,939,409 $0 99.54%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% 134 $17,640.00 $17,724.00 $0.00 $5,751.00 $10,940.00 61.72%
Missouri Total 100.00% 55,530 $17,354,144 $17,478,106 $0 $14,916,077 $10,612,735 60.72%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 2.55% 81,309 $11,601,686 $0 $8,252,382 $4,803,073 71.13%
Missouri Total 100.00% 3,138,717 $455,540,029 $1,468,996 $489,986,143 $188,427,507 107.56%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 5 $16,912.00 $16,935.00 $0.00 $18,062.00 $15,404.00 90.96%
Missouri Total 100.00% 174,200 $383,719,171 $379,322,658 $3,516 $277,709,956 $268,794,687 70.86%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 10 $3,265 $0 $0 $0 0.00%
Missouri Total 100.00% 36,738 $91,432,950 $97,555 $34,187,288 $0 37.39%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.69% 917 $1,693,936.00 $1,675,354.00 $32,333.00 $832,302.00 $31,914.00 1.90%
Missouri Total 100.00% 136,747 $100,114,890 $100,166,356 $4,890,450 $58,330,893 $68,256,699 68.14%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 19 $11,708.00 $10,435.00 $0.00 $26,104.00 $47,731.00 457.41%
Missouri Total 100.00% 147,488 $33,850,119 $33,988,206 $7,580 $16,081,727 $15,289,477 44.98%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 13 $180,801 $32,361 $0 $0 0.00%
Missouri Total 100.00% 284,596 $1,881,745,967 $26,323,356 $1,193,717,953 $0 63.44%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.21% 695 $898,105 $0 $0 $382,850 0.00%
Missouri Total 100.00% 779,743 $423,071,586 $8,376,438 $304,322,036 $163,806,914 71.93%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 4 $93,899 $0 $0 $4,819 0.00%
Missouri Total 100.00% 417,910 $536,202,703 $4,796,339 $501,958,628 $48,295,031 93.61%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.51% 4,834 $12,081,037 $4,081,101 $8,503,111 $802,814 70.38%
Missouri Total 100.00% 1,884,316 $799,312,076 $307,533,931 $774,801,316 $60,890,331 96.93%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.80% 308,765 $58,388,738.00 $58,106,838.00 $32,333.00 $41,134,250.00 $39,587,762.00 68.13%
Missouri Total 100.00% 12,713,587 $7,312,311,563 $7,274,695,579 $5,294,698 $5,673,688,510 $5,715,495,860 78.57%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.11% 307,824 $56,666,182.00 $56,404,114.00 $0.00 $40,257,782.00 $39,492,713.00 70.02%
Missouri Total 100.00% 10,514,539 $5,121,340,548 $5,112,068,597 $209,111 $4,073,597,987 $4,087,892,605 79.97%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.38% 81,309 $11,601,686 $0 $8,279,442 $4,803,073 71.36%
Missouri Total 100.00% 4,644,293 $3,067,810,984 $3,318,043 $2,619,191,596 $209,371,137 85.38%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% 941 $1,722,556.00 $1,702,724.00 $32,333.00 $876,468.00 $95,049.00 5.58%
Missouri Total 100.00% 2,199,048 $2,190,971,015 $2,162,626,982 $5,085,587 $1,600,090,523 $1,627,603,255 75.26%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.21% 5,556 $13,257,107 $4,113,462 $8,503,111 $1,190,483 64.14%
Missouri Total 100.00% 3,897,052 $6,338,128,203 $353,920,026 $4,496,127,439 $298,413,344 70.94%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2009 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.26% 86,865 $24,858,793 $4,113,462 $16,782,553 $5,993,556 67.51%
Missouri Total 100.00% 8,541,345 $9,405,939,187 $357,238,069 $7,115,319,035 $507,784,481 75.65%



Additional data is available for this company for the following year(s):