GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.04% 73,200 $993,947.00 $998,097.00 $0.00 $309,017.00 $389,592.00 39.03%
Missouri Total 100.00% 4,056,406 $95,433,474 $94,870,744 $0 $45,701,126 $52,482,231 55.32%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.51% 2,478 $8,833,084.00 $8,819,017.00 $0.00 $6,896,112.00 $6,756,525.00 76.61%
Missouri Total 100.00% 643,144 $1,734,986,043 $1,732,987,386 $0 $1,460,725,710 $1,475,263,750 85.13%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Small Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.40% 513 $3,915,066.00 $3,908,831.00 $0.00 $3,455,518.00 $3,385,573.00 86.61%
Missouri Total 100.00% 350,975 $967,933,529 $967,269,138 $0 $734,944,627 $744,232,104 76.94%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 21.89% 278,902 $39,390,125.00 $39,307,877.00 $0.00 $27,667,148.00 $27,799,900.00 70.72%
Missouri Total 100.00% 957,092 $179,952,585 $177,933,575 $0 $125,274,508 $125,921,554 70.77%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.86% 59,251 $9,973,171.00 $10,020,707.00 $0.00 $4,236,540.00 $5,071,837.00 50.61%
Missouri Total 100.00% 1,305,895 $258,280,702 $254,581,547 $101,709 $182,501,605 $193,562,759 76.03%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Life

Group Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 0 $0 $0 $19,066 $0 0.00%
Missouri Total 100.00% 307,281 $520,287,792 $6,621,363 $519,994,112 $0 99.94%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 2.60% 91,585 $11,223,916 $0 $6,688,115 $5,064,038 59.59%
Missouri Total 100.00% 3,033,190 $431,403,454 $1,514,546 $359,258,987 $163,667,408 83.28%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 9 $46,232.00 $46,232.00 $0.00 $47,552.00 $45,647.00 98.73%
Missouri Total 100.00% 173,241 $355,794,204 $347,742,236 $2,882 $252,338,433 $255,724,919 73.54%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.86% 1,027 $1,748,535.00 $1,781,569.00 $3,180.00 $749,983.00 $829,465.00 46.56%
Missouri Total 100.00% 149,113 $93,938,858 $94,168,754 $2,594,517 $51,194,651 $67,333,637 71.50%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 23 $14,830.00 $13,112.00 $153.00 $28,371.00 $-7,148.00 -54.51%
Missouri Total 100.00% 153,438 $36,585,400 $36,696,997 $8,362 $19,096,230 $22,746,280 61.98%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 18 $180,801 $21,535 $0 $0 0.00%
Missouri Total 100.00% 293,952 $1,079,427,402 $53,486,559 $1,560,890,843 $0 144.60%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.20% 607 $858,603 $0 $0 $320,266 0.00%
Missouri Total 100.00% 829,589 $425,122,250 $9,199,275 $261,285,814 $140,263,956 61.46%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.49% 5,221 $10,367,261 $3,987,707 $12,530,842 $805,339 120.87%
Missouri Total 100.00% 1,998,651 $694,747,666 $319,678,240 $790,985,364 $65,232,265 113.85%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.03% 415,403 $64,914,990.00 $64,895,442.00 $3,333.00 $43,390,241.00 $44,271,391.00 68.22%
Missouri Total 100.00% 14,781,584 $6,321,663,058 $6,300,472,351 $2,820,494 $4,786,573,315 $4,914,517,495 78.00%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.36% 414,344 $63,105,393.00 $63,054,529.00 $0.00 $42,564,335.00 $43,403,427.00 68.83%
Missouri Total 100.00% 12,774,038 $4,634,501,331 $4,620,799,459 $149,561 $3,599,832,396 $3,659,809,895 79.20%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.31% 91,585 $11,223,916 $0 $6,707,181 $5,064,038 59.76%
Missouri Total 100.00% 4,359,952 $3,626,575,837 $8,758,448 $2,828,770,502 $184,260,052 78.00%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.11% 1,059 $1,809,597.00 $1,840,913.00 $3,333.00 $825,906.00 $867,964.00 47.15%
Missouri Total 100.00% 2,007,546 $1,687,161,727 $1,679,672,892 $2,670,933 $1,186,740,919 $1,254,707,600 74.70%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.20% 5,846 $11,406,665 $4,009,242 $12,530,842 $1,125,605 109.86%
Missouri Total 100.00% 4,065,686 $5,607,840,555 $391,663,711 $5,099,613,817 $279,794,443 90.94%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2007 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.25% 97,431 $22,630,581 $4,009,242 $19,238,023 $6,189,643 85.01%
Missouri Total 100.00% 8,425,638 $9,234,416,392 $400,422,159 $7,928,384,319 $464,054,495 85.86%



Additional data is available for this company for the following year(s):