GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.66% 43,790 $666,369.00 $668,778.00 $0.00 $179,500.00 $184,326.00 27.56%
Missouri Total 100.00% 3,812,798 $101,315,087 $102,239,760 $213 $51,619,501 $61,942,309 60.59%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.43% 3,578 $5,719,474.00 $5,748,078.00 $0.00 $5,220,253.00 $5,360,610.00 93.26%
Missouri Total 100.00% 515,026 $1,336,336,044 $1,340,023,596 $0 $1,108,766,762 $1,140,808,007 85.13%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Small Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.22% 483 $1,936,401.00 $1,946,084.00 $0.00 $1,403,023.00 $1,440,746.00 74.03%
Missouri Total 100.00% 348,896 $883,819,871 $884,893,731 $0 $694,601,339 $703,298,943 79.48%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 21.70% 170,118 $33,789,629.00 $33,908,132.00 $0.00 $23,149,491.00 $23,771,911.00 70.11%
Missouri Total 100.00% 815,445 $155,697,937 $153,560,512 $0 $107,243,260 $109,868,015 71.55%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.93% 35,945 $6,691,731.00 $6,733,017.00 $0.00 $3,074,522.00 $3,157,187.00 46.89%
Missouri Total 100.00% 1,158,172 $228,531,900 $227,368,945 $28,467 $151,603,491 $309,579,612 136.16%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 2.26% 62,046 $8,512,301 $0 $4,242,119 $3,468,903 49.84%
Missouri Total 100.00% 3,096,295 $376,714,634 $1,296,566 $397,857,704 $154,105,306 105.61%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 9 $44,452.00 $45,470.00 $0.00 $179,652.00 $180,665.00 397.33%
Missouri Total 100.00% 179,692 $322,885,920 $319,913,653 $3 $223,475,978 $215,428,857 67.34%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.19% 1,150 $1,875,857.00 $1,959,966.00 $2,452.00 $637,045.00 $663,285.00 33.84%
Missouri Total 100.00% 145,217 $85,801,427 $87,912,057 $1,572,791 $51,589,954 $61,528,374 69.99%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 18 $12,554.00 $13,051.00 $0.00 $2,663.00 $2,754.00 21.10%
Missouri Total 100.00% 174,117 $30,162,088 $30,152,895 $7,059 $14,329,780 $14,855,245 49.27%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 18 $193,201 $19,406 $43,659 $0 22.60%
Missouri Total 100.00% 344,720 $1,212,579,611 $849,961 $1,133,952,482 $0 93.52%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.23% 541 $787,197 $0 $0 $285,801 0.00%
Missouri Total 100.00% 733,500 $346,852,356 $8,750,340 $259,159,296 $116,833,543 74.72%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.43% 5,616 $10,067,100 $3,702,856 $11,340,476 $832,708 112.65%
Missouri Total 100.00% 2,159,798 $701,647,462 $308,194,063 $1,237,629,495 $61,494,557 176.39%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.07% 255,091 $50,736,467.00 $51,022,576.00 $2,452.00 $33,846,149.00 $34,761,484.00 68.13%
Missouri Total 100.00% 19,163,590 $4,740,626,481 $4,736,978,690 $1,646,924 $3,444,966,965 $3,686,629,220 77.83%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.32% 253,914 $48,803,604.00 $49,004,089.00 $0.00 $33,026,789.00 $33,914,780.00 69.21%
Missouri Total 100.00% 17,483,371 $3,695,172,901 $3,705,281,883 $57,862 $2,790,711,236 $3,011,485,171 81.28%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.25% 62,046 $8,512,301 $0 $4,242,119 $3,468,903 49.84%
Missouri Total 100.00% 4,551,531 $3,375,832,231 $6,360,207 $3,171,102,415 $174,222,232 93.94%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% 1,177 $1,932,863.00 $2,018,487.00 $2,452.00 $819,360.00 $846,704.00 41.95%
Missouri Total 100.00% 1,680,219 $1,045,453,580 $1,031,696,807 $1,589,062 $654,255,729 $675,144,049 65.44%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.22% 6,175 $11,047,498 $3,722,262 $11,384,135 $1,118,509 103.05%
Missouri Total 100.00% 4,244,892 $4,981,733,225 $374,531,162 $4,855,471,916 $253,154,063 97.47%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2005 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.23% 68,221 $19,559,799 $3,722,262 $15,626,254 $4,587,412 79.89%
Missouri Total 100.00% 8,796,423 $8,357,565,456 $380,891,369 $8,026,574,331 $427,376,295 96.04%



Additional data is available for this company for the following year(s):