GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.36% 21,487 $326,940.00 $329,316.00 $0.00 $226,000.00 $226,563.00 68.80%
Missouri Total 100.00% 3,539,057 $91,771,927 $89,672,796 $117,637 $39,383,932 $40,287,027 44.93%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.20% 6,928 $8,882,712.00 $8,829,706.00 $0.00 $7,980,416.00 $8,000,296.00 90.61%
Missouri Total 100.00% 488,927 $741,460,138 $751,469,005 $26,259 $666,406,437 $684,576,990 91.10%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Small Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% 568 $2,000,167.00 $1,988,232.00 $0.00 $1,402,266.00 $1,405,759.00 70.70%
Missouri Total 100.00% 258,075 $543,297,602 $552,357,340 $6,830 $440,040,512 $442,331,862 80.08%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 16.41% 137,401 $23,897,883.00 $23,825,950.00 $0.00 $16,955,095.00 $16,997,330.00 71.34%
Missouri Total 100.00% 564,416 $145,632,548 $144,155,774 $411,414 $99,898,942 $98,112,452 68.06%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.80% 18,909 $3,455,942.00 $3,494,262.00 $0.00 $1,857,530.00 $1,862,157.00 53.29%
Missouri Total 100.00% 1,121,219 $192,153,221 $191,368,220 $90,133 $128,429,494 $149,185,996 77.96%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.28% 30,272 $4,121,078 $0 $3,083,925 $1,734,182 74.83%
Missouri Total 100.00% 2,936,221 $320,918,890 $4,138,916 $367,675,046 $141,808,184 114.57%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% 44 $53,446.00 $54,549.00 $0.00 $48,580.00 $49,444.00 90.64%
Missouri Total 100.00% 134,059 $274,523,129 $251,790,790 $900 $153,511,303 $150,274,960 59.68%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 17 $0 $0 $0 $0 0.00%
Missouri Total 100.00% 49,416 $88,565,544 $561,135 $52,125,293 $0 58.86%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.88% 1,346 $2,123,422.00 $1,822,173.00 $3,981.00 $352,684.00 $-119,330.00 -6.55%
Missouri Total 100.00% 120,632 $73,743,463 $74,347,831 $885,489 $40,622,002 $46,478,692 62.52%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 3 $53.00 $53.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 156,113 $21,926,715 $22,230,269 $7,734 $11,423,188 $10,992,215 49.45%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 14 $2,000 $0 $79,437 $0 3,971.85%
Missouri Total 100.00% 327,452 $1,554,696,964 $1,965,701 $872,194,110 $0 56.10%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 505 $0 $0 $0 $189,622 0.00%
Missouri Total 100.00% 639,132 $264,255,937 $15,404,195 $191,261,162 $78,732,455 72.38%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.23% 5,886 $9,619,593 $3,884,767 $5,048,086 $670,731 52.48%
Missouri Total 100.00% 2,380,404 $784,548,602 $316,967,016 $834,005,699 $71,613,753 106.30%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.19% 186,686 $40,740,565.00 $40,344,241.00 $3,981.00 $28,822,571.00 $28,422,219.00 70.45%
Missouri Total 100.00% 11,124,230 $3,437,512,087 $3,402,649,266 $1,704,541 $2,420,886,841 $2,480,088,525 72.89%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.55% 185,293 $38,563,644.00 $38,467,466.00 $0.00 $28,421,307.00 $28,492,105.00 74.07%
Missouri Total 100.00% 9,384,360 $2,485,290,187 $2,498,336,485 $680,104 $1,889,711,298 $1,926,618,671 77.12%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.14% 30,272 $4,121,078 $0 $3,083,925 $1,734,182 74.83%
Missouri Total 100.00% 4,699,608 $2,977,339,620 $11,519,949 $2,217,753,985 $170,948,806 74.49%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.23% 1,393 $2,176,921.00 $1,876,775.00 $3,981.00 $401,264.00 $-69,886.00 -3.72%
Missouri Total 100.00% 1,739,870 $952,221,900 $904,312,781 $1,024,437 $531,175,543 $553,469,854 61.20%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.20% 6,422 $9,621,593 $3,884,767 $5,127,523 $860,353 53.29%
Missouri Total 100.00% 4,371,622 $4,933,582,492 $414,340,097 $3,334,801,658 $227,044,189 67.59%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

2002 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.17% 36,694 $13,742,671 $3,884,767 $8,211,448 $2,594,535 59.75%
Missouri Total 100.00% 9,071,230 $7,910,922,112 $425,860,046 $5,552,555,643 $397,992,995 70.19%



Additional data is available for this company for the following year(s):