GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.38% 31,190 $344,855.00 $346,410.00 $0.00 $192,500.00 $196,575.00 56.75%
Missouri Total 100.00% 2,639,946 $91,674,208 $91,840,794 $-16,009 $43,387,500 $52,021,220 56.64%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.13% 5,999 $7,743,192.00 $7,836,274.00 $15,879.00 $7,139,644.00 $7,290,768.00 93.04%
Missouri Total 100.00% 498,787 $687,354,789 $685,685,907 $2,253,280 $611,901,329 $610,611,078 89.05%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Small Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.86% 894 $2,632,829.00 $2,664,479.00 $0.00 $2,137,182.00 $2,182,420.00 81.91%
Missouri Total 100.00% 188,111 $305,093,451 $304,761,965 $0 $235,252,468 $235,217,664 77.18%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 14.25% 100,508 $15,816,977.00 $15,837,254.00 $0.00 $11,040,392.00 $11,274,084.00 71.19%
Missouri Total 100.00% 592,892 $111,025,001 $110,370,493 $310,704 $85,784,941 $87,924,029 79.66%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.24% 13,441 $2,809,366.00 $2,757,652.00 $0.00 $1,651,338.00 $1,686,292.00 61.15%
Missouri Total 100.00% 751,265 $125,459,220 $125,463,277 $86,460 $84,692,414 $109,353,443 87.16%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.72% 45,278 $4,837,186 $0 $4,566,417 $2,257,115 94.40%
Missouri Total 100.00% 2,704,263 $281,091,200 $2,974,685 $321,445,911 $103,181,799 114.36%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% 42 $51,377.00 $51,299.00 $0.00 $101,104.00 $94,585.00 184.38%
Missouri Total 100.00% 163,477 $229,008,329 $228,487,106 $3,911 $155,616,141 $159,239,720 69.69%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 17 $0 $0 $0 $0 0.00%
Missouri Total 100.00% 302,005 $1,593,326,078 $444 $820,192,380 $0 51.48%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.05% 997 $1,366,024.00 $1,318,155.00 $5,060.00 $272,392.00 $231,356.00 17.55%
Missouri Total 100.00% 111,019 $66,490,592 $66,946,605 $420,599 $32,121,787 $48,494,601 72.44%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 17 $61,155 $8,655 $1,965 $0 3.21%
Missouri Total 100.00% 215,037 $407,245,440 $3,527,055 $779,679,935 $0 191.45%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 4.22% 621 $8,483,638 $3,551,414 $7,459,488 $199,540 87.93%
Missouri Total 100.00% 596,499 $200,973,899 $9,856,079 $124,310,754 $57,428,341 61.85%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 5,570 $0 $0 $15,000 $445,202 0.00%
Missouri Total 100.00% 2,561,613 $769,291,874 $302,475,773 $861,967,438 $64,157,643 112.05%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.10% 153,071 $30,764,620.00 $30,811,523.00 $20,939.00 $22,534,552.00 $22,956,080.00 74.50%
Missouri Total 100.00% 10,151,451 $2,793,902,774 $2,800,205,649 $3,104,630 $2,014,518,017 $2,096,480,234 74.87%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.47% 152,032 $29,347,219.00 $29,442,069.00 $15,879.00 $22,161,056.00 $22,630,139.00 76.86%
Missouri Total 100.00% 8,801,770 $1,996,109,505 $1,993,545,540 $2,668,013 $1,512,053,831 $1,560,282,504 78.27%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.17% 45,278 $4,837,186 $0 $4,566,417 $2,257,115 94.40%
Missouri Total 100.00% 4,458,036 $2,846,664,874 $4,145,555 $2,544,304,360 $127,434,464 89.38%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% 1,039 $1,417,401.00 $1,369,454.00 $5,060.00 $373,496.00 $325,941.00 23.80%
Missouri Total 100.00% 1,349,681 $797,793,269 $806,660,109 $436,617 $502,464,186 $536,197,730 66.47%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.22% 6,225 $8,544,793 $3,560,069 $7,476,453 $644,742 87.50%
Missouri Total 100.00% 4,593,141 $3,922,881,923 $323,615,018 $3,371,242,434 $192,419,185 85.94%



GUARDIAN LIFE INSURANCE COMPANY OF AMERICA

1999 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.20% 51,503 $13,381,979 $3,560,069 $12,042,870 $2,901,857 89.99%
Missouri Total 100.00% 9,051,177 $6,769,546,797 $327,760,573 $5,915,546,794 $319,853,649 87.38%



Additional data is available for this company for the following year(s):