EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.26% 7,281 $968,185 $0 $1,104,463 $449,784 114.08%
Missouri Total 100.00% 3,096,295 $376,714,634 $1,296,566 $397,857,704 $154,105,306 105.61%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Life

Individual Deposit-Type Funds

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.16% 6 $164,082 $0 $0 $0 0.00%
Missouri Total 100.00% 45,677 $100,971,117 $101,959 $66,680,404 $0 66.04%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% 155 $67,444.00 $68,632.00 $0.00 $48,252.00 $50,894.00 74.15%
Missouri Total 100.00% 145,217 $85,801,427 $87,912,057 $1,572,791 $51,589,954 $61,528,374 69.99%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 1 $2,424.00 $2,467.00 $0.00 $0.00 $0.00 0.00%
Missouri Total 100.00% 174,117 $30,162,088 $30,152,895 $7,059 $14,329,780 $14,855,245 49.27%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Accident & Health

Individual Medicare Supplement

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 5 $14,950.00 $15,213.00 $0.00 $21,193.00 $22,353.00 146.93%
Missouri Total 100.00% 164,410 $324,518,087 $326,964,025 $0 $238,360,551 $240,450,847 73.54%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.11% 527 $1,360,489 $0 $427,067 $0 31.39%
Missouri Total 100.00% 344,720 $1,212,579,611 $849,961 $1,133,952,482 $0 93.52%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.40% 1,756 $717,575.00 $730,216.00 $0.00 $490,900.00 $517,770.00 70.91%
Missouri Total 100.00% 220,147 $51,162,276 $52,122,674 $0 $25,486,371 $27,790,296 53.32%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.17% 1,528 $602,336 $12,742 $284,335 $152,848 47.21%
Missouri Total 100.00% 733,500 $346,852,356 $8,750,340 $259,159,296 $116,833,543 74.72%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.26% 3,224 $1,308,213 $0 $1,296,510 $173,993 99.11%
Missouri Total 100.00% 443,699 $504,117,494 $5,165,009 $348,497,145 $44,044,631 69.13%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.03% 1,802 $225,556 $64,095 $331,712 $12,275 147.06%
Missouri Total 100.00% 2,159,798 $701,647,462 $308,194,063 $1,237,629,495 $61,494,557 176.39%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% 1,917 $802,393.00 $816,528.00 $0.00 $560,345.00 $591,017.00 72.38%
Missouri Total 100.00% 19,163,590 $4,740,626,481 $4,736,978,690 $1,646,924 $3,444,966,965 $3,686,629,220 77.83%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.03% 7,281 $968,185 $0 $1,104,463 $449,784 114.08%
Missouri Total 100.00% 4,551,531 $3,375,832,231 $6,360,207 $3,171,102,415 $174,222,232 93.94%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.08% 1,917 $802,393.00 $816,528.00 $0.00 $560,345.00 $591,017.00 72.38%
Missouri Total 100.00% 1,680,219 $1,045,453,580 $1,031,696,807 $1,589,062 $654,255,729 $675,144,049 65.44%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.07% 7,087 $3,660,676 $76,837 $2,339,624 $339,116 63.91%
Missouri Total 100.00% 4,244,892 $4,981,733,225 $374,531,162 $4,855,471,916 $253,154,063 97.47%



EMC NATIONAL LIFE COMPANY

2005 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.06% 14,368 $4,628,861 $76,837 $3,444,087 $788,900 74.40%
Missouri Total 100.00% 8,796,423 $8,357,565,456 $380,891,369 $8,026,574,331 $427,376,295 96.04%



Additional data is available for this company for the following year(s):