EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.06% 1,733 $178,867 $0 $89,000 $102,575 49.76%
Missouri Total 100.00% 2,704,263 $281,091,200 $2,974,685 $321,445,911 $103,181,799 114.36%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Accident & Health

Individual Comprehensive Medical Expense

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 4 $4,328.00 $4,328.00 $0.00 $61,339.00 $59,783.00 1,381.31%
Missouri Total 100.00% 163,477 $229,008,329 $228,487,106 $3,911 $155,616,141 $159,239,720 69.69%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 105 $17,970.00 $18,040.00 $0.00 $33,132.00 $31,409.00 174.11%
Missouri Total 100.00% 111,019 $66,490,592 $66,946,605 $420,599 $32,121,787 $48,494,601 72.44%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.05% 88 $214,238 $0 $17,457 $0 8.15%
Missouri Total 100.00% 215,037 $407,245,440 $3,527,055 $779,679,935 $0 191.45%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.07% 711 $149,272 $0 $91,800 $43,806 61.50%
Missouri Total 100.00% 596,499 $200,973,899 $9,856,079 $124,310,754 $57,428,341 61.85%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.05% 498 $182,486 $0 $315,483 $20,392 172.88%
Missouri Total 100.00% 522,617 $392,321,964 $6,557,565 $318,771,594 $43,427,542 81.25%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 568 $92,281 $6,912 $198,822 $3,670 215.45%
Missouri Total 100.00% 2,561,613 $769,291,874 $302,475,773 $861,967,438 $64,157,643 112.05%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 109 $22,298.00 $22,368.00 $0.00 $94,471.00 $91,192.00 407.69%
Missouri Total 100.00% 10,151,451 $2,793,902,774 $2,800,205,649 $3,104,630 $2,014,518,017 $2,096,480,234 74.87%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 1,733 $178,867 $0 $89,000 $102,575 49.76%
Missouri Total 100.00% 4,458,036 $2,846,664,874 $4,145,555 $2,544,304,360 $127,434,464 89.38%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 109 $22,298.00 $22,368.00 $0.00 $94,471.00 $91,192.00 407.69%
Missouri Total 100.00% 1,349,681 $797,793,269 $806,660,109 $436,617 $502,464,186 $536,197,730 66.47%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 1,865 $638,277 $6,912 $623,562 $67,868 97.69%
Missouri Total 100.00% 4,593,141 $3,922,881,923 $323,615,018 $3,371,242,434 $192,419,185 85.94%



EMC NATIONAL LIFE COMPANY

1999 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 3,598 $817,144 $6,912 $712,562 $170,443 87.20%
Missouri Total 100.00% 9,051,177 $6,769,546,797 $327,760,573 $5,915,546,794 $319,853,649 87.38%



Additional data is available for this company for the following year(s):