AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 26 $7,106.00 $7,101.00 $0.00 $250.00 $147.00 2.07%
Missouri Total 100.00% 3,112,785 $96,313,011 $96,004,545 $103,738 $49,204,603 $51,379,533 53.52%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 162 $49,081.00 $49,052.00 $0.00 $40,925.00 $24,091.00 49.11%
Missouri Total 100.00% 388,370 $990,361,626 $991,633,986 $0 $858,201,657 $874,822,148 88.22%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Group Credit Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 3.30% 3,866 $1,121,057 $0 $257,553 $67,379 22.97%
Missouri Total 100.00% 540,054 $33,920,188 $33,742 $18,191,182 $2,987,583 53.63%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% 143 $36,925.00 $36,903.00 $0.00 $20,491.00 $12,062.00 32.69%
Missouri Total 100.00% 676,475 $141,386,608 $134,078,757 $43,464 $101,787,485 $102,738,450 76.63%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 126 $90,494.00 $90,440.00 $0.00 $46,794.00 $27,546.00 30.46%
Missouri Total 100.00% 1,120,380 $216,398,030 $216,750,400 $37,513 $147,429,402 $174,125,247 80.33%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Short Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.10% 1,809 $917,653.00 $501,338.00 $0.00 $125,412.00 $253,554.00 50.58%
Missouri Total 100.00% 334,847 $29,558,218 $31,473,169 $0 $14,588,023 $13,987,422 44.44%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.49% 893 $276,739.00 $276,574.00 $0.00 $113,281.00 $66,683.00 24.11%
Missouri Total 100.00% 74,821 $7,920,812 $7,937,783 $0 $2,669,080 $2,485,075 31.31%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 192 $12,031 $0 $40,000 $4,408 332.47%
Missouri Total 100.00% 3,195,709 $340,509,430 $2,662,813 $375,549,371 $154,098,346 110.29%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.55% 5,426 $1,042,047.00 $1,048,628.00 $0.00 $367,349.00 $434,378.00 41.42%
Missouri Total 100.00% 778,791 $40,880,088 $40,573,682 $175 $18,717,124 $19,492,689 48.04%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.47% 904 $389,370.00 $391,829.00 $0.00 $219,237.00 $259,241.00 66.16%
Missouri Total 100.00% 136,980 $82,139,891 $82,487,795 $1,259,941 $46,835,397 $53,586,832 64.96%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% 586 $116,928.00 $117,666.00 $0.00 $31,220.00 $36,917.00 31.37%
Missouri Total 100.00% 150,444 $28,173,993 $27,922,148 $7,077 $13,925,642 $14,162,998 50.72%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Long Term Care

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.80% 565 $1,323,812.00 $1,332,173.00 $0.00 $1,665,071.00 $1,968,893.00 147.80%
Missouri Total 100.00% 125,238 $165,476,602 $158,127,812 $9,628 $67,127,857 $90,850,534 57.45%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 66 $960 $0 $76,412 $0 7,959.58%
Missouri Total 100.00% 343,929 $1,208,751,601 $1,418,229 $1,005,859,160 $0 83.21%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.64% 8,288 $1,297,778.00 $1,305,974.00 $0.00 $406,917.00 $481,166.00 36.84%
Missouri Total 100.00% 217,469 $49,088,053 $48,694,411 $0 $23,964,793 $25,558,105 52.49%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.04% 649 $133,365 $0 $25,000 $49,940 18.75%
Missouri Total 100.00% 694,064 $347,382,114 $9,263,420 $212,249,288 $108,608,536 61.10%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.13% 3,005 $718,496 $0 $276,626 $82,246 38.50%
Missouri Total 100.00% 453,561 $552,152,498 $4,442,311 $479,281,007 $45,190,056 86.80%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 12 $689 $0 $6,000 $56 870.83%
Missouri Total 100.00% 2,254,309 $760,946,118 $311,864,185 $860,216,353 $58,567,813 113.05%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% 18,928 $5,547,933.00 $5,157,678.00 $0.00 $3,036,947.00 $3,564,678.00 69.11%
Missouri Total 100.00% 15,325,488 $4,295,618,608 $4,290,144,267 $1,485,559 $3,002,308,121 $3,208,218,965 74.78%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 3,159 $1,377,998.00 $961,408.00 $0.00 $347,153.00 $384,083.00 39.95%
Missouri Total 100.00% 13,467,585 $3,292,621,915 $3,288,067,459 $208,057 $2,379,030,650 $2,553,729,227 77.67%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.03% 4,058 $1,133,088 $0 $297,553 $71,787 26.26%
Missouri Total 100.00% 4,689,528 $3,414,637,016 $8,065,165 $2,380,137,400 $176,276,564 69.70%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.42% 15,769 $4,169,935.00 $4,196,270.00 $0.00 $2,689,794.00 $3,180,595.00 75.80%
Missouri Total 100.00% 1,857,903 $1,002,996,693 $1,002,076,808 $1,277,502 $623,277,471 $654,489,738 65.31%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 3,732 $853,510 $0 $384,038 $132,242 45.00%
Missouri Total 100.00% 4,285,396 $5,150,758,634 $383,562,866 $4,123,058,017 $245,622,119 80.05%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2004 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 7,790 $1,986,598 $0 $681,591 $204,029 34.31%
Missouri Total 100.00% 8,974,924 $8,565,395,650 $391,628,031 $6,503,195,417 $421,898,683 75.92%



Additional data is available for this company for the following year(s):