AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Group Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $2,522.00 $2,465.00 $0.00 $1,475.00 $1,167.00 47.34%
Missouri Total 100.00% 2,219,297 $87,537,941 $88,045,683 $119,142 $42,280,493 $43,315,043 49.20%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.04% 221 $353,049.00 $345,078.00 $0.00 $206,420.00 $163,344.00 47.34%
Missouri Total 100.00% 534,239 $901,961,338 $887,285,267 $241,601 $761,010,294 $770,559,414 86.84%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Group Credit Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 3.25% 2,506 $1,017,424 $0 $171,220 $45,360 16.83%
Missouri Total 100.00% 492,360 $31,327,282 $11,355 $22,656,984 $3,288,536 72.32%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 72 $4,983.00 $4,870.00 $0.00 $2,913.00 $2,306.00 47.35%
Missouri Total 100.00% 585,831 $140,739,643 $139,581,389 $201 $97,860,234 $98,308,288 70.43%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.10% 233 $203,456.00 $198,862.00 $0.00 $118,957.00 $94,195.00 47.37%
Missouri Total 100.00% 966,905 $207,926,823 $208,768,671 $12,202 $139,285,242 $148,519,747 71.14%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Group Short Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.70% 1,076 $810,411.00 $152,452.00 $0.00 $30,640.00 $52,241.00 34.27%
Missouri Total 100.00% 303,968 $29,986,007 $35,416,213 $0 $16,617,563 $14,050,157 39.67%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.26% 756 $152,368.00 $148,927.00 $0.00 $89,087.00 $70,513.00 47.35%
Missouri Total 100.00% 37,786 $4,672,472 $4,658,934 $0 $2,405,986 $2,605,717 55.93%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.05% 0 $60,093.00 $58,736.00 $0.00 $35,135.00 $27,810.00 47.35%
Missouri Total 100.00% 874,250 $121,222,794 $119,312,628 $0 $71,856,629 $68,055,783 57.04%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 499 $32,765 $0 $100,000 $9,592 305.20%
Missouri Total 100.00% 2,776,226 $346,465,528 $3,769,039 $348,268,875 $137,313,054 100.52%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.02% 4,470 $734,885.00 $735,161.00 $0.00 $196,370.00 $208,401.00 28.35%
Missouri Total 100.00% 749,548 $36,397,695 $36,884,388 $42,620 $16,185,204 $18,620,803 50.48%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% 532 $246,684.00 $246,776.00 $0.00 $55,968.00 $59,397.00 24.07%
Missouri Total 100.00% 125,665 $75,424,426 $76,643,511 $1,128,031 $44,821,395 $54,384,423 70.96%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.20% 286 $46,772.00 $46,790.00 $0.00 $10,339.00 $10,972.00 23.45%
Missouri Total 100.00% 145,722 $23,832,756 $23,694,730 $7,114 $11,594,074 $12,130,196 51.19%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Long Term Care

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.93% 659 $1,493,461.00 $1,494,022.00 $0.00 $1,456,544.00 $1,545,783.00 103.46%
Missouri Total 100.00% 120,489 $160,677,734 $152,231,374 $9,757 $60,749,850 $85,685,868 56.29%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 70 $2,124 $0 $22,763 $0 1,071.70%
Missouri Total 100.00% 323,194 $1,266,302,842 $1,915,121 $823,503,089 $0 65.03%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.41% 6,912 $1,067,750.00 $1,068,152.00 $0.00 $351,033.00 $372,540.00 34.88%
Missouri Total 100.00% 217,565 $44,329,413 $45,000,689 $0 $21,077,976 $23,153,492 51.45%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.04% 640 $138,248 $0 $250,000 $48,863 180.83%
Missouri Total 100.00% 682,356 $311,467,903 $10,173,738 $184,996,306 $93,566,603 59.39%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.14% 2,494 $698,675 $0 $136,915 $75,290 19.60%
Missouri Total 100.00% 458,295 $491,131,691 $6,524,954 $331,504,239 $43,493,081 67.50%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 14 $830 $0 $7,575 $57 912.65%
Missouri Total 100.00% 2,308,146 $719,119,352 $323,220,961 $797,276,767 $66,887,681 110.87%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% 15,217 $5,176,434.00 $4,502,291.00 $0.00 $2,554,881.00 $2,608,669.00 57.94%
Missouri Total 100.00% 10,342,971 $3,852,900,654 $3,820,337,190 $1,631,763 $2,664,219,455 $2,730,742,332 71.48%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.06% 2,358 $1,586,882.00 $911,390.00 $0.00 $484,627.00 $411,576.00 45.16%
Missouri Total 100.00% 8,540,410 $2,878,594,040 $2,850,934,447 $443,521 $2,086,264,285 $2,118,878,045 74.32%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.03% 3,005 $1,050,189 $0 $271,220 $54,952 25.83%
Missouri Total 100.00% 4,461,154 $3,210,980,742 $9,512,580 $2,151,672,191 $158,266,535 67.01%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.37% 12,859 $3,589,552.00 $3,590,901.00 $0.00 $2,070,254.00 $2,197,093.00 61.19%
Missouri Total 100.00% 1,802,561 $974,306,614 $969,402,743 $1,188,242 $577,955,170 $611,864,287 63.12%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 3,218 $839,877 $0 $417,253 $124,210 49.68%
Missouri Total 100.00% 4,330,504 $4,930,506,696 $404,183,765 $3,349,037,869 $235,658,520 67.92%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2003 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 6,223 $1,890,066 $0 $688,473 $179,162 36.43%
Missouri Total 100.00% 8,791,658 $8,141,487,438 $413,696,345 $5,500,710,060 $393,925,055 67.56%



Additional data is available for this company for the following year(s):