AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Comprehensive Medical Expense - Large Employer

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.07% 672 $552,057.00 $526,270.00 $0.00 $360,860.00 $377,132.00 71.66%
Missouri Total 100.00% 488,927 $741,460,138 $751,469,005 $26,259 $666,406,437 $684,576,990 91.10%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Group Credit Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 1.16% 1,121 $378,250 $0 $42,051 $17,448 11.12%
Missouri Total 100.00% 571,829 $32,514,714 $31,793 $23,174,177 $3,555,940 71.27%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Dental

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% 48 $8,806.00 $8,395.00 $0.00 $5,756.00 $6,016.00 71.66%
Missouri Total 100.00% 564,416 $145,632,548 $144,155,774 $411,414 $99,898,942 $98,112,452 68.06%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.29% 1,187 $561,421.00 $535,197.00 $0.00 $366,981.00 $383,530.00 71.66%
Missouri Total 100.00% 1,121,219 $192,153,221 $191,368,220 $90,133 $128,429,494 $149,185,996 77.96%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Short Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.51% 353 $176,735.00 $83,433.00 $0.00 $14,838.00 $24,239.00 29.05%
Missouri Total 100.00% 273,486 $34,498,114 $39,702,980 $0 $18,162,858 $17,319,562 43.62%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.63% 167 $29,995.00 $28,594.00 $0.00 $19,606.00 $20,491.00 71.66%
Missouri Total 100.00% 39,537 $4,788,104 $4,810,263 $0 $3,153,374 $3,034,283 63.08%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Group Stop Loss

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.75% 1,705 $833,645.00 $794,704.00 $0.00 $544,924.00 $569,496.00 71.66%
Missouri Total 100.00% 746,399 $110,671,927 $108,898,969 $0 $68,039,680 $72,206,007 66.31%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Group Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 249 $30,116 $0 $98,592 $8,322 327.37%
Missouri Total 100.00% 2,936,221 $320,918,890 $4,138,916 $367,675,046 $141,808,184 114.57%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Accident Only

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.56% 3,332 $574,838.00 $576,093.00 $0.00 $143,519.00 $146,861.00 25.49%
Missouri Total 100.00% 720,793 $36,941,318 $37,593,334 $69,386 $16,209,065 $13,838,188 36.81%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Disability Income

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.25% 456 $183,692.00 $184,093.00 $0.00 $80,237.00 $82,105.00 44.60%
Missouri Total 100.00% 120,632 $73,743,463 $74,347,831 $885,489 $40,622,002 $46,478,692 62.52%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Limited Benefit

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.12% 138 $26,396.00 $26,454.00 $0.00 $1,801.00 $1,843.00 6.97%
Missouri Total 100.00% 156,113 $21,926,715 $22,230,269 $7,734 $11,423,188 $10,992,215 49.45%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Long Term Care

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 1.02% 766 $1,495,212.00 $1,498,475.00 $0.00 $1,215,426.00 $1,243,728.00 83.00%
Missouri Total 100.00% 118,086 $146,612,156 $136,163,460 $60,924 $53,077,958 $76,391,765 56.10%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Ordinary Annuities

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 74 $17,797 $0 $5,876 $0 33.02%
Missouri Total 100.00% 327,452 $1,554,696,964 $1,965,701 $872,194,110 $0 56.10%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Individual Specified Disease

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 2.13% 5,782 $864,961.00 $866,849.00 $0.00 $253,998.00 $259,912.00 29.98%
Missouri Total 100.00% 203,506 $40,683,172 $40,117,806 $0 $19,847,306 $20,449,849 50.97%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Term Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.04% 613 $112,788 $0 $0 $47,735 0.00%
Missouri Total 100.00% 639,132 $264,255,937 $15,404,195 $191,261,162 $78,732,455 72.38%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Universal Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.13% 2,451 $621,098 $0 $74,481 $74,748 11.99%
Missouri Total 100.00% 467,687 $464,925,509 $5,035,888 $359,544,541 $43,737,708 77.33%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Individual Whole Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.00% 16 $855 $0 $54,000 $68 6,315.79%
Missouri Total 100.00% 2,380,404 $784,548,602 $316,967,016 $834,005,699 $71,613,753 106.30%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.15% 14,606 $5,307,758.00 $5,128,557.00 $0.00 $3,007,946.00 $3,115,353.00 60.75%
Missouri Total 100.00% 11,124,230 $3,437,512,087 $3,402,649,266 $1,704,541 $2,420,886,841 $2,480,088,525 72.89%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Group Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.09% 4,132 $2,162,659.00 $1,976,593.00 $0.00 $1,312,965.00 $1,380,904.00 69.86%
Missouri Total 100.00% 9,384,360 $2,485,290,187 $2,498,336,485 $680,104 $1,889,711,298 $1,926,618,671 77.12%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Total Group Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 1,370 $408,366 $0 $140,643 $25,770 34.44%
Missouri Total 100.00% 4,699,608 $2,977,339,620 $11,519,949 $2,217,753,985 $170,948,806 74.49%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.33% 10,474 $3,145,099.00 $3,151,964.00 $0.00 $1,694,981.00 $1,734,449.00 55.03%
Missouri Total 100.00% 1,739,870 $952,221,900 $904,312,781 $1,024,437 $531,175,543 $553,469,854 61.20%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Total Individual Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.02% 3,154 $752,538 $0 $134,357 $122,551 17.85%
Missouri Total 100.00% 4,371,622 $4,933,582,492 $414,340,097 $3,334,801,658 $227,044,189 67.59%



AMERICAN HERITAGE LIFE INSURANCE COMPANY

2002 Supplemental Data for

Life

Total Life

Market_Share Number of Insureds Direct Premium and Annuities Dividends Paid Direct Claims and Benefits Paid Life Insurance in Force Benefits Ratio
Company Total 0.01% 4,524 $1,160,904 $0 $275,000 $148,321 23.69%
Missouri Total 100.00% 9,071,230 $7,910,922,112 $425,860,046 $5,552,555,643 $397,992,995 70.19%



Additional data is available for this company for the following year(s):