AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Commercial Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-1,000.00 $-1,000.00 0.00%
Missouri Total 100.00% $63,177,401 $64,005,865 $24,175,823 $25,747,008 40.23%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Dwelling Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.39% $491,816.00 $445,283.00 $38,969.00 $51,553.00 11.58%
Missouri Total 100.00% $125,326,456 $123,830,473 $49,964,516 $52,859,548 42.69%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Farmowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.41% $378,086.00 $383,988.00 $64,577.00 $95,902.00 24.98%
Missouri Total 100.00% $92,404,602 $90,445,335 $42,706,128 $40,177,217 44.42%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Homeowners Multi-Peril

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $255,343.00 $253,678.00 $38,654.00 $45,841.00 18.07%
Missouri Total 100.00% $974,940,150 $962,933,485 $397,280,337 $443,502,680 46.06%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Accident & Health

Individual Short Term Credit Disability

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -5.95% 0 $-167,538.00 $-78,978.00 $0.00 $3,420.00 $-19,437.00 24.61%
Missouri Total 100.00% 16,496 $2,814,702 $2,649,362 $0 $1,098,982 $818,046 30.88%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Inland Marine (Incl Auto Cargo)

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $261,643.00 $174,590.00 $19,158.00 $20,933.00 11.99%
Missouri Total 100.00% $201,917,577 $199,964,322 $75,938,842 $90,734,243 45.38%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

National Flood Insurance Program

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.34% $372,607.00 $366,163.00 $18,680.00 $18,680.00 5.10%
Missouri Total 100.00% $11,170,812 $10,932,806 $825,333 $886,627 8.11%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Other Liability - Bodily Injury & Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $11,093.00 $7,312.00 $1,000.00 $1,177.00 16.10%
Missouri Total 100.00% $568,337,066 $603,483,554 $334,235,058 $378,856,753 62.78%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Other Liability - Warranty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.13% $41,071.00 $32,112.00 $1,411.00 $691.00 2.15%
Missouri Total 100.00% $30,702,629 $35,300,435 $33,262,804 $29,711,045 84.17%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Other Specific

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 3.19% $255,811.00 $37,476.00 $2,613.00 $7,563.00 20.18%
Missouri Total 100.00% $8,020,080 $5,352,838 $3,177,491 $3,911,825 73.08%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Comprehensive

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $80,104.00 $76,309.00 $28,943.00 $27,965.00 36.65%
Missouri Total 100.00% $457,656,918 $460,997,016 $204,530,039 $202,705,789 43.97%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Private Passenger Auto Liability Property Damage

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $4,824.00 $3,992.00 $0.00 $187.00 4.68%
Missouri Total 100.00% $571,950,381 $573,165,668 $365,913,330 $365,566,650 63.78%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Surety

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.01% $4,978.00 $4,978.00 $0.00 $-525.00 -10.55%
Missouri Total 100.00% $67,003,050 $65,353,672 $19,740,699 $20,079,091 30.72%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Accident & Health

Total Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% 0 $-167,538.00 $-78,978.00 $0.00 $3,420.00 $-19,437.00 24.61%
Missouri Total 100.00% 19,163,590 $4,740,626,481 $4,736,978,690 $1,646,924 $3,444,966,965 $3,686,629,220 77.83%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Commercial Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $0.00 $0.00 $-1,000.00 $-1,000.00 0.00%
Missouri Total 100.00% $588,121,986 $589,707,629 $281,411,163 $302,319,859 51.27%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Fire & Allied Lines

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.18% $491,816.00 $445,283.00 $38,969.00 $51,553.00 11.58%
Missouri Total 100.00% $271,373,726 $265,149,404 $100,666,288 $86,534,872 32.64%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Homeowners

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.02% $255,343.00 $253,678.00 $38,654.00 $45,841.00 18.07%
Missouri Total 100.00% $1,056,946,691 $1,045,454,044 $430,664,376 $475,240,408 45.46%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Accident & Health

Total Individual Accident & Health

Market_Share Number of Insureds Direct Premium Written Direct Premium Earned Dividends Paid Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total -0.02% 0 $-167,538.00 $-78,978.00 $0.00 $3,420.00 $-19,437.00 24.61%
Missouri Total 100.00% 1,680,219 $1,045,453,580 $1,031,696,807 $1,589,062 $654,255,729 $675,144,049 65.44%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Private Passenger Automobile

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.00% $84,928.00 $80,301.00 $28,943.00 $28,152.00 35.06%
Missouri Total 100.00% $2,773,452,710 $2,784,301,481 $1,597,094,439 $1,623,488,230 58.31%



AMERICAN RELIABLE INSURANCE COMPANY

2005 Supplemental Data for

Property & Casualty

Total Property & Casualty

Market_Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
Company Total 0.03% $2,157,376.00 $1,785,881.00 $213,005.00 $268,967.00 15.06%
Missouri Total 100.00% $8,218,883,685 $8,161,366,248 $4,027,395,001 $4,348,337,255 53.28%



Additional data is available for this company for the following year(s):