image of cellphone opened to the Mo2Go app with words Store your insurance information on your smartphone
button image with words Download the Mo2Go Wallet for Apple divices
button image with words Download the Mo2Go Wallet for Android divices

Never misplace another insurance card

If you have trouble keeping your insurance information organized, you’re not alone. To help keep track of your coverage information and insurance cards, the Missouri Department of Insurance created the Mo2Go Wallet, an application that stores insurance documents and information on a smartphone.

After a disaster strikes, you may not immediately think about where your insurance documents are located. Sometimes the information can be lost or destroyed in a disaster. The Mo2Go Wallet has a user-friendly interface that will help you save pertinent insurance information onto your phone.

Now you can snap photos of your insurance cards, save your insurance company’s and agent's contact information and store all of your insurance information in one place. The Mo2Go Wallet also will let you share your insurance information through text message and email. For example, parents can use the app to text insurance cards to their children who may be away at school. You can also email pertinent insurance information like insurance cards to your medical provider right from your phone.

The department does not store or have access to any of your insurance information in the Mo2Go Wallet; the information is saved and stored directly onto your phone. The app will help you organize your insurance information by four common types of insurance - auto, home, health and life insurance.

The auto section lets you snap photos of your vehicle, license plate and auto insurance card. Missouri law allows you to present proof of auto insurance electronically using your phone. That way if you get pulled over, you can show the law enforcement officer your auto insurance information straight from your phone.

The app has a reminder feature to give a calendar alert when the insurance coverage is getting ready to expire, prompting you to update your electronic information. The notes section allows you to jot down other important information about your car like mileage, when an oil change is due or purchase information. Additionally, you can fill in your company information, like your agent’s phone number or where to call to report a claim.

The auto section also has additional resources, including a link to the National Association of Insurance Commissioners (NAIC) Wreck Check App. This app walks you through the process of what to do in case of an auto accident.

The health section allows you to store your medical, dental, vision and prescription insurance cards. It also has a place to add contact information for any of your medical providers. You can also share your insurance coverage information via email or text messaging for convenience.

In the home section, you can snap a photo of your declaration page, which is a summary of your homeowners’ coverage. Additionally, the app allows you to take photos and record information about your home, like the year it was built or the age of the roof. This way if disaster ever strikes, you will be prepared by having the necessary information ready to send to your agent to make the recovery process smoother. You also have the ability to store your company and agent contact information, and contact them through the app.

When an unforeseen event damages your home or property, the insurance company will ask you for a recording of your possessions. You can find a link to download the NAIC MyHome Scr.App.book, an app that allows consumers to create a home inventory, in the home section of the Mo2Go Wallet. You can also find links and resources on how to prepare for and recover from a disaster in the home section.

Planning ahead and knowing what to expect are the best ways to avoid future financial difficulties. The Mo2Go Wallet allows you to plan ahead by storing life insurance and beneficiary information. Missourians can also find resources on retirement planning and information for seniors and their caregivers. The life section also has the life policy locator, a tool that can help you locate life insurance policies and annuity benefits of deceased loved ones.

Mo2Go Wallet Privacy Policy

The State of Missouri created the Mo2Go Wallet application (app) to allow users to store insurance documents and insurance information on their smartphones. The Mo2Go Wallet app also allows users to share the insurance information stored in the app through text messages and email.

The Mo2Go Wallet app is free to use and is intended for use as is.

This page is used to inform website visitors of the State of Missouri’s privacy policy regarding the collection, use, and disclosure of personal information for those users who elect to utilize the Mo2Go Wallet app.

Camera-related Privacy Permissions
Such permissions allow users of the app to take photos of their insurance cards and other insurance information utilizing their smartphone camera to save on their smartphone.

Information Collection and Use
The Mo2Go Wallet app does not require users to provide any personally identifiable information. The State of Missouri does not store or have access to any of the user insurance information stored in the Mo2Go Wallet app. Information is saved to and stored directly on the user’s smartphone. This app does not collect any user data.

The Mo2Go Wallet app utilizes third-party services that may collect information used to identify users. The link to the privacy policies of the third-party service providers used by the Mo2Go Wallet app is provided here: Google Play Services.

Cookies
Cookies are files containing small amounts of data that are commonly used as anonymous unique identifiers. These are sent to a user’s browser from websites visited and are stored on such user’s devices’ internal memory. The Mo2Go Wallet app does not utilize cookies. However, the app may use third-party code, libraries, or allow access to third-party links that utilize cookies in order to collect information and improve services. Users have the option to be notified when cookies are being sent to their devices and can either accept or refuse these cookies. Users who elect to refuse cookies associated with this app may not be able to utilize certain portions of the service it provides.

Security
The State of Missouri does not store or have access to any of the user insurance information stored in the Mo2Go Wallet app. Users are advised that no method of transmission over the internet or of electronic storage is 100% secure and reliable, and the State of Missouri cannot guarantee any security of such transmission or storage. The State of Missouri also cannot guarantee the safety of users’ phone or of any texts or emails sent when using this app.

Links to Other Sites
This app service may contain links to other sites. Users who elect to click on a third-party link may be directed to a site that is not operated by the State of Missouri. Therefore, the State of Missouri strongly advises users to review the privacy policies of any such third-party websites. The State of Missouri has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party sites or services.

Children’s Privacy
The State of Missouri does not contemplate anyone under the age of 13 using the Mo2Go Wallet app, nor is the app solicited to anyone under the age of 13. Regardless, the State of Missouri does not store or have access to any of the user information stored in the Mo2Go Wallet app.

Changes to This Privacy Policy
This privacy policy may be updated at any time. Users are advised to review this page periodically for any changes. Any changes to this privacy policy will be posted on this page, and such changes are effective immediately after posting.

Contact Us
Questions or suggestions relating to this privacy policy should be emailed to news@difp.mo.gov.


This privacy policy was last updated on September 30, 2018.