Company Details

  ZURICH AMERICAN INSURANCE COMPANY License Status :
Active

NAIC Number :

16535


Phone Number:

212-225-7000


Company Address:

1299 ZURICH WAY CUSTOM INQUIRY CTR
SCHAUMBURG, IL  60196

Description:

Property and Casualty


License Number:

B422821


Date Admitted:

1999-06-25


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Accident & Health 0.01% $5,545,308 $5,603,425 $5,317,881 $5,163,718 92.15 %
2018 Total Group Accident & Health 0.01% $5,545,308 $5,603,425 $5,317,881 $5,163,718 92.15 %
2018 Group Accident Only 0.53% $3,088,357 $3,066,170 $2,778,645 $2,359,858 76.96 %
2018 Group Disability Income 0.00% $0 $0 $24,785 $0 N/A
2018 Group Stop Loss 0.07% $2,456,951 $2,537,255 $2,514,451 $2,803,860 N/A
2018 Total Property & Casualty 0.19% $90,014,195 $88,519,018 $53,613,577 $80,971,311 91.47 %
2018 Total Fire & Allied Lines 0.48% $10,257,908 $9,684,828 $9,743,557 $26,066,838 N/A
2018 Commercial Fire & Allied Lines 1.57% $10,257,908 $9,684,828 $9,743,557 $26,066,838 N/A
2018 Commercial Multi-Peril 0.22% $7,792,324 $7,986,785 $5,470,795 $4,069,836 50.96 %
2018 Ocean Marine 0.73% $1,368,792 $1,393,555 $1,195,911 $1,225,815 87.96 %
2018 Inland Marine (Incl Auto Cargo) 0.28% $6,250,571 $6,038,911 $1,217,385 $1,633,469 27.05 %
2018 Total Medical Malpractice 0.03% $78,040 $26,300 $3,016 $27,648 N/A
2018 Medical Malpractice - Physicians & Surgeons 0.04% $73,017 $24,607 $0 $23,177 94.19 %
2018 Medical Malpractice - Hospitals 0.01% $5,023 $1,693 $3,016 $4,572 N/A
2018 Medical Malpractice - Other 0.00% $0 $0 $0 $-101 N/A
2018 Earthquake 0.33% $1,425,601 $1,381,053 $0 $683 0.05 %
2018 Direct Workers Compensation 0.53% $25,862,353 $26,003,588 $15,156,647 $11,406,675 43.87 %
2018 Other Liability - Bodily Injury & Property Damage 0.67% $21,430,953 $18,466,864 $9,145,802 $10,791,742 58.44 %
2018 Excess Workers Compensation 0.26% $506,026 $515,355 $31,964 $775,824 N/A
2018 Products Liability 0.55% $870,093 $880,735 $66,789 $3,615,077 N/A
2018 Total Private Passenger Automobile 0.00% $0 $0 $-15,029 $-15,029 N/A
2018 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $-15,029 $-15,029 N/A
2018 Total Commercial Automobile 0.39% $11,196,707 $13,000,159 $11,075,591 $20,441,877 N/A
2018 Commercial Auto Liability Bodily Injury 0.48% $7,042,418 $8,082,746 $6,364,085 $15,221,456 N/A
2018 Commercial Auto Liability Property Damage 0.00% $0 $0 $1,140,701 $1,026,524 N/A
2018 Commercial Auto Medical Payments 2.25% $765,474 $695,389 $20,209 $11,668 1.68 %
2018 Commercial Auto Uninsured Motorists 1.20% $1,070,228 $1,099,467 $613,875 $1,529,412 N/A
2018 Commercial Auto Comprehensive 0.37% $1,238,892 $1,813,810 $1,871,675 $1,730,981 95.43 %
2018 Commercial Auto Collision 0.21% $1,079,695 $1,308,747 $1,065,046 $921,836 70.44 %
2018 Fidelity 0.52% $592,971 $697,811 $110,879 $130,529 18.71 %
2018 Surety 0.00% $0 $0 $0 $2 N/A
2018 Burglary & Theft 0.70% $213,078 $284,396 $22,020 $12,770 4.49 %
2018 Boiler & Machinery 0.83% $828,524 $825,075 $13,250 $29,013 3.52 %
2018 Private Flood 4.88% $1,340,254 $1,333,603 $375,000 $758,542 56.88 %
2017 Total Accident & Health 0.01% $5,694,270 $5,638,249 $3,912,241 $3,404,561 60.38 %
2017 Total Group Accident & Health 0.01% $5,694,270 $5,638,249 $3,912,241 $3,404,561 60.38 %
2017 Group Accident Only 1.07% $3,319,773 $3,263,752 $1,881,768 $1,265,759 38.78 %
2017 Group Disability Income 0.00% $0 $0 $24,402 $0 N/A
2017 Group Stop Loss 0.16% $2,374,497 $2,374,497 $2,006,071 $2,138,802 90.07 %
2017 Total Property & Casualty 0.39% $89,618,138 $88,040,923 $56,498,281 $47,206,019 53.62 %
2017 Total Fire & Allied Lines 0.75% $7,988,833 $8,955,925 $10,000,204 $9,495,733 N/A
2017 Commercial Fire & Allied Lines 3.01% $7,988,833 $8,955,925 $10,000,204 $9,495,733 N/A
2017 Commercial Multi-Peril 0.41% $7,514,428 $7,465,423 $7,546,643 $9,434,111 N/A
2017 Ocean Marine 1.17% $1,089,406 $1,637,336 $3,945 $37,620 2.30 %
2017 Inland Marine (Incl Auto Cargo) 0.50% $5,494,606 $5,241,341 $1,183,262 $654,986 12.50 %
2017 Total Medical Malpractice 0.00% $104 $104 $0 $37 35.58 %
2017 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $0 $-1 N/A
2017 Medical Malpractice - Hospitals 0.00% $104 $104 $0 $53 50.96 %
2017 Medical Malpractice - Other 0.00% $0 $0 $0 $-15 N/A
2017 Earthquake 0.70% $1,432,986 $1,405,383 $0 $-422 -0.03 %
2017 Direct Workers Compensation 1.13% $27,892,089 $26,958,603 $14,454,676 $10,431,962 38.70 %
2017 Other Liability - Bodily Injury & Property Damage 1.15% $19,652,872 $19,112,645 $11,486,919 $3,792,725 19.84 %
2017 Excess Workers Compensation 0.47% $498,762 $477,017 $1,051,143 $383,999 80.50 %
2017 Products Liability 0.80% $662,630 $699,844 $138,124 $-5,189,231 -741.48 %
2017 Total Private Passenger Automobile 0.00% $0 $0 $-36,800 $-36,800 N/A
2017 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $-36,800 $-36,800 N/A
2017 Total Commercial Automobile 1.09% $14,793,289 $13,878,094 $10,582,791 $18,020,549 N/A
2017 Commercial Auto Liability Bodily Injury 1.40% $9,369,886 $8,985,951 $5,105,868 $12,559,026 N/A
2017 Commercial Auto Liability Property Damage 0.00% $0 $0 $1,278,806 $1,131,322 N/A
2017 Commercial Auto Medical Payments 4.25% $697,870 $708,666 $10,345 $39,205 5.53 %
2017 Commercial Auto Uninsured Motorists 1.69% $740,679 $757,050 $50,000 $59,900 7.91 %
2017 Commercial Auto Comprehensive 1.48% $2,398,876 $1,919,526 $3,037,136 $3,240,441 N/A
2017 Commercial Auto Collision 0.65% $1,585,978 $1,506,901 $1,100,636 $990,655 65.74 %
2017 Fidelity 1.26% $757,829 $735,339 $20,844 $114,504 15.57 %
2017 Surety 0.00% $0 $16 $0 $-15 -93.75 %
2017 Burglary & Theft 1.93% $312,341 $300,793 $-1,241 $10,047 3.34 %
2017 Boiler & Machinery 1.17% $623,999 $737,067 $67,771 $-8,613 -1.17 %
2017 Private Flood 7.59% $903,964 $435,993 $0 $64,827 14.87 %
2016 Total Accident & Health 0.01% $5,573,302 $5,266,230 $3,333,331 $2,763,445 52.47 %
2016 Total Group Accident & Health 0.02% $5,573,302 $5,266,230 $3,333,331 $2,763,445 52.47 %
2016 Group Accident Only 1.17% $3,369,265 $3,062,193 $1,973,446 $1,531,463 50.01 %
2016 Group Disability Income 0.00% $0 $0 $25,924 $-1,832 N/A
2016 Group Stop Loss 0.17% $2,204,037 $2,204,037 $1,333,961 $1,233,814 55.98 %
2016 Total Property & Casualty 0.38% $82,232,353 $83,493,776 $39,404,220 $43,399,662 51.98 %
2016 Total Fire & Allied Lines 0.87% $8,837,651 $9,273,578 $3,617,536 $4,340,581 46.81 %
2016 Commercial Fire & Allied Lines 3.45% $8,837,651 $9,273,578 $3,617,536 $4,340,581 46.81 %
2016 Commercial Multi-Peril 0.42% $7,542,194 $6,985,697 $3,094,896 $2,912,631 41.69 %
2016 Ocean Marine 1.91% $1,921,295 $1,365,518 $1,062,345 $-300,345 -21.99 %
2016 Inland Marine (Incl Auto Cargo) 0.45% $4,762,017 $5,370,104 $2,490,269 $2,642,125 49.20 %
2016 Total Medical Malpractice 0.00% $0 $0 $0 $-1,720 N/A
2016 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $0 $27 N/A
2016 Medical Malpractice - Hospitals 0.00% $0 $0 $0 $-189 N/A
2016 Medical Malpractice - Other 0.00% $0 $0 $0 $-1,558 N/A
2016 Earthquake 0.65% $1,275,190 $1,343,030 $0 $1,122 0.08 %
2016 Direct Workers Compensation 0.96% $23,870,119 $24,230,428 $13,152,725 $22,651,068 93.48 %
2016 Other Liability - Bodily Injury & Property Damage 1.39% $19,038,633 $20,442,809 $30,142,780 $25,121,034 N/A
2016 Excess Workers Compensation 0.57% $598,356 $721,124 $43,165 $-46,972 -6.51 %
2016 Products Liability 1.27% $980,234 $1,117,795 $-18,952,555 $-20,660,364 -1,848.31 %
2016 Total Private Passenger Automobile 0.00% $0 $0 $-5,327 $-5,327 N/A
2016 Private Passenger Auto Liability Bodily Injury 0.00% $0 $0 $-5,327 $-5,327 N/A
2016 Total Commercial Automobile 0.87% $11,440,622 $10,554,299 $4,463,765 $6,591,919 62.46 %
2016 Commercial Auto Liability Bodily Injury 1.19% $8,008,827 $7,502,557 $1,644,165 $2,727,830 36.36 %
2016 Commercial Auto Liability Property Damage 0.00% $-5 $-5 $1,318,581 $1,672,221 -33,444,420.00 %
2016 Commercial Auto Medical Payments 2.92% $461,931 $436,896 $17,818 $17,818 4.08 %
2016 Commercial Auto Uninsured Motorists 1.94% $777,544 $673,673 $0 $451,953 67.09 %
2016 Commercial Auto Comprehensive 0.57% $855,580 $718,513 $416,354 $438,652 61.05 %
2016 Commercial Auto Collision 0.59% $1,336,745 $1,222,665 $1,066,847 $1,283,445 N/A
2016 Aircraft 0.00% $0 $0 $0 $-258 N/A
2016 Fidelity 1.41% $869,366 $737,826 $78,385 $47,787 6.48 %
2016 Surety 0.00% $100 $84 $0 $9 10.71 %
2016 Burglary & Theft 1.90% $272,225 $236,626 $9,358 $10,133 4.28 %
2016 Boiler & Machinery 1.58% $824,351 $1,114,858 $206,878 $96,239 8.63 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Health 0.06% 1 39
2017 Health 0.07% 1 33
2016 Health 0.08% 2 55


Company Changes

Effective Date: 12/31/2015

Comments: Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.

Effective Date: 09/22/2016

Comments:

Effective Date: 12/15/2016

Comments:


Market Conduct

Date: 09/22/2016

ZurichOrder.pdf

Date: 12/15/2016

ZAI.pdf


Financial Exams

This company does not have any financial exams.