Company Details

  ZURICH AMERICAN INSURANCE COMPANY License Status :
Active

NAIC Number :

16535


Phone Number:

8476056000


Company Address:

1299 Zurich Way 
Schaumburg, IL  60196

Description:

Property and Casualty


License Number:

B422821


Date Admitted:

2024-07-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Accident & Health 0.01% $4,785,850 $4,771,402 $3,293,451 $3,454,977 72.41 %
2022 Total Group Accident & Health 0.01% $4,785,850 $4,771,402 $3,293,451 $3,454,977 72.41 %
2022 Group Accident Only 0.56% $2,353,584 $2,106,081 $2,649,784 $1,643,475 78.03 %
2022 Group Stop Loss 0.06% $2,432,266 $2,665,321 $643,667 $1,811,502 67.97 %
2022 Total Property & Casualty 0.36% $136,895,116 $125,584,660 $66,460,806 $111,018,899 88.40 %
2022 Total Fire & Allied Lines 2.20% $26,233,091 $20,959,559 $10,785,635 $24,660,978 N/A
2022 Commercial Fire & Allied Lines 3.71% $26,233,091 $20,959,559 $10,785,635 $24,660,978 N/A
2022 Commercial Multi-Peril 0.15% $4,010,018 $4,410,950 $5,397,303 $4,798,929 N/A
2022 Ocean Marine 0.58% $896,486 $710,184 $346,176 $399,436 56.24 %
2022 Inland Marine (Incl Auto Cargo) 0.79% $12,869,679 $11,735,951 $5,647,769 $6,582,499 56.09 %
2022 Total Medical Malpractice 0.00% $0 $0 $0 $-1,017 N/A
2022 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $0 $-1,161 N/A
2022 Medical Malpractice - Hospitals 0.00% $0 $0 $0 $144 N/A
2022 Earthquake 0.37% $1,326,784 $1,088,988 $0 $4,033 0.37 %
2022 Direct Workers Compensation 1.06% $34,336,938 $34,125,008 $19,766,163 $22,723,731 66.59 %
2022 Other Liability - Bodily Injury & Property Damage 1.10% $26,317,751 $25,342,126 $11,297,274 $19,634,008 77.48 %
2022 Excess Workers Compensation -0.02% $-30,338 $125,434 $400,507 $-921,279 -734.47 %
2022 Products Liability 1.06% $1,179,092 $995,136 $1,511,427 $1,544,189 N/A
2022 Total Commercial Automobile 0.99% $23,969,055 $21,669,190 $10,466,319 $30,679,227 N/A
2022 Commercial Auto Liability Bodily Injury 1.28% $15,029,047 $13,217,057 $6,292,497 $25,639,752 N/A
2022 Commercial Auto Liability Property Damage 0.00% $0 $0 $1,293,601 $1,473,074 N/A
2022 Commercial Auto Medical Payments 4.72% $912,916 $817,835 $0 $5,100 0.62 %
2022 Commercial Auto Uninsured Motorists 1.32% $1,275,665 $1,135,792 $34,000 $7,500 0.66 %
2022 Commercial Auto Comprehensive 1.67% $4,697,347 $6,091,659 $1,056,330 $1,280,454 21.02 %
2022 Commercial Auto Collision 0.47% $2,054,080 $406,847 $1,789,891 $2,273,347 N/A
2022 Fidelity 1.15% $855,001 $515,420 $742,233 $756,023 N/A
2022 Surety 0.57% $1,163,475 $296,643 $0 $17,047 5.75 %
2022 Burglary & Theft 0.90% $191,482 $181,571 $0 $-12,910 -7.11 %
2022 Boiler & Machinery 2.46% $2,203,511 $1,883,348 $0 $13,328 0.71 %
2022 Private Flood 6.89% $1,373,091 $1,545,152 $100,000 $140,677 9.10 %
2021 Total Accident & Health 0.00% $4,017,464 $4,040,601 $2,342,096 $2,361,707 58.45 %
2021 Total Group Accident & Health 0.01% $4,017,464 $4,040,601 $2,342,096 $2,361,707 58.45 %
2021 Group Accident Only 0.96% $3,507,613 $3,518,209 $2,287,515 $2,290,917 65.12 %
2021 Group Disability Income 0.00% $0 $0 $24,401 $0 N/A
2021 Group Stop Loss 0.01% $509,851 $522,392 $30,180 $70,790 13.55 %
2021 Total Property & Casualty 0.32% $113,347,097 $110,900,884 $63,829,895 $31,252,319 28.18 %
2021 Total Fire & Allied Lines 0.88% $13,952,454 $15,251,149 $15,723,181 $-677,651 -4.44 %
2021 Commercial Fire & Allied Lines 2.25% $13,952,454 $15,251,149 $15,723,181 $-677,651 -4.44 %
2021 Commercial Multi-Peril 0.30% $7,475,965 $7,019,286 $8,439,395 $3,807,955 54.25 %
2021 Ocean Marine 0.55% $780,821 $854,112 $-302,486 $-412,377 -48.28 %
2021 Inland Marine (Incl Auto Cargo) 0.69% $9,915,859 $10,392,445 $2,127,996 $2,030,618 19.54 %
2021 Total Medical Malpractice 0.00% $0 $0 $0 $-216,949 N/A
2021 Medical Malpractice - Physicians & Surgeons 0.00% $0 $0 $0 $-214,090 N/A
2021 Medical Malpractice - Hospitals 0.00% $0 $0 $0 $-2,859 N/A
2021 Earthquake 0.31% $1,057,977 $1,462,027 $0 $-1,480 -0.10 %
2021 Direct Workers Compensation 1.00% $30,713,290 $30,942,436 $14,831,209 $13,183,542 42.61 %
2021 Other Liability - Bodily Injury & Property Damage 1.03% $23,943,815 $22,052,715 $15,356,076 $1,114,939 5.06 %
2021 Excess Workers Compensation 0.44% $569,233 $555,621 $30,836 $-829,379 -149.27 %
2021 Products Liability 1.34% $1,455,336 $1,104,177 $247,897 $-2,404,752 -217.79 %
2021 Total Commercial Automobile 0.87% $19,453,011 $17,826,691 $6,648,126 $15,139,981 84.93 %
2021 Commercial Auto Liability Bodily Injury 0.99% $11,660,613 $10,311,715 $3,236,378 $11,285,126 N/A
2021 Commercial Auto Liability Property Damage 0.00% $0 $0 $875,651 $979,837 N/A
2021 Commercial Auto Medical Payments 4.46% $744,715 $850,655 $1,787 $-13,215 -1.55 %
2021 Commercial Auto Uninsured Motorists 1.51% $1,138,473 $1,142,714 $72,000 $138,189 12.09 %
2021 Commercial Auto Comprehensive 2.40% $5,814,492 $4,941,869 $660,116 $714,416 14.46 %
2021 Commercial Auto Collision 0.02% $94,718 $579,738 $1,802,194 $2,035,628 N/A
2021 Fidelity 0.51% $366,530 $372,100 $0 $-23,279 -6.26 %
2021 Surety 0.22% $432,012 $109,556 $0 $23,746 21.67 %
2021 Burglary & Theft 0.55% $111,651 $145,068 $650,000 $388,688 N/A
2021 Boiler & Machinery 1.68% $1,489,366 $1,487,661 $77,665 $79,451 5.34 %
2021 Private Flood 7.55% $1,629,777 $1,325,840 $0 $49,266 3.72 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Health 0.03% 1 153
2021 Health 0.05% 0 0


Company Changes

Effective Date: 12/31/2015

Comments: Effective 12/31/15 Maryland Casualty Company NAIC Co# 19356 merged with and into Zurich American Insurance Company.


Market Conduct

Date: 09/22/2016

ZurichOrder.pdf

Date: 12/15/2016

ZAI.pdf


Financial Exams

This company does not have any financial exams.