Company Details

  UNITED STATES FIRE INSURANCE COMPANY License Status :
Active

NAIC Number :

21113


Phone Number:

973-490-6887


Company Address:

305 MADISON AVENUE 
MORRISTOWN, NJ  07960

Description:

Property and Casualty


License Number:

B420850


Date Admitted:

1882-03-10


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Accident & Health 0.03% $18,954,460 $18,954,460 $7,808,470 $7,432,110 39.21 %
2019 Total Group Accident & Health 0.05% $18,954,460 $18,954,460 $7,808,470 $7,432,110 39.21 %
2019 Group Accident Only 3.23% $10,454,025 $10,454,025 $3,573,380 $4,099,060 39.21 %
2019 Group Limited Benefit 0.01% $53,463 $53,463 $3,395 $20,963 39.21 %
2019 Group Stop Loss 0.41% $8,446,972 $8,446,972 $4,231,695 $3,312,087 39.21 %
2019 Total Property & Casualty 0.04% $11,098,870 $14,116,804 $7,994,062 $8,845,346 62.66 %
2019 Total Fire & Allied Lines 0.00% $0 $0 $0 $-575 N/A
2019 Commercial Fire & Allied Lines 0.00% $0 $0 $0 $-575 N/A
2019 Commercial Multi-Peril 0.02% $371,758 $545,923 $13,900 $-437 -0.08 %
2019 Ocean Marine 0.06% $66,822 $47,969 $28,313 $81,316 N/A
2019 Inland Marine (Incl Auto Cargo) 0.35% $4,199,402 $4,200,906 $3,579,697 $3,037,954 72.32 %
2019 Earthquake 0.00% $0 $0 $0 $-28 N/A
2019 Direct Workers Compensation 0.04% $982,769 $1,102,314 $104,302 $395,131 35.85 %
2019 Other Liability - Bodily Injury & Property Damage 0.13% $2,299,051 $4,303,654 $3,199,140 $5,780,529 N/A
2019 Products Liability 0.11% $97,070 $119,855 $60,775 $342,416 N/A
2019 Total Commercial Automobile 0.06% $1,003,670 $1,326,923 $902,378 $-1,085,451 -81.80 %
2019 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $-3,107 N/A
2019 Commercial Auto Liability Property Damage 0.30% $740,981 $911,302 $776,592 $-1,156,208 -126.87 %
2019 Commercial Auto Collision 0.09% $262,689 $415,621 $125,786 $73,864 17.77 %
2019 Fidelity 0.11% $64,267 $64,944 $0 $19,166 29.51 %
2019 Surety 1.04% $2,014,061 $2,404,316 $105,557 $275,325 11.45 %
2018 Total Accident & Health 0.02% $11,141,530 $11,141,530 $5,864,398 $7,861,972 70.56 %
2018 Total Group Accident & Health 0.03% $11,141,530 $11,141,530 $5,864,398 $7,861,972 70.56 %
2018 Group Specified Disease 0.00% $0 $0 $-371 $0 N/A
2018 Group Accident Only 1.66% $5,050,275 $5,050,275 $2,901,748 $3,994,024 79.09 %
2018 Group Limited Benefit 0.01% $30,891 $30,891 $23,509 $19,615 63.50 %
2018 Group Stop Loss 0.35% $6,060,364 $6,060,364 $2,939,512 $3,848,333 63.50 %
2018 Total Property & Casualty 0.06% $15,484,736 $14,666,299 $6,803,656 $12,134,806 82.74 %
2018 Total Fire & Allied Lines 0.00% $0 $3,051 $0 $-689 -22.58 %
2018 Commercial Fire & Allied Lines 0.00% $0 $3,051 $0 $-689 -22.58 %
2018 Commercial Multi-Peril 0.04% $725,035 $656,291 $482,719 $57,451 8.75 %
2018 Ocean Marine 0.03% $32,412 $22,762 $528,169 $9,723 42.72 %
2018 Inland Marine (Incl Auto Cargo) 0.43% $4,838,886 $4,834,947 $2,146,983 $2,917,531 60.34 %
2018 Earthquake 0.00% $0 $13 $0 $-26 -200.00 %
2018 Direct Workers Compensation 0.04% $991,028 $1,000,890 $246,569 $624,867 62.43 %
2018 Other Liability - Bodily Injury & Property Damage 0.27% $4,441,497 $4,186,676 $1,979,060 $5,158,689 N/A
2018 Products Liability 0.21% $168,442 $171,080 $2,143 $-54,253 -31.71 %
2018 Total Commercial Automobile 0.11% $1,680,761 $1,739,310 $1,351,785 $3,272,571 N/A
2018 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $1,965 N/A
2018 Commercial Auto Liability Property Damage 0.42% $1,030,477 $1,064,022 $1,107,905 $3,047,905 N/A
2018 Commercial Auto Collision 0.24% $650,284 $675,288 $243,880 $222,701 32.98 %
2018 Fidelity 0.12% $70,057 $64,260 $32,780 $32,660 50.82 %
2018 Surety 1.76% $2,536,618 $1,987,019 $33,448 $116,282 5.85 %
2017 Total Accident & Health 0.02% $11,124,294 $11,124,294 $9,526,876 $7,066,994 63.53 %
2017 Total Group Accident & Health 0.03% $11,124,294 $11,124,294 $9,526,876 $7,066,994 63.53 %
2017 Group Specified Disease 0.04% $39,008 $39,008 $0 $24,781 63.53 %
2017 Group Accident Only 1.91% $6,222,163 $6,222,163 $2,858,290 $3,952,789 63.53 %
2017 Group Limited Benefit 0.00% $8,027 $8,027 $190,062 $5,099 63.52 %
2017 Group Stop Loss 0.34% $4,855,096 $4,855,096 $6,478,524 $3,084,325 63.53 %
2017 Total Property & Casualty 0.05% $11,237,626 $8,681,986 $4,657,399 $5,250,662 60.48 %
2017 Total Fire & Allied Lines 0.00% $15,171 $23,143 $0 $1,672 7.22 %
2017 Commercial Fire & Allied Lines 0.01% $15,171 $23,143 $0 $1,672 7.22 %
2017 Commercial Multi-Peril 0.03% $490,385 $431,599 $13,724 $16,900 3.92 %
2017 Ocean Marine 0.05% $47,129 $228,326 $446,502 $669,324 N/A
2017 Inland Marine (Incl Auto Cargo) 0.25% $2,763,821 $2,760,409 $1,816,694 $2,049,067 74.23 %
2017 Earthquake 0.00% $96 $767 $0 $69 9.00 %
2017 Direct Workers Compensation 0.03% $777,769 $622,748 $132,454 $-629,463 -101.08 %
2017 Other Liability - Bodily Injury & Property Damage 0.24% $4,216,320 $2,550,496 $1,035,128 $1,351,831 53.00 %
2017 Products Liability 0.18% $151,739 $140,793 $29,215 $-34,838 -24.74 %
2017 Total Commercial Automobile 0.12% $1,746,909 $1,549,437 $1,196,091 $1,825,058 N/A
2017 Commercial Auto Liability Bodily Injury 0.00% $0 $0 $0 $1,684 N/A
2017 Commercial Auto Liability Property Damage 0.48% $1,128,204 $1,031,067 $583,178 $1,210,875 N/A
2017 Commercial Auto Collision 0.24% $618,705 $518,370 $612,913 $612,499 N/A
2017 Fidelity 0.09% $54,424 $63,812 $2,644 $6,786 10.63 %
2017 Surety 0.79% $973,863 $310,456 $-15,053 $-5,744 -1.85 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Health 0.14% 1 19
2018 Health 0.13% 1 19
2017 Health 0.14% 1 16


Company Changes

Effective Date: 04/01/2004

Comments: MJR Fire Insurance Co. changed its name to United States Fire Insurance Co.


Market Conduct

Date: 01/24/2018

USFIC118.pdf

Date: 05/29/2015

UnitedStatesFireMC.pdf

Date: 07/30/2015

USFireStip.pdf

Date: 02/19/2016

USFIRE.pdf


Financial Exams

This company does not have any financial exams.