Company Details

  LIBERTY MUTUAL FIRE INSURANCE COMPANY License Status :
Active

NAIC Number :

23035


Phone Number:

617-357-9500


Company Address:

175 BERKELEY STREET 
BOSTON, MA  02116

Description:

Property and Casualty


License Number:

B418189


Date Admitted:

1922-07-15


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.12% $29,771,713 $31,203,759 $20,225,647 $14,363,832 46.03 %
2019 Total Fire & Allied Lines 0.19% $2,271,680 $2,868,112 $907,417 $-500,550 -17.45 %
2019 Dwelling Fire & Allied Lines 0.07% $239,702 $281,451 $0 $-65,385 -23.23 %
2019 Commercial Fire & Allied Lines 0.53% $2,031,978 $2,586,661 $907,417 $-435,165 -16.82 %
2019 Total Homeowners 0.14% $6,470,348 $7,431,013 $2,315,686 $2,446,153 32.92 %
2019 Homeowners Multi-Peril 0.14% $6,470,348 $7,431,013 $2,315,686 $2,446,153 32.92 %
2019 Commercial Multi-Peril 0.04% $675,395 $817,901 $366,356 $61,417 7.51 %
2019 Ocean Marine 0.05% $49,236 $53,136 $25,001 $19,163 36.06 %
2019 Inland Marine (Incl Auto Cargo) 0.00% $-36,098 $17,693 $31,398 $-1,190,431 -6,728.26 %
2019 Earthquake 0.15% $330,235 $399,088 $0 $4,564 1.14 %
2019 Direct Workers Compensation 0.27% $7,268,736 $5,482,653 $4,320,613 $41,801 0.76 %
2019 Other Liability - Bodily Injury & Property Damage 0.14% $2,505,707 $2,724,538 $5,270,193 $6,071,059 N/A
2019 Products Liability 1.02% $921,498 $838,934 $100,000 $3,179,204 N/A
2019 Total Private Passenger Automobile 0.06% $4,601,896 $5,483,847 $2,412,019 $1,251,506 22.82 %
2019 Private Passenger Auto Liability Bodily Injury 0.04% $869,160 $1,040,489 $913,223 $845,989 81.31 %
2019 Private Passenger Auto Liability Property Damage 0.07% $920,998 $1,110,446 $336,929 $269,683 24.29 %
2019 Private Passenger Auto Medical Payments 0.06% $102,877 $125,624 $0 $-36,234 -28.84 %
2019 Private Passenger Uninsured Motorists 0.05% $215,590 $260,522 $114,238 $-138,088 -53.00 %
2019 Private Passenger Underinsured Motorists 0.18% $193,870 $239,035 $442,500 $-273,731 -114.52 %
2019 Private Passenger Auto Comprehensive 0.06% $799,511 $949,270 $269,223 $206,430 21.75 %
2019 Private Passenger Auto Collision 0.08% $1,499,890 $1,758,461 $335,906 $377,457 21.47 %
2019 Total Commercial Automobile 0.25% $4,217,028 $4,420,820 $3,865,207 $1,795,411 40.61 %
2019 Commercial Auto Liability Bodily Injury 0.29% $2,550,044 $2,564,047 $3,085,462 $911,880 35.56 %
2019 Commercial Auto Liability Property Damage 0.32% $797,347 $849,552 $201,942 $274,594 32.32 %
2019 Commercial Auto Medical Payments 0.73% $162,200 $180,973 $0 $-1,820 -1.01 %
2019 Commercial Auto Uninsured Motorists 0.22% $114,712 $124,308 $185 $38,590 31.04 %
2019 Commercial Auto Comprehensive 0.01% $22,244 $146,408 $225,117 $222,912 N/A
2019 Commercial Auto Collision 0.20% $570,481 $555,532 $352,501 $349,255 62.87 %
2019 Fidelity 0.00% $0 $182 $0 $-2,504 -1,375.82 %
2019 Burglary & Theft 0.00% $319 $837 $661 $661 78.97 %
2019 Boiler & Machinery 0.43% $245,414 $340,930 $395,264 $375,261 N/A
2019 Professional Liability (Excl Medical Malpractice) 0.00% $11,000 $10,977 $0 $0 0.00 %
2019 Umbrella 0.01% $19,074 $81,502 $0 $584,285 N/A
2019 National Flood Insurance Program 0.47% $148,150 $137,961 $215,832 $226,832 N/A
2019 Private Flood 0.85% $72,095 $93,635 $0 $0 0.00 %
2018 Total Property & Casualty 0.15% $36,108,675 $41,266,481 $22,871,952 $15,118,951 36.64 %
2018 Total Fire & Allied Lines 0.33% $3,526,557 $4,126,890 $1,487,743 $-1,137,207 -27.56 %
2018 Dwelling Fire & Allied Lines 0.10% $319,912 $358,766 $422,978 $195,686 54.54 %
2018 Commercial Fire & Allied Lines 0.97% $3,206,645 $3,768,124 $1,064,765 $-1,332,893 -35.37 %
2018 Total Homeowners 0.19% $8,286,714 $9,370,930 $1,759,279 $999,927 10.67 %
2018 Homeowners Multi-Peril 0.19% $8,286,714 $9,370,930 $1,759,279 $999,927 10.67 %
2018 Commercial Multi-Peril 0.05% $916,721 $1,075,195 $655,558 $124,784 11.61 %
2018 Ocean Marine 0.06% $57,496 $61,742 $73,646 $50,571 81.91 %
2018 Inland Marine (Incl Auto Cargo) 0.20% $2,287,580 $2,407,680 $38,695 $-1,519,426 -63.11 %
2018 Earthquake 0.24% $532,069 $585,308 $0 $0 0.00 %
2018 Direct Workers Compensation 0.20% $5,404,529 $6,100,068 $5,687,481 $3,819,862 62.62 %
2018 Other Liability - Bodily Injury & Property Damage 0.14% $2,416,161 $2,898,683 $4,412,948 $3,810,426 N/A
2018 Products Liability 1.48% $1,199,812 $1,277,915 $624,439 $-120,087 -9.40 %
2018 Total Private Passenger Automobile 0.09% $6,441,054 $7,543,243 $3,907,562 $2,942,671 39.01 %
2018 Private Passenger Auto Liability Bodily Injury 0.06% $1,224,650 $1,502,269 $1,476,852 $220,073 14.65 %
2018 Private Passenger Auto Liability Property Damage 0.09% $1,312,182 $1,566,435 $586,402 $566,459 36.16 %
2018 Private Passenger Auto Medical Payments 0.09% $151,868 $180,136 $0 $-765 -0.42 %
2018 Private Passenger Uninsured Motorists 0.12% $309,072 $348,423 $218,759 $387,210 N/A
2018 Private Passenger Underinsured Motorists 0.13% $282,682 $318,825 $208,888 $319,709 N/A
2018 Private Passenger Auto Comprehensive 0.08% $1,114,425 $1,278,024 $471,310 $475,054 37.17 %
2018 Private Passenger Auto Collision 0.11% $2,046,175 $2,349,131 $945,351 $974,931 41.50 %
2018 Total Commercial Automobile 0.28% $4,294,494 $4,903,258 $3,729,646 $6,569,880 N/A
2018 Commercial Auto Liability Bodily Injury 0.31% $2,428,117 $2,915,933 $2,531,649 $5,386,382 N/A
2018 Commercial Auto Liability Property Damage 0.31% $774,664 $818,622 $324,175 $417,811 51.04 %
2018 Commercial Auto Medical Payments 0.97% $174,162 $199,393 $0 $-12,341 -6.19 %
2018 Commercial Auto Uninsured Motorists 0.30% $144,259 $190,549 $0 $0 0.00 %
2018 Commercial Auto Comprehensive 0.16% $279,795 $262,835 $119,341 $128,912 49.05 %
2018 Commercial Auto Collision 0.18% $493,497 $515,926 $754,481 $649,116 N/A
2018 Fidelity 0.01% $3,719 $13,181 $0 $-3,057 -23.19 %
2018 Burglary & Theft 0.01% $1,927 $2,847 $0 $-3,618 -127.08 %
2018 Boiler & Machinery 0.67% $343,838 $489,988 $494,955 $482,084 98.39 %
2018 Professional Liability (Excl Medical Malpractice) 0.00% $11,000 $10,991 $0 $0 0.00 %
2018 Umbrella 0.08% $120,050 $123,495 $0 $-726,465 -588.25 %
2018 National Flood Insurance Program 0.41% $129,850 $137,093 $0 $0 0.00 %
2018 Private Flood 0.98% $135,104 $137,974 $0 $-171,394 -124.22 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.15% 6 214
2019 Homeowners 0.35% 7 237
2018 Homeowners 0.45% 9 227
2018 Private Passenger Auto 0.22% 8 185


Company Changes


Market Conduct

Date: 10/23/2017

LMFIC1017.pdf


Financial Exams

This company does not have any financial exams.