Company Details

  LIBERTY MUTUAL FIRE INSURANCE COMPANY License Status :
Active

NAIC Number :

23035


Phone Number:

6173579500


Company Address:

175 BERKELEY ST MAIL STOP 03B STATUTORY ACCOUNTING
BOSTON, MA  02117

Description:

Property and Casualty


License Number:

B418189


Date Admitted:

1922-07-15


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Earned Direct Premium Written Direct Losses Paid Direct Losses Incurred Loss Ratio
2018 Total Property & Casualty 0.08% $36,108,675 $41,266,481 $22,871,952 $15,118,951 36.64 %
2018 Total Fire & Allied Lines 0.16% $3,526,557 $4,126,890 $1,487,743 $-1,137,207 -27.56 %
2018 Dwelling Fire & Allied Lines 0.05% $319,912 $358,766 $422,978 $195,686 54.54 %
2018 Commercial Fire & Allied Lines 0.49% $3,206,645 $3,768,124 $1,064,765 $-1,332,893 -35.37 %
2018 Total Homeowners 0.09% $8,286,714 $9,370,930 $1,759,279 $999,927 10.67 %
2018 Homeowners Multi-Peril 0.10% $8,286,714 $9,370,930 $1,759,279 $999,927 10.67 %
2018 Commercial Multi-Peril 0.03% $916,721 $1,075,195 $655,558 $124,784 11.61 %
2018 Ocean Marine 0.03% $57,496 $61,742 $73,646 $50,571 81.91 %
2018 Inland Marine (Incl Auto Cargo) 0.10% $2,287,580 $2,407,680 $38,695 $-1,519,426 -63.11 %
2018 Earthquake 0.12% $532,069 $585,308 $0 $0 0.00 %
2018 Direct Workers Compensation 0.11% $5,404,529 $6,100,068 $5,687,481 $3,819,862 62.62 %
2018 Other Liability - Bodily Injury & Property Damage 0.07% $2,416,161 $2,898,683 $4,412,948 $3,810,426 N/A
2018 Products Liability 0.76% $1,199,812 $1,277,915 $624,439 $-120,087 -9.40 %
2018 Total Private Passenger Automobile 0.05% $6,441,054 $7,543,243 $3,907,562 $2,942,671 39.01 %
2018 Private Passenger Auto Liability Bodily Injury 0.03% $1,224,650 $1,502,269 $1,476,852 $220,073 14.65 %
2018 Private Passenger Auto Liability Property Damage 0.05% $1,312,182 $1,566,435 $586,402 $566,459 36.16 %
2018 Private Passenger Auto Medical Payments 0.05% $151,868 $180,136 $0 $-765 -0.42 %
2018 Private Passenger Uninsured Motorists 0.06% $309,072 $348,423 $218,759 $387,210 N/A
2018 Private Passenger Underinsured Motorists 0.07% $282,682 $318,825 $208,888 $319,709 N/A
2018 Private Passenger Auto Comprehensive 0.04% $1,114,425 $1,278,024 $471,310 $475,054 37.17 %
2018 Private Passenger Auto Collision 0.06% $2,046,175 $2,349,131 $945,351 $974,931 41.50 %
2018 Total Commercial Automobile 0.15% $4,294,494 $4,903,258 $3,729,646 $6,569,880 N/A
2018 Commercial Auto Liability Bodily Injury 0.17% $2,428,117 $2,915,933 $2,531,649 $5,386,382 N/A
2018 Commercial Auto Liability Property Damage 0.17% $774,664 $818,622 $324,175 $417,811 51.04 %
2018 Commercial Auto Medical Payments 0.51% $174,162 $199,393 $0 $-12,341 -6.19 %
2018 Commercial Auto Uninsured Motorists 0.16% $144,259 $190,549 $0 $0 0.00 %
2018 Commercial Auto Comprehensive 0.08% $279,795 $262,835 $119,341 $128,912 49.05 %
2018 Commercial Auto Collision 0.10% $493,497 $515,926 $754,481 $649,116 N/A
2018 Fidelity 0.00% $3,719 $13,181 $0 $-3,057 -23.19 %
2018 Burglary & Theft 0.01% $1,927 $2,847 $0 $-3,618 -127.08 %
2018 Boiler & Machinery 0.34% $343,838 $489,988 $494,955 $482,084 98.39 %
2018 Professional Liability (Excl Medical Malpractice) 0.00% $11,000 $10,991 $0 $0 0.00 %
2018 Umbrella 0.04% $120,050 $123,495 $0 $-726,465 -588.25 %
2018 National Flood Insurance Program 0.21% $129,850 $137,093 $0 $0 0.00 %
2018 Private Flood 0.49% $135,104 $137,974 $0 $-171,394 -124.22 %
2017 Total Property & Casualty 0.21% $49,090,898 $52,168,127 $26,610,720 $26,699,139 51.18 %
2017 Total Fire & Allied Lines 0.55% $5,804,395 $6,337,189 $4,729,615 $7,612,860 N/A
2017 Dwelling Fire & Allied Lines 0.11% $389,800 $445,494 $29,684 $10,907 2.45 %
2017 Commercial Fire & Allied Lines 2.04% $5,414,595 $5,891,695 $4,699,931 $7,601,953 N/A
2017 Total Homeowners 0.25% $10,233,729 $11,367,348 $3,087,147 $2,882,369 25.36 %
2017 Homeowners Multi-Peril 0.26% $10,233,729 $11,367,348 $3,087,147 $2,882,369 25.36 %
2017 Commercial Multi-Peril 0.07% $1,316,908 $1,099,249 $1,505,301 $2,398,328 N/A
2017 Ocean Marine 0.07% $64,993 $70,209 $39,580 $54,260 77.28 %
2017 Inland Marine (Incl Auto Cargo) 0.24% $2,647,544 $2,460,825 $-1,794 $-356,554 -14.49 %
2017 Earthquake 0.30% $619,409 $795,086 $0 $0 0.00 %
2017 Direct Workers Compensation 0.32% $7,861,783 $8,072,946 $6,712,866 $5,700,137 70.61 %
2017 Other Liability - Bodily Injury & Property Damage 0.24% $4,062,449 $3,931,840 $1,560,477 $1,521,760 38.70 %
2017 Products Liability 1.66% $1,386,081 $1,389,960 $826,895 $357,186 25.70 %
2017 Total Private Passenger Automobile 0.13% $8,535,511 $9,892,751 $5,568,988 $3,300,632 33.36 %
2017 Private Passenger Auto Liability Bodily Injury 0.11% $1,765,954 $2,133,868 $2,132,992 $1,043,878 48.92 %
2017 Private Passenger Auto Liability Property Damage 0.13% $1,790,494 $2,101,542 $1,011,048 $840,382 39.99 %
2017 Private Passenger Auto Medical Payments 0.13% $204,325 $235,763 $0 $-108,548 -46.04 %
2017 Private Passenger Uninsured Motorists 0.16% $373,045 $409,085 $294,940 $-35,880 -8.77 %
2017 Private Passenger Underinsured Motorists 0.18% $342,412 $373,592 $547,695 $-32,394 -8.67 %
2017 Private Passenger Auto Comprehensive 0.12% $1,423,875 $1,620,608 $511,706 $472,872 29.18 %
2017 Private Passenger Auto Collision 0.15% $2,635,406 $3,018,293 $1,070,607 $1,120,322 37.12 %
2017 Total Commercial Automobile 0.40% $5,447,336 $5,626,639 $1,980,356 $3,085,901 54.84 %
2017 Commercial Auto Liability Bodily Injury 0.45% $3,007,329 $3,085,629 $511,323 $1,246,711 40.40 %
2017 Commercial Auto Liability Property Damage 0.44% $966,633 $1,008,772 $448,433 $732,166 72.58 %
2017 Commercial Auto Medical Payments 1.25% $204,683 $215,822 $0 $-18,162 -8.42 %
2017 Commercial Auto Uninsured Motorists 0.49% $215,142 $233,225 $18,000 $-4,256 -1.82 %
2017 Commercial Auto Comprehensive 0.21% $332,783 $357,754 $300,489 $305,573 85.41 %
2017 Commercial Auto Collision 0.30% $720,766 $725,437 $702,111 $823,869 N/A
2017 Fidelity 0.03% $18,741 $21,242 $-604 $884 4.16 %
2017 Burglary & Theft 0.02% $3,609 $23,775 $22,584 $15,204 63.95 %
2017 Boiler & Machinery 1.07% $571,780 $568,408 $14,360 $77,013 13.55 %
2017 Professional Liability (Excl Medical Malpractice) 0.00% $11,000 $13,278 $0 $0 0.00 %
2017 Umbrella 0.11% $146,008 $88,317 $0 $-536,056 -606.97 %
2017 National Flood Insurance Program 0.49% $146,095 $139,995 $511,451 $496,451 N/A
2017 Private Flood 1.79% $213,527 $269,070 $53,498 $88,764 32.99 %
2016 Total Property & Casualty 0.26% $55,801,358 $57,744,456 $34,598,011 $22,966,891 39.77 %
2016 Total Fire & Allied Lines 0.69% $7,039,155 $6,961,342 $2,364,093 $173,923 2.50 %
2016 Dwelling Fire & Allied Lines 0.14% $482,992 $520,873 $6,980 $40,338 7.74 %
2016 Commercial Fire & Allied Lines 2.56% $6,556,163 $6,440,469 $2,357,113 $133,585 2.07 %
2016 Total Homeowners 0.31% $12,322,701 $13,695,945 $4,249,412 $3,209,519 23.43 %
2016 Homeowners Multi-Peril 0.32% $12,322,701 $13,695,945 $4,249,412 $3,209,519 23.43 %
2016 Commercial Multi-Peril 0.04% $784,359 $672,920 $575,370 $662,075 98.39 %
2016 Ocean Marine 0.07% $73,472 $70,683 $27,475 $-27,955 -39.55 %
2016 Inland Marine (Incl Auto Cargo) 0.19% $1,960,076 $1,963,043 $130,850 $122,770 6.25 %
2016 Earthquake 0.47% $932,478 $997,847 $0 $0 0.00 %
2016 Direct Workers Compensation 0.35% $8,656,322 $8,388,840 $6,694,831 $5,294,965 63.12 %
2016 Other Liability - Bodily Injury & Property Damage 0.37% $5,037,971 $4,738,341 $1,915,586 $1,954,134 41.24 %
2016 Products Liability 1.42% $1,096,556 $1,250,548 $1,067,751 $1,103,448 88.24 %
2016 Total Private Passenger Automobile 0.19% $11,255,725 $12,719,484 $8,009,080 $5,349,110 42.05 %
2016 Private Passenger Auto Liability Bodily Injury 0.17% $2,504,184 $2,866,633 $3,053,614 $594,725 20.75 %
2016 Private Passenger Auto Liability Property Damage 0.19% $2,419,618 $2,762,548 $1,336,169 $1,282,360 46.42 %
2016 Private Passenger Auto Medical Payments 0.17% $265,560 $303,136 $0 $-91,538 -30.20 %
2016 Private Passenger Uninsured Motorists 0.21% $448,494 $507,973 $549,308 $723,287 N/A
2016 Private Passenger Underinsured Motorists 0.24% $411,188 $466,080 $908,500 $604,885 N/A
2016 Private Passenger Auto Comprehensive 0.17% $1,818,874 $2,034,468 $814,039 $834,736 41.03 %
2016 Private Passenger Auto Collision 0.22% $3,387,807 $3,778,646 $1,347,450 $1,400,655 37.07 %
2016 Total Commercial Automobile 0.43% $5,620,423 $5,319,034 $9,097,777 $5,099,692 95.88 %
2016 Commercial Auto Liability Bodily Injury 0.47% $3,127,419 $2,898,330 $7,624,613 $3,694,560 N/A
2016 Commercial Auto Liability Property Damage 0.48% $1,014,440 $969,440 $443,614 $397,784 41.03 %
2016 Commercial Auto Medical Payments 1.40% $221,136 $204,324 $0 $8,771 4.29 %
2016 Commercial Auto Uninsured Motorists 0.62% $248,095 $227,114 $0 $22,256 9.80 %
2016 Commercial Auto Comprehensive 0.19% $289,842 $318,639 $116,234 $95,645 30.02 %
2016 Commercial Auto Collision 0.32% $719,491 $701,187 $913,316 $880,676 N/A
2016 Fidelity 0.03% $20,913 $19,366 $-1,103 $6,651 34.34 %
2016 Burglary & Theft 0.18% $25,155 $24,072 $2,909 $13,180 54.75 %
2016 Boiler & Machinery 1.47% $769,054 $726,802 $70,491 $89,679 12.34 %
2016 Professional Liability (Excl Medical Malpractice) 0.01% $27,600 $26,234 $0 $0 0.00 %
2016 Umbrella 0.03% $36,574 $25,791 $0 $-492,789 -1,910.70 %
2016 National Flood Insurance Program 0.46% $142,824 $144,164 $393,489 $408,489 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2018 Private Passenger Auto 0.22% 8 185
2018 Homeowners 0.45% 9 227
2017 Private Passenger Auto 0.30% 9 136
2017 Homeowners 0.56% 9 168
2016 Private Passenger Auto 0.42% 10 105
2016 Homeowners 0.71% 12 160


Company Changes

Effective Date: 10/23/2017

Comments:


Market Conduct

Date: 10/23/2017

LMFIC1017.pdf


Financial Exams

This company does not have any financial exams.