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Company Details
LIBERTY MUTUAL FIRE INSURANCE COMPANY License Status :
Active
NAIC Number :
23035
Phone Number:
617-357-9500
Company Address:
175 BERKELEY STREET
BOSTON, MA 02116
Description:
Property and Casualty
License Number:
B418189
Date Admitted:
1922-07-15
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Property & Casualty | 0.12% | $29,771,713 | $31,203,759 | $20,225,647 | $14,363,832 | 46.03 % |
| 2019 | Total Fire & Allied Lines | 0.19% | $2,271,680 | $2,868,112 | $907,417 | $-500,550 | -17.45 % |
| 2019 | Dwelling Fire & Allied Lines | 0.07% | $239,702 | $281,451 | $0 | $-65,385 | -23.23 % |
| 2019 | Commercial Fire & Allied Lines | 0.53% | $2,031,978 | $2,586,661 | $907,417 | $-435,165 | -16.82 % |
| 2019 | Total Homeowners | 0.14% | $6,470,348 | $7,431,013 | $2,315,686 | $2,446,153 | 32.92 % |
| 2019 | Homeowners Multi-Peril | 0.15% | $6,470,348 | $7,431,013 | $2,315,686 | $2,446,153 | 32.92 % |
| 2019 | Commercial Multi-Peril | 0.04% | $675,395 | $817,901 | $366,356 | $61,417 | 7.51 % |
| 2019 | Ocean Marine | 0.05% | $49,236 | $53,136 | $25,001 | $19,163 | 36.06 % |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.00% | $-36,098 | $17,693 | $31,398 | $-1,190,431 | -6,728.26 % |
| 2019 | Earthquake | 0.15% | $330,235 | $399,088 | $0 | $4,564 | 1.14 % |
| 2019 | Direct Workers Compensation | 0.30% | $7,268,736 | $5,482,653 | $4,320,613 | $41,801 | 0.76 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.15% | $2,505,707 | $2,724,538 | $5,270,193 | $6,071,059 | N/A |
| 2019 | Products Liability | 1.04% | $921,498 | $838,934 | $100,000 | $3,179,204 | N/A |
| 2019 | Total Private Passenger Automobile | 0.06% | $4,601,896 | $5,483,847 | $2,412,019 | $1,251,506 | 22.82 % |
| 2019 | Private Passenger Auto Liability Bodily Injury | 0.04% | $869,160 | $1,040,489 | $913,223 | $845,989 | 81.31 % |
| 2019 | Private Passenger Auto Liability Property Damage | 0.07% | $920,998 | $1,110,446 | $336,929 | $269,683 | 24.29 % |
| 2019 | Private Passenger Auto Medical Payments | 0.06% | $102,877 | $125,624 | $0 | $-36,234 | -28.84 % |
| 2019 | Private Passenger Uninsured Motorists | 0.05% | $215,590 | $260,522 | $114,238 | $-138,088 | -53.00 % |
| 2019 | Private Passenger Underinsured Motorists | 0.18% | $193,870 | $239,035 | $442,500 | $-273,731 | -114.52 % |
| 2019 | Private Passenger Auto Comprehensive | 0.06% | $799,511 | $949,270 | $269,223 | $206,430 | 21.75 % |
| 2019 | Private Passenger Auto Collision | 0.08% | $1,499,890 | $1,758,461 | $335,906 | $377,457 | 21.47 % |
| 2019 | Total Commercial Automobile | 0.25% | $4,217,028 | $4,420,820 | $3,865,207 | $1,795,411 | 40.61 % |
| 2019 | Commercial Auto Liability Bodily Injury | 0.30% | $2,550,044 | $2,564,047 | $3,085,462 | $911,880 | 35.56 % |
| 2019 | Commercial Auto Liability Property Damage | 0.32% | $797,347 | $849,552 | $201,942 | $274,594 | 32.32 % |
| 2019 | Commercial Auto Medical Payments | 0.74% | $162,200 | $180,973 | $0 | $-1,820 | -1.01 % |
| 2019 | Commercial Auto Uninsured Motorists | 0.22% | $114,712 | $124,308 | $185 | $38,590 | 31.04 % |
| 2019 | Commercial Auto Comprehensive | 0.01% | $22,244 | $146,408 | $225,117 | $222,912 | N/A |
| 2019 | Commercial Auto Collision | 0.20% | $570,481 | $555,532 | $352,501 | $349,255 | 62.87 % |
| 2019 | Fidelity | 0.00% | $0 | $182 | $0 | $-2,504 | -1,375.82 % |
| 2019 | Burglary & Theft | 0.00% | $319 | $837 | $661 | $661 | 78.97 % |
| 2019 | Boiler & Machinery | 0.43% | $245,414 | $340,930 | $395,264 | $375,261 | N/A |
| 2019 | Professional Liability (Excl Medical Malpractice) | 0.00% | $11,000 | $10,977 | $0 | $0 | 0.00 % |
| 2019 | Umbrella | 0.01% | $19,074 | $81,502 | $0 | $584,285 | N/A |
| 2019 | National Flood Insurance Program | 0.47% | $148,150 | $137,961 | $215,832 | $226,832 | N/A |
| 2019 | Private Flood | 0.85% | $72,095 | $93,635 | $0 | $0 | 0.00 % |
| 2018 | Total Property & Casualty | 0.15% | $36,108,675 | $41,266,481 | $22,871,952 | $15,118,951 | 36.64 % |
| 2018 | Total Fire & Allied Lines | 0.33% | $3,526,557 | $4,126,890 | $1,487,743 | $-1,137,207 | -27.56 % |
| 2018 | Dwelling Fire & Allied Lines | 0.10% | $319,912 | $358,766 | $422,978 | $195,686 | 54.54 % |
| 2018 | Commercial Fire & Allied Lines | 0.98% | $3,206,645 | $3,768,124 | $1,064,765 | $-1,332,893 | -35.37 % |
| 2018 | Total Homeowners | 0.19% | $8,286,714 | $9,370,930 | $1,759,279 | $999,927 | 10.67 % |
| 2018 | Homeowners Multi-Peril | 0.20% | $8,286,714 | $9,370,930 | $1,759,279 | $999,927 | 10.67 % |
| 2018 | Commercial Multi-Peril | 0.05% | $916,721 | $1,075,195 | $655,558 | $124,784 | 11.61 % |
| 2018 | Ocean Marine | 0.06% | $57,496 | $61,742 | $73,646 | $50,571 | 81.91 % |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.20% | $2,287,580 | $2,407,680 | $38,695 | $-1,519,426 | -63.11 % |
| 2018 | Earthquake | 0.24% | $532,069 | $585,308 | $0 | $0 | 0.00 % |
| 2018 | Direct Workers Compensation | 0.22% | $5,404,529 | $6,100,068 | $5,687,481 | $3,819,862 | 62.62 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.15% | $2,416,161 | $2,898,683 | $4,412,948 | $3,810,426 | N/A |
| 2018 | Products Liability | 1.51% | $1,199,812 | $1,277,915 | $624,439 | $-120,087 | -9.40 % |
| 2018 | Total Private Passenger Automobile | 0.09% | $6,441,054 | $7,543,243 | $3,907,562 | $2,942,671 | 39.01 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.06% | $1,224,650 | $1,502,269 | $1,476,852 | $220,073 | 14.65 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.09% | $1,312,182 | $1,566,435 | $586,402 | $566,459 | 36.16 % |
| 2018 | Private Passenger Auto Medical Payments | 0.09% | $151,868 | $180,136 | $0 | $-765 | -0.42 % |
| 2018 | Private Passenger Uninsured Motorists | 0.12% | $309,072 | $348,423 | $218,759 | $387,210 | N/A |
| 2018 | Private Passenger Underinsured Motorists | 0.13% | $282,682 | $318,825 | $208,888 | $319,709 | N/A |
| 2018 | Private Passenger Auto Comprehensive | 0.09% | $1,114,425 | $1,278,024 | $471,310 | $475,054 | 37.17 % |
| 2018 | Private Passenger Auto Collision | 0.11% | $2,046,175 | $2,349,131 | $945,351 | $974,931 | 41.50 % |
| 2018 | Total Commercial Automobile | 0.28% | $4,294,494 | $4,903,258 | $3,729,646 | $6,569,880 | N/A |
| 2018 | Commercial Auto Liability Bodily Injury | 0.31% | $2,428,117 | $2,915,933 | $2,531,649 | $5,386,382 | N/A |
| 2018 | Commercial Auto Liability Property Damage | 0.32% | $774,664 | $818,622 | $324,175 | $417,811 | 51.04 % |
| 2018 | Commercial Auto Medical Payments | 0.98% | $174,162 | $199,393 | $0 | $-12,341 | -6.19 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.30% | $144,259 | $190,549 | $0 | $0 | 0.00 % |
| 2018 | Commercial Auto Comprehensive | 0.16% | $279,795 | $262,835 | $119,341 | $128,912 | 49.05 % |
| 2018 | Commercial Auto Collision | 0.18% | $493,497 | $515,926 | $754,481 | $649,116 | N/A |
| 2018 | Fidelity | 0.01% | $3,719 | $13,181 | $0 | $-3,057 | -23.19 % |
| 2018 | Burglary & Theft | 0.01% | $1,927 | $2,847 | $0 | $-3,618 | -127.08 % |
| 2018 | Boiler & Machinery | 0.68% | $343,838 | $489,988 | $494,955 | $482,084 | 98.39 % |
| 2018 | Professional Liability (Excl Medical Malpractice) | 0.00% | $11,000 | $10,991 | $0 | $0 | 0.00 % |
| 2018 | Umbrella | 0.09% | $120,050 | $123,495 | $0 | $-726,465 | -588.25 % |
| 2018 | National Flood Insurance Program | 0.41% | $129,850 | $137,093 | $0 | $0 | 0.00 % |
| 2018 | Private Flood | 0.98% | $135,104 | $137,974 | $0 | $-171,394 | -124.22 % |
| 2017 | Total Property & Casualty | 0.21% | $49,090,898 | $52,168,127 | $26,610,720 | $26,699,139 | 51.18 % |
| 2017 | Total Fire & Allied Lines | 0.55% | $5,804,395 | $6,337,189 | $4,729,615 | $7,612,860 | N/A |
| 2017 | Dwelling Fire & Allied Lines | 0.11% | $389,800 | $445,494 | $29,684 | $10,907 | 2.45 % |
| 2017 | Commercial Fire & Allied Lines | 2.02% | $5,414,595 | $5,891,695 | $4,699,931 | $7,601,953 | N/A |
| 2017 | Total Homeowners | 0.24% | $10,233,729 | $11,367,348 | $3,087,147 | $2,882,369 | 25.36 % |
| 2017 | Homeowners Multi-Peril | 0.26% | $10,233,729 | $11,367,348 | $3,087,147 | $2,882,369 | 25.36 % |
| 2017 | Commercial Multi-Peril | 0.07% | $1,316,908 | $1,099,249 | $1,505,301 | $2,398,328 | N/A |
| 2017 | Ocean Marine | 0.06% | $64,993 | $70,209 | $39,580 | $54,260 | 77.28 % |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.24% | $2,647,544 | $2,460,825 | $-1,794 | $-356,554 | -14.49 % |
| 2017 | Earthquake | 0.30% | $619,409 | $795,086 | $0 | $0 | 0.00 % |
| 2017 | Direct Workers Compensation | 0.31% | $7,861,783 | $8,072,946 | $6,712,866 | $5,700,137 | 70.61 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.22% | $4,062,449 | $3,931,840 | $1,560,477 | $1,521,760 | 38.70 % |
| 2017 | Products Liability | 1.66% | $1,386,081 | $1,389,960 | $826,895 | $357,186 | 25.70 % |
| 2017 | Total Private Passenger Automobile | 0.13% | $8,535,511 | $9,892,751 | $5,568,988 | $3,300,632 | 33.36 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.10% | $1,765,954 | $2,133,868 | $2,132,992 | $1,043,878 | 48.92 % |
| 2017 | Private Passenger Auto Liability Property Damage | 0.13% | $1,790,494 | $2,101,542 | $1,011,048 | $840,382 | 39.99 % |
| 2017 | Private Passenger Auto Medical Payments | 0.12% | $204,325 | $235,763 | $0 | $-108,548 | -46.04 % |
| 2017 | Private Passenger Uninsured Motorists | 0.15% | $373,045 | $409,085 | $294,940 | $-35,880 | -8.77 % |
| 2017 | Private Passenger Underinsured Motorists | 0.18% | $342,412 | $373,592 | $547,695 | $-32,394 | -8.67 % |
| 2017 | Private Passenger Auto Comprehensive | 0.11% | $1,423,875 | $1,620,608 | $511,706 | $472,872 | 29.18 % |
| 2017 | Private Passenger Auto Collision | 0.15% | $2,635,406 | $3,018,293 | $1,070,607 | $1,120,322 | 37.12 % |
| 2017 | Total Commercial Automobile | 0.38% | $5,447,336 | $5,626,639 | $1,980,356 | $3,085,901 | 54.84 % |
| 2017 | Commercial Auto Liability Bodily Injury | 0.43% | $3,007,329 | $3,085,629 | $511,323 | $1,246,711 | 40.40 % |
| 2017 | Commercial Auto Liability Property Damage | 0.41% | $966,633 | $1,008,772 | $448,433 | $732,166 | 72.58 % |
| 2017 | Commercial Auto Medical Payments | 1.20% | $204,683 | $215,822 | $0 | $-18,162 | -8.42 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.46% | $215,142 | $233,225 | $18,000 | $-4,256 | -1.82 % |
| 2017 | Commercial Auto Comprehensive | 0.20% | $332,783 | $357,754 | $300,489 | $305,573 | 85.41 % |
| 2017 | Commercial Auto Collision | 0.28% | $720,766 | $725,437 | $702,111 | $823,869 | N/A |
| 2017 | Fidelity | 0.03% | $18,741 | $21,242 | $-604 | $884 | 4.16 % |
| 2017 | Burglary & Theft | 0.02% | $3,609 | $23,775 | $22,584 | $15,204 | 63.95 % |
| 2017 | Boiler & Machinery | 1.04% | $571,780 | $568,408 | $14,360 | $77,013 | 13.55 % |
| 2017 | Professional Liability (Excl Medical Malpractice) | 0.00% | $11,000 | $13,278 | $0 | $0 | 0.00 % |
| 2017 | Umbrella | 0.11% | $146,008 | $88,317 | $0 | $-536,056 | -606.97 % |
| 2017 | National Flood Insurance Program | 0.48% | $146,095 | $139,995 | $511,451 | $496,451 | N/A |
| 2017 | Private Flood | 1.78% | $213,527 | $269,070 | $53,498 | $88,764 | 32.99 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Private Passenger Auto | 0.15% | 6 | 214 |
| 2019 | Homeowners | 0.35% | 7 | 237 |
| 2018 | Private Passenger Auto | 0.22% | 8 | 185 |
| 2018 | Homeowners | 0.45% | 9 | 227 |
| 2017 | Private Passenger Auto | 0.30% | 9 | 136 |
| 2017 | Homeowners | 0.56% | 9 | 168 |
Company Changes
Market Conduct
Date: 10/23/2017
Financial Exams
This company does not have any financial exams.