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Company Details
LIBERTY MUTUAL FIRE INSURANCE COMPANY License Status :
Active
NAIC Number :
23035
Phone Number:
617-357-9500
Company Address:
175 BERKELEY STREET
BOSTON, MA 02116
Description:
Property and Casualty
License Number:
B418189
Date Admitted:
1922-07-15
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2020 | Total Property & Casualty | 0.10% | $30,365,501 | $28,327,271 | $16,043,387 | $13,112,213 | 46.29 % |
| 2020 | Total Fire & Allied Lines | 0.20% | $2,553,235 | $2,181,163 | $1,058,858 | $1,434,660 | 65.78 % |
| 2020 | Dwelling Fire & Allied Lines | 0.05% | $191,353 | $217,926 | $0 | $113,732 | 52.19 % |
| 2020 | Commercial Fire & Allied Lines | 0.48% | $2,361,882 | $1,963,237 | $1,058,858 | $1,320,928 | 67.28 % |
| 2020 | Total Homeowners | 0.09% | $5,180,724 | $5,800,768 | $872,293 | $1,029,216 | 17.74 % |
| 2020 | Homeowners Multi-Peril | 0.09% | $5,180,724 | $5,800,768 | $872,293 | $1,029,216 | 17.74 % |
| 2020 | Commercial Multi-Peril | 0.03% | $647,301 | $573,353 | $1,001,863 | $-266,786 | -46.53 % |
| 2020 | Ocean Marine | 0.03% | $43,824 | $45,138 | $21,478 | $15,328 | 33.96 % |
| 2020 | Inland Marine (Incl Auto Cargo) | 0.02% | $254,956 | $176,634 | $6,037 | $79,397 | 44.95 % |
| 2020 | Earthquake | 0.06% | $167,181 | $214,458 | $0 | $3,670 | 1.71 % |
| 2020 | Direct Workers Compensation | 0.25% | $7,087,646 | $6,244,457 | $6,103,049 | $3,196,461 | 51.19 % |
| 2020 | Other Liability - Bodily Injury & Property Damage | 0.21% | $4,020,465 | $2,841,898 | $2,222,880 | $2,482,879 | 87.37 % |
| 2020 | Products Liability | 1.52% | $1,424,889 | $968,109 | $1,335,310 | $1,946,818 | N/A |
| 2020 | Total Private Passenger Automobile | 0.04% | $3,205,496 | $3,813,492 | $1,842,027 | $744,434 | 19.52 % |
| 2020 | Private Passenger Auto Liability Bodily Injury | 0.03% | $601,042 | $716,377 | $1,211,606 | $471,337 | 65.79 % |
| 2020 | Private Passenger Auto Liability Property Damage | 0.04% | $632,634 | $762,701 | $172,880 | $209,242 | 27.43 % |
| 2020 | Private Passenger Auto Medical Payments | 0.04% | $71,164 | $86,607 | $0 | $2,754 | 3.18 % |
| 2020 | Private Passenger Uninsured Motorists | 0.03% | $150,437 | $182,747 | $52,572 | $-187,401 | -102.55 % |
| 2020 | Private Passenger Underinsured Motorists | 0.09% | $126,308 | $158,320 | $84,500 | $-85,906 | -54.26 % |
| 2020 | Private Passenger Auto Comprehensive | 0.04% | $565,573 | $663,649 | $151,599 | $122,381 | 18.44 % |
| 2020 | Private Passenger Auto Collision | 0.05% | $1,058,338 | $1,243,091 | $168,870 | $212,027 | 17.06 % |
| 2020 | Total Commercial Automobile | 0.28% | $5,300,778 | $4,997,599 | $1,508,457 | $1,841,019 | 36.84 % |
| 2020 | Commercial Auto Liability Bodily Injury | 0.36% | $3,497,657 | $3,193,001 | $623,864 | $808,522 | 25.32 % |
| 2020 | Commercial Auto Liability Property Damage | 0.37% | $1,033,206 | $975,727 | $190,163 | $373,276 | 38.26 % |
| 2020 | Commercial Auto Medical Payments | 0.25% | $54,538 | $87,714 | $0 | $0 | 0.00 % |
| 2020 | Commercial Auto Uninsured Motorists | 0.18% | $110,988 | $96,302 | $14,073 | $-24,332 | -25.27 % |
| 2020 | Commercial Auto Comprehensive | 0.01% | $23,452 | $47,214 | $314,546 | $314,404 | N/A |
| 2020 | Commercial Auto Collision | 0.17% | $580,937 | $597,641 | $365,811 | $369,149 | 61.77 % |
| 2020 | Fidelity | 0.00% | $0 | $0 | $-233 | $-20,147 | N/A |
| 2020 | Boiler & Machinery | 0.38% | $285,879 | $256,828 | $0 | $20,031 | 7.80 % |
| 2020 | Professional Liability (Excl Medical Malpractice) | 0.00% | $11,000 | $11,023 | $0 | $0 | 0.00 % |
| 2020 | Umbrella | 0.01% | $16,162 | $17,825 | $0 | $544,865 | N/A |
| 2020 | National Flood Insurance Program | 0.38% | $123,973 | $139,393 | $71,368 | $60,368 | 43.31 % |
| 2020 | Private Flood | 0.36% | $41,992 | $45,133 | $0 | $0 | 0.00 % |
| 2019 | Total Property & Casualty | 0.10% | $29,771,713 | $31,203,759 | $20,225,647 | $14,363,832 | 46.03 % |
| 2019 | Total Fire & Allied Lines | 0.19% | $2,271,680 | $2,868,112 | $907,417 | $-500,550 | -17.45 % |
| 2019 | Dwelling Fire & Allied Lines | 0.07% | $239,702 | $281,451 | $0 | $-65,385 | -23.23 % |
| 2019 | Commercial Fire & Allied Lines | 0.52% | $2,031,978 | $2,586,661 | $907,417 | $-435,165 | -16.82 % |
| 2019 | Total Homeowners | 0.11% | $6,470,348 | $7,431,013 | $2,315,686 | $2,446,153 | 32.92 % |
| 2019 | Homeowners Multi-Peril | 0.12% | $6,470,348 | $7,431,013 | $2,315,686 | $2,446,153 | 32.92 % |
| 2019 | Commercial Multi-Peril | 0.03% | $675,395 | $817,901 | $366,356 | $61,417 | 7.51 % |
| 2019 | Ocean Marine | 0.04% | $49,236 | $53,136 | $25,001 | $19,163 | 36.06 % |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.00% | $-36,098 | $17,693 | $31,398 | $-1,190,431 | -6,728.26 % |
| 2019 | Earthquake | 0.12% | $330,235 | $399,088 | $0 | $4,564 | 1.14 % |
| 2019 | Direct Workers Compensation | 0.24% | $7,268,736 | $5,482,653 | $4,320,613 | $41,801 | 0.76 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.13% | $2,505,707 | $2,724,538 | $5,270,193 | $6,071,059 | N/A |
| 2019 | Products Liability | 0.99% | $921,498 | $838,934 | $100,000 | $3,179,204 | N/A |
| 2019 | Total Private Passenger Automobile | 0.05% | $4,601,896 | $5,483,847 | $2,412,019 | $1,251,506 | 22.82 % |
| 2019 | Private Passenger Auto Liability Bodily Injury | 0.03% | $869,160 | $1,040,489 | $913,223 | $845,989 | 81.31 % |
| 2019 | Private Passenger Auto Liability Property Damage | 0.06% | $920,998 | $1,110,446 | $336,929 | $269,683 | 24.29 % |
| 2019 | Private Passenger Auto Medical Payments | 0.05% | $102,877 | $125,624 | $0 | $-36,234 | -28.84 % |
| 2019 | Private Passenger Uninsured Motorists | 0.04% | $215,590 | $260,522 | $114,238 | $-138,088 | -53.00 % |
| 2019 | Private Passenger Underinsured Motorists | 0.15% | $193,870 | $239,035 | $442,500 | $-273,731 | -114.52 % |
| 2019 | Private Passenger Auto Comprehensive | 0.05% | $799,511 | $949,270 | $269,223 | $206,430 | 21.75 % |
| 2019 | Private Passenger Auto Collision | 0.07% | $1,499,890 | $1,758,461 | $335,906 | $377,457 | 21.47 % |
| 2019 | Total Commercial Automobile | 0.24% | $4,217,028 | $4,420,820 | $3,865,207 | $1,795,411 | 40.61 % |
| 2019 | Commercial Auto Liability Bodily Injury | 0.28% | $2,550,044 | $2,564,047 | $3,085,462 | $911,880 | 35.56 % |
| 2019 | Commercial Auto Liability Property Damage | 0.31% | $797,347 | $849,552 | $201,942 | $274,594 | 32.32 % |
| 2019 | Commercial Auto Medical Payments | 0.69% | $162,200 | $180,973 | $0 | $-1,820 | -1.01 % |
| 2019 | Commercial Auto Uninsured Motorists | 0.21% | $114,712 | $124,308 | $185 | $38,590 | 31.04 % |
| 2019 | Commercial Auto Comprehensive | 0.01% | $22,244 | $146,408 | $225,117 | $222,912 | N/A |
| 2019 | Commercial Auto Collision | 0.19% | $570,481 | $555,532 | $352,501 | $349,255 | 62.87 % |
| 2019 | Fidelity | 0.00% | $0 | $182 | $0 | $-2,504 | -1,375.82 % |
| 2019 | Burglary & Theft | 0.00% | $319 | $837 | $661 | $661 | 78.97 % |
| 2019 | Boiler & Machinery | 0.41% | $245,414 | $340,930 | $395,264 | $375,261 | N/A |
| 2019 | Professional Liability (Excl Medical Malpractice) | 0.00% | $11,000 | $10,977 | $0 | $0 | 0.00 % |
| 2019 | Umbrella | 0.01% | $19,074 | $81,502 | $0 | $584,285 | N/A |
| 2019 | National Flood Insurance Program | 0.44% | $148,150 | $137,961 | $215,832 | $226,832 | N/A |
| 2019 | Private Flood | 0.81% | $72,095 | $93,635 | $0 | $0 | 0.00 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2021 | Private Passenger Auto | 0.08% | 2 | 166 |
| 2021 | Homeowners | 0.21% | 2 | 108 |
| 2020 | Private Passenger Auto | 0.11% | 3 | 166 |
| 2020 | Homeowners | 0.27% | 6 | 284 |
| 2019 | Private Passenger Auto | 0.15% | 6 | 214 |
| 2019 | Homeowners | 0.35% | 7 | 237 |
Company Changes
Market Conduct
Date: 10/23/2017
Financial Exams
This company does not have any financial exams.