Company Details

  FOREMOST INSURANCE COMPANY GRAND RAPIDS MICHIGAN License Status :
Active

NAIC Number :

11185


Phone Number:

512-703-9601


Company Address:

P.O. BOX 2450 
GRAND RAPIDS, MI  49501-2450

Description:

Property and Casualty


License Number:

B420834


Date Admitted:

1954-07-02


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.15% $37,463,877 $36,752,838 $15,781,400 $16,861,279 45.88 %
2019 Total Fire & Allied Lines 1.34% $15,735,213 $15,020,812 $5,296,182 $5,607,241 37.33 %
2019 Dwelling Fire & Allied Lines 4.50% $15,735,213 $15,020,812 $5,296,182 $5,607,241 37.33 %
2019 Total Homeowners 0.06% $2,793,828 $2,837,377 $1,546,241 $1,415,507 49.89 %
2019 Homeowners Multi-Peril 0.06% $2,793,828 $2,837,377 $1,546,241 $1,415,507 49.89 %
2019 Commercial Multi-Peril 0.00% $-457 $22,435 $231,267 $117,029 N/A
2019 Mobile Homes 10.20% $8,069,317 $8,129,993 $2,904,632 $2,750,481 33.83 %
2019 Ocean Marine 1.69% $1,817,261 $1,788,877 $1,157,941 $1,238,234 69.22 %
2019 Inland Marine (Incl Auto Cargo) 0.04% $423,088 $424,779 $80,002 $105,154 24.75 %
2019 Earthquake 0.10% $225,170 $208,212 $0 $-29 -0.01 %
2019 Direct Workers Compensation 0.00% $2,211 $22,469 $2,379 $-19,491 -86.75 %
2019 Other Liability - Bodily Injury & Property Damage 0.12% $2,122,752 $2,017,628 $986,096 $1,540,245 76.34 %
2019 Total Private Passenger Automobile 0.08% $6,093,897 $6,091,327 $3,276,929 $3,916,426 64.30 %
2019 Private Passenger Auto Liability Bodily Injury 0.10% $2,137,490 $2,164,471 $874,510 $1,447,935 66.90 %
2019 Private Passenger Auto Liability Property Damage 0.02% $289,083 $289,670 $111,774 $125,189 43.22 %
2019 Private Passenger Auto Medical Payments 0.00% $0 $0 $500 $500 N/A
2019 Private Passenger Underinsured Motorists 0.00% $0 $0 $25,000 $-1,700 N/A
2019 Private Passenger Auto Comprehensive 0.16% $2,237,704 $2,219,775 $1,443,263 $1,458,665 65.71 %
2019 Private Passenger Auto Collision 0.07% $1,429,620 $1,417,411 $821,882 $885,837 62.50 %
2019 Total Commercial Automobile 0.00% $-151 $8,328 $33,588 $19,364 N/A
2019 Commercial Auto Liability Bodily Injury 0.00% $-60 $3,739 $0 $-8,722 -233.27 %
2019 Commercial Auto Liability Property Damage 0.00% $-26 $1,603 $0 $-3,151 -196.57 %
2019 Commercial Auto Medical Payments 0.00% $-6 $167 $0 $-196 -117.37 %
2019 Commercial Auto Uninsured Motorists 0.00% $-17 $876 $0 $-1,294 -147.72 %
2019 Commercial Auto Comprehensive 0.00% $-20 $692 $0 $-300 -43.35 %
2019 Commercial Auto Collision 0.00% $-22 $1,251 $33,588 $33,027 N/A
2019 National Flood Insurance Program 0.57% $181,748 $180,601 $266,143 $171,118 94.75 %
2018 Total Property & Casualty 0.15% $36,465,159 $36,210,554 $13,520,897 $13,416,462 37.05 %
2018 Total Fire & Allied Lines 1.35% $14,534,840 $14,542,179 $5,221,629 $5,091,182 35.01 %
2018 Dwelling Fire & Allied Lines 4.35% $14,534,840 $14,542,179 $5,221,629 $5,091,182 35.01 %
2018 Total Homeowners 0.06% $2,849,400 $2,891,004 $769,097 $720,887 24.94 %
2018 Homeowners Multi-Peril 0.07% $2,849,400 $2,891,004 $769,097 $720,887 24.94 %
2018 Commercial Multi-Peril 0.01% $92,486 $174,413 $51,415 $119,964 68.78 %
2018 Mobile Homes 9.45% $8,255,238 $8,177,622 $2,330,000 $2,115,363 25.87 %
2018 Ocean Marine 1.75% $1,771,162 $1,689,144 $1,076,890 $1,165,549 69.00 %
2018 Inland Marine (Incl Auto Cargo) 0.04% $425,749 $432,912 $142,952 $127,127 29.37 %
2018 Earthquake 0.09% $202,172 $200,392 $0 $-12 -0.01 %
2018 Direct Workers Compensation 0.00% $48,309 $106,747 $36,362 $5,362 5.02 %
2018 Other Liability - Bodily Injury & Property Damage 0.12% $1,976,684 $1,919,897 $1,128,427 $1,037,433 54.04 %
2018 Total Private Passenger Automobile 0.08% $6,093,447 $5,856,040 $2,738,793 $2,983,169 50.94 %
2018 Private Passenger Auto Liability Bodily Injury 0.11% $2,179,902 $2,145,948 $819,190 $1,091,456 50.86 %
2018 Private Passenger Auto Liability Property Damage 0.02% $290,611 $278,779 $85,846 $102,958 36.93 %
2018 Private Passenger Uninsured Motorists 0.00% $0 $0 $25,000 $11,650 N/A
2018 Private Passenger Underinsured Motorists 0.00% $0 $0 $0 $26,700 N/A
2018 Private Passenger Auto Comprehensive 0.17% $2,204,477 $2,079,761 $966,577 $943,077 45.35 %
2018 Private Passenger Auto Collision 0.08% $1,418,457 $1,351,552 $842,180 $807,328 59.73 %
2018 Total Commercial Automobile 0.00% $31,005 $47,370 $10,160 $17,768 37.51 %
2018 Commercial Auto Liability Bodily Injury 0.00% $13,964 $20,762 $0 $6,109 29.42 %
2018 Commercial Auto Liability Property Damage 0.00% $5,984 $8,898 $8,190 $9,458 N/A
2018 Commercial Auto Medical Payments 0.00% $761 $1,160 $0 $151 13.02 %
2018 Commercial Auto Uninsured Motorists 0.01% $2,742 $4,029 $0 $387 9.61 %
2018 Commercial Auto Comprehensive 0.00% $2,654 $4,600 $0 $-79 -1.72 %
2018 Commercial Auto Collision 0.00% $4,900 $7,921 $1,970 $1,742 21.99 %
2018 National Flood Insurance Program 0.58% $184,667 $172,834 $15,172 $32,670 18.90 %
2017 Total Property & Casualty 0.15% $36,414,504 $36,173,894 $14,241,171 $16,066,782 44.42 %
2017 Total Fire & Allied Lines 1.42% $15,039,956 $14,858,979 $4,995,855 $5,200,315 35.00 %
2017 Dwelling Fire & Allied Lines 4.39% $15,039,956 $14,858,979 $4,995,855 $5,200,315 35.00 %
2017 Total Homeowners 0.07% $2,879,462 $3,077,100 $1,072,989 $1,191,580 38.72 %
2017 Homeowners Multi-Peril 0.07% $2,879,462 $3,077,100 $1,072,989 $1,191,580 38.72 %
2017 Commercial Multi-Peril 0.01% $204,754 $209,759 $200,686 $93,463 44.56 %
2017 Mobile Homes 9.29% $8,099,329 $8,128,288 $2,891,779 $3,301,588 40.62 %
2017 Ocean Marine 1.63% $1,646,219 $1,611,329 $1,153,368 $1,171,527 72.71 %
2017 Inland Marine (Incl Auto Cargo) 0.04% $430,586 $425,336 $119,017 $138,233 32.50 %
2017 Earthquake 0.09% $193,463 $198,417 $0 $-60 -0.03 %
2017 Direct Workers Compensation 0.01% $168,863 $174,892 $35,754 $68,846 39.36 %
2017 Other Liability - Bodily Injury & Property Damage 0.10% $1,880,596 $1,840,168 $636,342 $1,618,120 87.93 %
2017 Total Private Passenger Automobile 0.08% $5,657,789 $5,441,823 $2,838,225 $2,910,550 53.48 %
2017 Private Passenger Auto Liability Bodily Injury 0.12% $2,120,747 $2,136,333 $686,533 $672,356 31.47 %
2017 Private Passenger Auto Liability Property Damage 0.02% $264,391 $251,122 $36,457 $40,995 16.32 %
2017 Private Passenger Auto Medical Payments 0.00% $0 $0 $0 $-3 N/A
2017 Private Passenger Uninsured Motorists 0.00% $0 $0 $0 $4,450 N/A
2017 Private Passenger Auto Comprehensive 0.16% $1,977,674 $1,818,221 $1,229,074 $1,284,603 70.65 %
2017 Private Passenger Auto Collision 0.07% $1,294,977 $1,236,147 $886,161 $908,149 73.47 %
2017 Total Commercial Automobile 0.00% $49,464 $50,528 $8,386 $6,897 13.65 %
2017 Commercial Auto Liability Bodily Injury 0.00% $23,759 $24,181 $0 $-3,381 -13.98 %
2017 Commercial Auto Liability Property Damage 0.00% $6,665 $6,846 $787 $2,601 37.99 %
2017 Commercial Auto Medical Payments 0.01% $1,121 $1,123 $0 $-215 -19.15 %
2017 Commercial Auto Uninsured Motorists 0.01% $4,264 $4,273 $0 $-63 -1.47 %
2017 Commercial Auto Comprehensive 0.00% $5,044 $5,156 $0 $89 1.73 %
2017 Commercial Auto Collision 0.00% $8,611 $8,949 $7,599 $7,866 87.90 %
2017 National Flood Insurance Program 0.54% $164,023 $157,275 $288,770 $365,723 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.14% 2 78
2019 Homeowners 1.05% 9 101
2018 Homeowners 1.09% 8 83
2018 Private Passenger Auto 0.14% 3 106
2017 Private Passenger Auto 0.14% 3 95
2017 Homeowners 1.13% 12 111


Company Changes


Market Conduct

Date: 11/03/2006

B7603183_order.pdf

Date: 08/21/2015

Foremost.pdf

Date: 10/11/2016

ForemostMC.pdf


Financial Exams

This company does not have any financial exams.