Company Details

  GRINNELL MUTUAL REINSURANCE COMPANY License Status :
Active

NAIC Number :

14117


Phone Number:

641-269-8000


Company Address:

4215 HIGHWAY 146, PO BOX 790 
GRINNELL, IA  50112-0790

Description:

Property and Casualty


License Number:

B424226


Date Admitted:

1946-03-01


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2021 Total Property & Casualty 0.12% $37,831,839 $36,142,108 $22,835,339 $25,564,431 70.73 %
2021 Total Fire & Allied Lines 0.03% $392,043 $347,441 $125,300 $117,016 33.68 %
2021 Dwelling Fire & Allied Lines 0.02% $70,375 $70,448 $16,711 $14,211 20.17 %
2021 Commercial Fire & Allied Lines 0.05% $321,668 $276,993 $108,589 $102,805 37.11 %
2021 Total Homeowners 0.01% $335,533 $334,498 $109,013 $75,541 22.58 %
2021 Homeowners Multi-Peril 0.01% $335,533 $334,498 $109,013 $75,541 22.58 %
2021 Commercial Multi-Peril 0.71% $16,902,751 $15,789,069 $9,063,648 $11,615,475 73.57 %
2021 Inland Marine (Incl Auto Cargo) 0.12% $1,766,721 $1,632,156 $563,358 $521,422 31.95 %
2021 Earthquake 0.11% $337,315 $330,708 $0 $0 0.00 %
2021 Direct Workers Compensation 0.13% $4,044,031 $3,967,563 $1,446,867 $1,315,558 33.16 %
2021 Other Liability - Bodily Injury & Property Damage 0.13% $2,794,132 $2,685,661 $2,286,098 $1,689,881 62.92 %
2021 Products Liability 0.94% $1,018,452 $937,463 $154,768 $112,100 11.96 %
2021 Total Private Passenger Automobile 0.05% $4,818,897 $5,013,743 $4,597,302 $4,373,199 87.22 %
2021 Private Passenger Auto Liability Bodily Injury 0.05% $1,203,002 $1,264,326 $2,352,073 $1,974,119 N/A
2021 Private Passenger Auto Liability Property Damage 0.06% $870,730 $926,445 $542,419 $666,518 71.94 %
2021 Private Passenger Auto Medical Payments 0.08% $142,949 $149,635 $103,500 $133,612 89.29 %
2021 Private Passenger Uninsured Motorists 0.04% $220,384 $230,845 $24,225 $54,393 23.56 %
2021 Private Passenger Underinsured Motorists 0.10% $134,781 $140,549 $77,000 $30,331 21.58 %
2021 Private Passenger Accidential Death & Disab/Dism 0.01% $596 $596 $0 $0 0.00 %
2021 Private Passenger Auto Comprehensive 0.07% $1,172,948 $1,194,988 $740,832 $745,707 62.40 %
2021 Private Passenger Auto Collision 0.04% $1,073,507 $1,106,359 $757,253 $768,519 69.46 %
2021 Total Commercial Automobile 0.25% $5,414,273 $5,096,168 $4,488,985 $5,744,239 N/A
2021 Commercial Auto Liability Bodily Injury 0.18% $2,074,848 $1,992,645 $2,898,012 $4,071,932 N/A
2021 Commercial Auto Liability Property Damage 0.01% $42,339 $42,501 $11,213 $12,383 29.14 %
2021 Commercial Auto Medical Payments 0.87% $137,834 $133,873 $11,894 $26,092 19.49 %
2021 Commercial Auto Uninsured Motorists 0.46% $328,639 $305,960 $100,284 $171,715 56.12 %
2021 Commercial Auto Comprehensive 0.34% $798,267 $750,090 $583,452 $603,865 80.51 %
2021 Commercial Auto Collision 0.53% $2,032,346 $1,871,099 $884,130 $858,252 45.87 %
2021 Burglary & Theft 0.04% $7,691 $7,638 $0 $0 0.00 %
2020 Total Property & Casualty 0.12% $34,549,193 $33,128,332 $16,234,786 $18,955,315 57.22 %
2020 Total Fire & Allied Lines 0.02% $282,506 $294,279 $129,155 $45,904 15.60 %
2020 Dwelling Fire & Allied Lines 0.02% $75,744 $78,159 $40,868 $9,091 11.63 %
2020 Commercial Fire & Allied Lines 0.04% $206,762 $216,120 $88,287 $36,813 17.03 %
2020 Total Homeowners 0.01% $350,051 $332,028 $151,697 $204,063 61.46 %
2020 Homeowners Multi-Peril 0.01% $350,051 $332,028 $151,697 $204,063 61.46 %
2020 Commercial Multi-Peril 0.67% $14,661,410 $13,585,548 $7,412,929 $8,814,869 64.88 %
2020 Inland Marine (Incl Auto Cargo) 0.12% $1,477,365 $1,385,170 $477,860 $462,937 33.42 %
2020 Earthquake 0.11% $314,931 $287,585 $0 $0 0.00 %
2020 Direct Workers Compensation 0.14% $4,060,924 $3,881,771 $1,274,115 $714,791 18.41 %
2020 Other Liability - Bodily Injury & Property Damage 0.13% $2,576,053 $2,495,217 $2,139,146 $2,868,461 N/A
2020 Products Liability 0.89% $834,426 $810,422 $30,323 $229,166 28.28 %
2020 Total Private Passenger Automobile 0.06% $5,414,368 $5,740,108 $3,036,618 $3,322,965 57.89 %
2020 Private Passenger Auto Liability Bodily Injury 0.06% $1,323,293 $1,431,374 $781,199 $1,125,579 78.64 %
2020 Private Passenger Auto Liability Property Damage 0.07% $1,070,657 $1,154,360 $607,540 $525,241 45.50 %
2020 Private Passenger Auto Medical Payments 0.09% $166,379 $177,287 $105,484 $97,430 54.96 %
2020 Private Passenger Uninsured Motorists 0.06% $258,790 $274,367 $8,361 $7,232 2.64 %
2020 Private Passenger Underinsured Motorists 0.11% $155,461 $164,401 $0 $68,226 41.50 %
2020 Private Passenger Accidential Death & Disab/Dism 0.02% $709 $709 $0 $0 0.00 %
2020 Private Passenger Auto Comprehensive 0.08% $1,225,006 $1,252,921 $945,253 $920,155 73.44 %
2020 Private Passenger Auto Collision 0.05% $1,214,073 $1,284,689 $588,781 $579,102 45.08 %
2020 Total Commercial Automobile 0.24% $4,569,531 $4,309,949 $1,582,943 $2,292,159 53.18 %
2020 Commercial Auto Liability Bodily Injury 0.19% $1,848,113 $1,765,633 $339,873 $1,127,421 63.85 %
2020 Commercial Auto Liability Property Damage 0.02% $41,990 $41,659 $5,284 $11,402 27.37 %
2020 Commercial Auto Medical Payments 0.57% $124,695 $120,111 $17,448 $3,080 2.56 %
2020 Commercial Auto Uninsured Motorists 0.46% $274,593 $263,004 $0 $-44,026 -16.74 %
2020 Commercial Auto Comprehensive 0.32% $673,377 $635,480 $597,731 $582,686 91.69 %
2020 Commercial Auto Collision 0.46% $1,606,763 $1,484,062 $622,607 $611,596 41.21 %
2020 Burglary & Theft 0.04% $7,628 $6,255 $0 $0 0.00 %
2019 Total Property & Casualty 0.11% $31,160,044 $29,860,467 $14,204,541 $15,869,971 53.15 %
2019 Total Fire & Allied Lines 0.03% $313,162 $306,110 $1,492,913 $1,603,613 N/A
2019 Dwelling Fire & Allied Lines 0.02% $71,846 $71,613 $57,865 $88,425 N/A
2019 Commercial Fire & Allied Lines 0.06% $241,316 $234,497 $1,435,048 $1,515,188 N/A
2019 Total Homeowners 0.01% $291,487 $255,857 $63,640 $74,439 29.09 %
2019 Homeowners Multi-Peril 0.01% $291,487 $255,857 $63,640 $74,439 29.09 %
2019 Commercial Multi-Peril 0.59% $12,192,211 $11,293,796 $4,509,055 $5,771,383 51.10 %
2019 Inland Marine (Incl Auto Cargo) 0.10% $1,286,135 $1,229,201 $413,593 $486,324 39.56 %
2019 Earthquake 0.09% $257,588 $220,942 $0 $0 0.00 %
2019 Direct Workers Compensation 0.12% $3,726,868 $3,619,612 $1,099,072 $878,249 24.26 %
2019 Other Liability - Bodily Injury & Property Damage 0.12% $2,319,739 $2,237,726 $589,497 $841,696 37.61 %
2019 Products Liability 0.81% $752,502 $733,926 $212,594 $-147,380 -20.08 %
2019 Total Private Passenger Automobile 0.07% $6,317,857 $6,420,707 $4,223,505 $4,316,874 67.23 %
2019 Private Passenger Auto Liability Bodily Injury 0.07% $1,686,424 $1,700,879 $747,416 $886,605 52.13 %
2019 Private Passenger Auto Liability Property Damage 0.08% $1,292,944 $1,302,234 $1,035,598 $1,017,740 78.15 %
2019 Private Passenger Auto Medical Payments 0.10% $192,548 $194,049 $126,555 $117,852 60.73 %
2019 Private Passenger Uninsured Motorists 0.06% $296,324 $298,908 $240,207 $210,513 70.43 %
2019 Private Passenger Underinsured Motorists 0.13% $173,854 $173,671 $110,000 $108,697 62.59 %
2019 Private Passenger Accidential Death & Disab/Dism 0.02% $816 $816 $0 $0 0.00 %
2019 Private Passenger Auto Comprehensive 0.08% $1,246,938 $1,226,508 $1,132,023 $1,133,770 92.44 %
2019 Private Passenger Auto Collision 0.06% $1,428,009 $1,523,642 $831,706 $841,697 55.24 %
2019 Total Commercial Automobile 0.21% $3,697,104 $3,537,312 $1,600,672 $2,044,773 57.81 %
2019 Commercial Auto Liability Bodily Injury 0.17% $1,595,296 $1,556,717 $553,022 $851,778 54.72 %
2019 Commercial Auto Liability Property Damage 0.02% $41,441 $41,689 $14,153 $14,152 33.95 %
2019 Commercial Auto Medical Payments 0.36% $84,908 $86,005 $23,121 $38,142 44.35 %
2019 Commercial Auto Uninsured Motorists 0.23% $130,232 $135,699 $0 $79,279 58.42 %
2019 Commercial Auto Comprehensive 0.25% $566,849 $528,194 $253,641 $267,186 50.58 %
2019 Commercial Auto Collision 0.43% $1,278,378 $1,189,008 $756,735 $794,236 66.80 %
2019 Burglary & Theft 0.03% $5,391 $5,278 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2021 Homeowners 0.01% 0 0
2021 Private Passenger Auto 0.12% 4 208
2020 Private Passenger Auto 0.14% 5 218
2020 Homeowners 0.01% 0 0
2019 Private Passenger Auto 0.13% 5 201
2019 Homeowners 0.01% 2 2036


Company Changes


Market Conduct

Date: 08/20/2014

GrinnellMutualReinsuranceCoMC.pdf

Date: 06/24/2015

Grinnell.pdf


Financial Exams

This company does not have any financial exams.