Company Details

  AMERICAN MODERN HOME INSURANCE CO License Status :
Active

NAIC Number :

23469


Phone Number:

800-759-9008


Company Address:

P.O. BOX 5323 
CINCINNATI, OH  45201-5323

Description:

Property and Casualty


License Number:

B423367


Date Admitted:

1970-10-14


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2020 Total Property & Casualty 0.01% $3,158,602 $3,327,199 $1,966,008 $2,001,849 60.17 %
2020 Total Fire & Allied Lines 0.04% $536,429 $537,410 $699,829 $820,544 N/A
2020 Dwelling Fire & Allied Lines 0.00% $-700 $44,279 $8,204 $-86,376 -195.07 %
2020 Commercial Fire & Allied Lines 0.11% $537,129 $493,131 $691,625 $906,920 N/A
2020 Total Homeowners 0.03% $1,597,878 $2,063,564 $824,020 $707,371 34.28 %
2020 Homeowners Multi-Peril 0.03% $1,597,878 $2,063,564 $824,020 $707,371 34.28 %
2020 Commercial Multi-Peril 0.01% $128,847 $130,360 $30,412 $25,261 19.38 %
2020 Mobile Homes 0.00% $-2,767 $-438,546 $13,695 $-7,893 1.80 %
2020 Ocean Marine 0.08% $110,330 $146,229 $137,917 $179,958 N/A
2020 Inland Marine (Incl Auto Cargo) 0.06% $672,498 $554,968 $233,691 $247,342 44.57 %
2020 Earthquake 0.00% $-1,501 $82,271 $0 $-7,572 -9.20 %
2020 Other Liability - Bodily Injury & Property Damage 0.00% $35,159 $46,947 $0 $-59 -0.13 %
2020 Total Private Passenger Automobile 0.00% $-2,834 $119,431 $15,509 $26,565 22.24 %
2020 Private Passenger Auto Liability Bodily Injury 0.00% $-16 $12,667 $10,766 $23,049 N/A
2020 Private Passenger Auto Liability Property Damage 0.00% $4 $2,078 $0 $0 0.00 %
2020 Private Passenger Auto Medical Payments 0.00% $5 $2,983 $0 $0 0.00 %
2020 Private Passenger Uninsured Motorists 0.00% $1 $5,057 $0 $0 0.00 %
2020 Private Passenger Underinsured Motorists 0.00% $0 $2,386 $0 $0 0.00 %
2020 Private Passenger Auto Comprehensive 0.00% $-2,116 $55,619 $2,742 $3,355 6.03 %
2020 Private Passenger Auto Collision 0.00% $-712 $38,641 $2,001 $161 0.42 %
2020 Total Commercial Automobile 0.00% $84,563 $84,565 $10,935 $10,332 12.22 %
2020 Commercial Auto Liability Bodily Injury 0.00% $18,523 $18,523 $0 $-3,493 -18.86 %
2020 Commercial Auto Medical Payments 0.00% $631 $631 $0 $0 0.00 %
2020 Commercial Auto Uninsured Motorists 0.00% $151 $154 $0 $0 0.00 %
2020 Commercial Auto Comprehensive 0.03% $52,839 $52,839 $733 $13,825 26.16 %
2020 Commercial Auto Collision 0.00% $12,419 $12,418 $10,202 $0 0.00 %
2019 Total Property & Casualty 0.01% $3,734,137 $4,020,986 $1,580,639 $1,691,527 42.07 %
2019 Total Fire & Allied Lines 0.05% $539,699 $514,931 $316,849 $292,373 56.78 %
2019 Dwelling Fire & Allied Lines 0.01% $46,192 $94,078 $294,514 $35,677 37.92 %
2019 Commercial Fire & Allied Lines 0.13% $493,507 $420,853 $22,335 $256,696 60.99 %
2019 Total Homeowners 0.03% $1,515,537 $1,462,923 $710,805 $859,360 58.74 %
2019 Homeowners Multi-Peril 0.03% $1,515,537 $1,462,923 $710,805 $859,360 58.74 %
2019 Commercial Multi-Peril 0.01% $117,365 $138,526 $453 $-79,945 -57.71 %
2019 Mobile Homes 0.25% $200,536 $305,533 $125,041 $232,325 76.04 %
2019 Ocean Marine 0.15% $188,237 $220,141 $102,258 $94,159 42.77 %
2019 Inland Marine (Incl Auto Cargo) 0.04% $441,505 $377,394 $179,745 $188,653 49.99 %
2019 Earthquake 0.09% $221,971 $327,374 $0 $951 0.29 %
2019 Other Liability - Bodily Injury & Property Damage 0.00% $63,546 $75,881 $0 $-464 -0.61 %
2019 Total Private Passenger Automobile 0.00% $330,385 $482,927 $145,203 $108,484 22.46 %
2019 Private Passenger Auto Liability Bodily Injury 0.00% $34,823 $50,972 $0 $3,318 6.51 %
2019 Private Passenger Auto Liability Property Damage 0.00% $5,158 $7,581 $459 $0 0.00 %
2019 Private Passenger Auto Medical Payments 0.00% $7,985 $11,691 $0 $0 0.00 %
2019 Private Passenger Uninsured Motorists 0.00% $13,153 $19,243 $0 $0 0.00 %
2019 Private Passenger Underinsured Motorists 0.01% $6,652 $9,740 $0 $0 0.00 %
2019 Private Passenger Auto Comprehensive 0.01% $155,578 $227,311 $68,432 $63,979 28.15 %
2019 Private Passenger Auto Collision 0.00% $107,036 $156,389 $76,312 $41,187 26.34 %
2019 Total Commercial Automobile 0.01% $114,460 $114,460 $285 $-4,369 -3.82 %
2019 Commercial Auto Liability Bodily Injury 0.00% $33,816 $33,816 $0 $-5,427 -16.05 %
2019 Commercial Auto Medical Payments 0.00% $1,044 $1,044 $0 $0 0.00 %
2019 Commercial Auto Uninsured Motorists 0.00% $349 $349 $0 $0 0.00 %
2019 Commercial Auto Comprehensive 0.03% $57,476 $57,476 $0 $1,058 1.84 %
2019 Commercial Auto Collision 0.01% $21,775 $21,775 $285 $0 0.00 %
2019 Private Flood 0.01% $896 $896 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2020 Private Passenger Auto 0.01% 0 0
2020 Homeowners 0.07% 1 189
2019 Homeowners 0.07% 1 158
2019 Private Passenger Auto 0.01% 0 0


Company Changes

Effective Date: 12/07/2007

Comments: First Marine Insurance Co. by American Modern Home Insurance Co.


Market Conduct

Date: 07/02/2015

AmericanModernStip.pdf

Date: 06/03/2015

AmericanModern.pdf

Date: 08/21/2015

AmericanModernHomeInsCo.pdf

Date: 12/11/2017

AMHIC318.pdf


Financial Exams

This company does not have any financial exams.