Company Details

  AMERICAN MODERN HOME INSURANCE CO License Status :
Active

NAIC Number :

23469


Phone Number:

800-759-9008


Company Address:

P.O. BOX 5323 
CINCINNATI, OH  45201-5323

Description:

Property and Casualty


License Number:

B423367


Date Admitted:

1970-10-14


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.01% $3,734,137 $4,020,986 $1,580,639 $1,691,527 42.07 %
2019 Total Fire & Allied Lines 0.05% $539,699 $514,931 $316,849 $292,373 56.78 %
2019 Dwelling Fire & Allied Lines 0.01% $46,192 $94,078 $294,514 $35,677 37.92 %
2019 Commercial Fire & Allied Lines 0.13% $493,507 $420,853 $22,335 $256,696 60.99 %
2019 Total Homeowners 0.03% $1,515,537 $1,462,923 $710,805 $859,360 58.74 %
2019 Homeowners Multi-Peril 0.03% $1,515,537 $1,462,923 $710,805 $859,360 58.74 %
2019 Commercial Multi-Peril 0.01% $117,365 $138,526 $453 $-79,945 -57.71 %
2019 Mobile Homes 0.25% $200,536 $305,533 $125,041 $232,325 76.04 %
2019 Ocean Marine 0.17% $188,237 $220,141 $102,258 $94,159 42.77 %
2019 Inland Marine (Incl Auto Cargo) 0.04% $441,505 $377,394 $179,745 $188,653 49.99 %
2019 Earthquake 0.10% $221,971 $327,374 $0 $951 0.29 %
2019 Other Liability - Bodily Injury & Property Damage 0.00% $63,546 $75,881 $0 $-464 -0.61 %
2019 Total Private Passenger Automobile 0.00% $330,385 $482,927 $145,203 $108,484 22.46 %
2019 Private Passenger Auto Liability Bodily Injury 0.00% $34,823 $50,972 $0 $3,318 6.51 %
2019 Private Passenger Auto Liability Property Damage 0.00% $5,158 $7,581 $459 $0 0.00 %
2019 Private Passenger Auto Medical Payments 0.00% $7,985 $11,691 $0 $0 0.00 %
2019 Private Passenger Uninsured Motorists 0.00% $13,153 $19,243 $0 $0 0.00 %
2019 Private Passenger Underinsured Motorists 0.01% $6,652 $9,740 $0 $0 0.00 %
2019 Private Passenger Auto Comprehensive 0.01% $155,578 $227,311 $68,432 $63,979 28.15 %
2019 Private Passenger Auto Collision 0.01% $107,036 $156,389 $76,312 $41,187 26.34 %
2019 Total Commercial Automobile 0.01% $114,460 $114,460 $285 $-4,369 -3.82 %
2019 Commercial Auto Liability Bodily Injury 0.00% $33,816 $33,816 $0 $-5,427 -16.05 %
2019 Commercial Auto Medical Payments 0.00% $1,044 $1,044 $0 $0 0.00 %
2019 Commercial Auto Uninsured Motorists 0.00% $349 $349 $0 $0 0.00 %
2019 Commercial Auto Comprehensive 0.03% $57,476 $57,476 $0 $1,058 1.84 %
2019 Commercial Auto Collision 0.01% $21,775 $21,775 $285 $0 0.00 %
2019 Private Flood 0.01% $896 $896 $0 $0 0.00 %
2018 Total Property & Casualty 0.02% $3,853,438 $4,148,175 $2,081,408 $1,530,761 36.90 %
2018 Total Fire & Allied Lines 0.03% $269,942 $351,565 $231,214 $87,138 24.79 %
2018 Dwelling Fire & Allied Lines 0.04% $124,412 $212,845 $209,968 $66,865 31.41 %
2018 Commercial Fire & Allied Lines 0.04% $145,530 $138,720 $21,246 $20,273 14.61 %
2018 Total Homeowners 0.03% $1,346,741 $1,309,848 $911,238 $818,773 62.51 %
2018 Homeowners Multi-Peril 0.03% $1,346,741 $1,309,848 $911,238 $818,773 62.51 %
2018 Commercial Multi-Peril 0.01% $159,614 $181,843 $10,508 $-15,624 -8.59 %
2018 Mobile Homes 0.39% $339,222 $360,204 $166,522 $170,791 47.42 %
2018 Ocean Marine 0.24% $243,887 $258,982 $224,820 $218,477 84.36 %
2018 Inland Marine (Incl Auto Cargo) 0.03% $358,853 $493,052 $327,192 $280,429 56.88 %
2018 Earthquake 0.17% $371,810 $386,182 $0 $-939 -0.24 %
2018 Other Liability - Bodily Injury & Property Damage 0.00% $82,657 $88,242 $105,000 $-104,035 -117.90 %
2018 Total Private Passenger Automobile 0.01% $551,547 $586,981 $101,313 $79,818 13.60 %
2018 Private Passenger Auto Liability Bodily Injury 0.00% $58,699 $63,560 $17,600 $-32,560 -51.23 %
2018 Private Passenger Auto Liability Property Damage 0.00% $8,376 $9,078 $5,141 $171 1.88 %
2018 Private Passenger Auto Medical Payments 0.01% $13,896 $15,083 $0 $0 0.00 %
2018 Private Passenger Uninsured Motorists 0.01% $22,233 $23,983 $0 $-5,000 -20.85 %
2018 Private Passenger Underinsured Motorists 0.01% $11,414 $12,197 $0 $0 0.00 %
2018 Private Passenger Auto Comprehensive 0.02% $272,062 $288,289 $57,325 $65,162 22.60 %
2018 Private Passenger Auto Collision 0.01% $164,867 $174,791 $21,247 $52,045 29.78 %
2018 Total Commercial Automobile 0.01% $130,612 $130,612 $3,601 $-4,067 -3.11 %
2018 Commercial Auto Liability Bodily Injury 0.01% $55,204 $55,204 $0 $-7,207 -13.06 %
2018 Commercial Auto Liability Property Damage 0.00% $1,204 $1,204 $0 $0 0.00 %
2018 Commercial Auto Medical Payments 0.00% $402 $402 $0 $0 0.00 %
2018 Commercial Auto Comprehensive 0.03% $48,385 $48,385 $3,601 $3,140 6.49 %
2018 Commercial Auto Collision 0.01% $25,417 $25,417 $0 $0 0.00 %
2018 Private Flood -0.01% $-1,447 $664 $0 $0 0.00 %
2017 Total Property & Casualty 0.02% $5,182,964 $5,431,088 $2,511,273 $2,185,921 40.25 %
2017 Total Fire & Allied Lines 0.06% $588,735 $909,213 $636,508 $210,930 23.20 %
2017 Dwelling Fire & Allied Lines 0.10% $353,241 $545,528 $264,548 $-11,910 -2.18 %
2017 Commercial Fire & Allied Lines 0.09% $235,494 $363,685 $371,960 $222,840 61.27 %
2017 Total Homeowners 0.03% $1,224,440 $1,260,970 $542,648 $710,473 56.34 %
2017 Homeowners Multi-Peril 0.03% $1,224,440 $1,260,970 $542,648 $710,473 56.34 %
2017 Commercial Multi-Peril 0.01% $205,236 $202,621 $60,459 $40,449 19.96 %
2017 Mobile Homes 0.46% $398,794 $431,815 $189,187 $29,240 6.77 %
2017 Ocean Marine 0.27% $272,403 $292,770 $572,097 $586,375 N/A
2017 Inland Marine (Incl Auto Cargo) 0.12% $1,271,181 $1,011,159 $275,277 $255,400 25.26 %
2017 Earthquake 0.19% $402,642 $444,079 $0 $1,280 0.29 %
2017 Other Liability - Bodily Injury & Property Damage 0.01% $96,601 $106,032 $12,000 $131,769 N/A
2017 Total Private Passenger Automobile 0.01% $605,098 $642,440 $214,048 $211,945 32.99 %
2017 Private Passenger Auto Liability Bodily Injury 0.00% $68,030 $73,903 $11,742 $25,214 34.12 %
2017 Private Passenger Auto Liability Property Damage 0.00% $7,906 $10,668 $8,790 $21,416 N/A
2017 Private Passenger Auto Medical Payments 0.01% $16,114 $17,299 $0 $0 0.00 %
2017 Private Passenger Uninsured Motorists 0.01% $25,501 $27,229 $0 $0 0.00 %
2017 Private Passenger Underinsured Motorists 0.01% $13,061 $11,322 $1,000 $7,127 62.95 %
2017 Private Passenger Auto Comprehensive 0.02% $290,667 $308,641 $57,981 $37,829 12.26 %
2017 Private Passenger Auto Collision 0.01% $183,819 $193,378 $134,535 $120,359 62.24 %
2017 Total Commercial Automobile 0.01% $107,472 $107,472 $9,049 $8,060 7.50 %
2017 Commercial Auto Liability Bodily Injury 0.01% $52,563 $52,563 $0 $1,147 2.18 %
2017 Commercial Auto Medical Payments 0.01% $1,084 $1,084 $0 $0 0.00 %
2017 Commercial Auto Uninsured Motorists 0.00% $441 $441 $0 $0 0.00 %
2017 Commercial Auto Comprehensive 0.02% $35,771 $35,771 $3,533 $1,503 4.20 %
2017 Commercial Auto Collision 0.01% $17,613 $17,613 $5,516 $5,410 30.72 %
2017 Private Flood 0.09% $10,362 $22,517 $0 $0 0.00 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Private Passenger Auto 0.01% 0 0
2019 Homeowners 0.07% 1 158
2018 Private Passenger Auto 0.02% 0 0
2018 Homeowners 0.11% 0 0
2017 Private Passenger Auto 0.02% 1 272
2017 Homeowners 0.14% 0 0


Company Changes

Effective Date: 12/07/2007

Comments: First Marine Insurance Co. by American Modern Home Insurance Co.


Market Conduct

Date: 07/02/2015

AmericanModernStip.pdf

Date: 06/03/2015

AmericanModern.pdf

Date: 08/21/2015

AmericanModernHomeInsCo.pdf

Date: 12/11/2017

AMHIC318.pdf


Financial Exams

This company does not have any financial exams.