Company Details

  LIBERTY INSURANCE CORPORATION License Status :
Active

NAIC Number :

42404


Phone Number:

617-357-9500


Company Address:

175 BERKELEY STREET 
BOSTON, MA  02116

Description:

Property and Casualty


License Number:

B418996


Date Admitted:

1984-04-04


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.18% $45,429,208 $54,523,893 $25,319,841 $32,517,772 59.64 %
2019 Total Homeowners 0.70% $32,831,852 $41,160,595 $18,268,167 $18,410,154 44.73 %
2019 Homeowners Multi-Peril 0.74% $32,831,852 $41,160,595 $18,268,167 $18,410,154 44.73 %
2019 Commercial Multi-Peril 0.00% $0 $0 $26,070 $52,293 N/A
2019 Inland Marine (Incl Auto Cargo) 0.03% $355,294 $447,353 $296,550 $289,085 64.62 %
2019 Earthquake 0.31% $698,650 $904,136 $0 $24,358 2.69 %
2019 Direct Workers Compensation 0.34% $8,231,308 $8,202,331 $5,269,455 $4,403,380 53.68 %
2019 Other Liability - Bodily Injury & Property Damage 0.04% $735,397 $824,945 $595,741 $1,220,720 N/A
2019 Excess Workers Compensation 0.00% $0 $0 $55,137 $9,987 N/A
2019 Products Liability 0.13% $110,467 $115,416 $0 $71,744 62.16 %
2019 Total Private Passenger Automobile 0.00% $36,362 $35,129 $5,513 $3,706 10.55 %
2019 Private Passenger Auto Liability Bodily Injury 0.00% $5,880 $5,749 $0 $-1,738 -30.23 %
2019 Private Passenger Auto Liability Property Damage 0.00% $5,680 $5,567 $0 $-199 -3.57 %
2019 Private Passenger Auto Medical Payments 0.00% $779 $788 $0 $0 0.00 %
2019 Private Passenger Uninsured Motorists 0.00% $962 $933 $-20 $-20 -2.14 %
2019 Private Passenger Underinsured Motorists 0.00% $898 $880 $0 $0 0.00 %
2019 Private Passenger Auto Comprehensive 0.00% $6,651 $6,442 $0 $-170 -2.64 %
2019 Private Passenger Auto Collision 0.00% $15,512 $14,770 $5,533 $5,833 39.49 %
2019 Total Commercial Automobile 0.06% $948,440 $760,236 $803,208 $427,756 56.27 %
2019 Commercial Auto Liability Bodily Injury 0.06% $532,049 $419,657 $655,000 $260,315 62.03 %
2019 Commercial Auto Liability Property Damage 0.07% $172,000 $135,769 $78,423 $94,777 69.81 %
2019 Commercial Auto Medical Payments 0.17% $37,490 $29,946 $0 $0 0.00 %
2019 Commercial Auto Uninsured Motorists 0.08% $40,278 $30,932 $0 $0 0.00 %
2019 Commercial Auto Comprehensive 0.00% $-1,613 $-1,211 $20,271 $21,686 -1,790.75 %
2019 Commercial Auto Collision 0.06% $168,236 $145,143 $49,514 $50,978 35.12 %
2019 Umbrella 1.05% $1,481,438 $2,073,752 $0 $7,604,589 N/A
2018 Total Property & Casualty 0.24% $57,072,730 $56,464,477 $22,104,400 $22,635,382 40.09 %
2018 Total Homeowners 0.97% $43,419,804 $42,419,586 $16,924,102 $15,099,822 35.60 %
2018 Homeowners Multi-Peril 1.02% $43,419,804 $42,419,586 $16,924,102 $15,099,822 35.60 %
2018 Commercial Multi-Peril 0.00% $0 $0 $39,117 $21,238 N/A
2018 Inland Marine (Incl Auto Cargo) 0.04% $503,038 $531,735 $278,799 $280,106 52.68 %
2018 Earthquake 0.46% $1,000,216 $1,048,655 $0 $0 0.00 %
2018 Direct Workers Compensation 0.30% $7,520,154 $7,246,810 $4,178,399 $5,649,807 77.96 %
2018 Other Liability - Bodily Injury & Property Damage 0.09% $1,493,803 $1,542,514 $399,832 $1,443,273 93.57 %
2018 Excess Workers Compensation 0.00% $0 $0 $69,644 $396,837 N/A
2018 Products Liability 0.16% $127,550 $147,021 $28,750 $30,606 20.82 %
2018 Total Private Passenger Automobile 0.00% $37,859 $43,419 $4 $812 1.87 %
2018 Private Passenger Auto Liability Bodily Injury 0.00% $5,925 $8,711 $1 $8,956 N/A
2018 Private Passenger Auto Liability Property Damage 0.00% $5,823 $8,120 $0 $277 3.41 %
2018 Private Passenger Auto Medical Payments 0.00% $929 $1,134 $0 $0 0.00 %
2018 Private Passenger Uninsured Motorists 0.00% $960 $1,292 $-19 $-8,564 -662.85 %
2018 Private Passenger Underinsured Motorists 0.00% $920 $1,042 $0 $0 0.00 %
2018 Private Passenger Auto Comprehensive 0.00% $6,956 $7,349 $48 $153 2.08 %
2018 Private Passenger Auto Collision 0.00% $16,346 $15,771 $-26 $-10 -0.06 %
2018 Total Commercial Automobile 0.03% $520,429 $492,014 $185,753 $718,720 N/A
2018 Commercial Auto Liability Bodily Injury 0.04% $279,878 $262,943 $90,920 $607,543 N/A
2018 Commercial Auto Liability Property Damage 0.04% $91,776 $86,095 $44,385 $57,200 66.44 %
2018 Commercial Auto Medical Payments 0.12% $21,447 $22,438 $0 $0 0.00 %
2018 Commercial Auto Uninsured Motorists 0.05% $22,697 $22,640 $0 $0 0.00 %
2018 Commercial Auto Comprehensive -0.01% $-24,755 $-23,895 $13,756 $15,205 -63.63 %
2018 Commercial Auto Collision 0.05% $129,386 $121,793 $36,692 $38,772 31.83 %
2018 Umbrella 1.74% $2,449,877 $2,992,723 $0 $-1,005,839 -33.61 %
2017 Total Property & Casualty 0.24% $56,824,707 $55,011,401 $36,254,356 $35,155,988 63.91 %
2017 Total Homeowners 0.98% $41,038,031 $38,829,747 $23,044,507 $23,584,644 60.74 %
2017 Homeowners Multi-Peril 1.03% $41,038,031 $38,829,747 $23,044,507 $23,584,644 60.74 %
2017 Commercial Multi-Peril 0.00% $0 $0 $0 $94,404 N/A
2017 Inland Marine (Incl Auto Cargo) 0.05% $552,226 $544,099 $170,751 $152,467 28.02 %
2017 Earthquake 0.53% $1,097,291 $1,136,557 $0 $0 0.00 %
2017 Direct Workers Compensation 0.34% $8,591,081 $8,884,169 $8,517,169 $8,236,876 92.71 %
2017 Other Liability - Bodily Injury & Property Damage 0.07% $1,299,075 $1,539,748 $447,146 $1,168,271 75.87 %
2017 Excess Workers Compensation 0.00% $0 $0 $118,667 $191,453 N/A
2017 Products Liability 0.15% $125,113 $210,686 $400 $3,636 1.73 %
2017 Total Private Passenger Automobile 0.00% $42,238 $40,521 $-584 $-5,415 -13.36 %
2017 Private Passenger Auto Liability Bodily Injury 0.00% $10,204 $10,521 $0 $0 0.00 %
2017 Private Passenger Auto Liability Property Damage 0.00% $9,187 $9,305 $0 $-76 -0.82 %
2017 Private Passenger Auto Medical Payments 0.00% $1,216 $1,255 $0 $0 0.00 %
2017 Private Passenger Uninsured Motorists 0.00% $1,374 $1,281 $-17 $-4,913 -383.53 %
2017 Private Passenger Underinsured Motorists 0.00% $987 $901 $0 $0 0.00 %
2017 Private Passenger Auto Comprehensive 0.00% $6,498 $5,709 $0 $-11 -0.19 %
2017 Private Passenger Auto Collision 0.00% $12,772 $11,549 $-567 $-415 -3.59 %
2017 Total Commercial Automobile 0.04% $613,125 $765,456 $287,097 $549,519 71.79 %
2017 Commercial Auto Liability Bodily Injury 0.04% $291,814 $376,559 $34,790 $247,466 65.72 %
2017 Commercial Auto Liability Property Damage 0.04% $101,882 $129,971 $76,729 $123,702 95.18 %
2017 Commercial Auto Medical Payments 0.18% $30,464 $35,936 $0 $0 0.00 %
2017 Commercial Auto Uninsured Motorists 0.08% $38,940 $48,273 $0 $0 0.00 %
2017 Commercial Auto Comprehensive 0.02% $35,630 $45,610 $63,019 $63,207 N/A
2017 Commercial Auto Collision 0.04% $114,395 $129,107 $112,559 $115,144 89.18 %
2017 Umbrella 2.59% $3,466,527 $3,060,418 $3,669,203 $1,180,133 38.56 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Homeowners 1.57% 16 120
2019 Private Passenger Auto 0.00% 1 5991
2018 Private Passenger Auto 0.00% 1 5431
2018 Homeowners 1.71% 17 113
2017 Private Passenger Auto 0.00% 0 0
2017 Homeowners 1.64% 20 128


Company Changes

Effective Date: 08/31/2010

Comments: Liberty Insurance Corp. added B3 authority.


Market Conduct

Date: 08/03/2016

LIB42404.pdf

Date: 10/23/2017

LIC1017.pdf


Financial Exams

This company does not have any financial exams.