Company Details

  LM INSURANCE CORPORATION License Status :
Active

NAIC Number :

33600


Phone Number:

617-357-9500


Company Address:

175 BERKELEY STREET 
BOSTON, MA  02116

Description:

Property and Casualty


License Number:

B423345


Date Admitted:

1991-03-26


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2019 Total Property & Casualty 0.05% $13,797,604 $14,938,872 $9,140,371 $8,023,664 53.71 %
2019 Total Homeowners 0.13% $6,070,407 $6,863,077 $2,413,444 $2,345,317 34.17 %
2019 Homeowners Multi-Peril 0.14% $6,070,407 $6,863,077 $2,413,444 $2,345,317 34.17 %
2019 Commercial Multi-Peril 0.00% $0 $0 $0 $-823 N/A
2019 Inland Marine (Incl Auto Cargo) 0.00% $28,093 $31,606 $1,924 $1,068 3.38 %
2019 Earthquake 0.03% $60,611 $68,274 $0 $1,916 2.81 %
2019 Direct Workers Compensation 0.11% $2,738,666 $3,365,060 $5,230,461 $1,777,810 52.83 %
2019 Other Liability - Bodily Injury & Property Damage 0.02% $416,268 $545,315 $456,556 $226,698 41.57 %
2019 Excess Workers Compensation 1.49% $1,784,039 $1,540,764 $0 $1,706,580 N/A
2019 Products Liability 0.28% $244,176 $262,852 $0 $66,858 25.44 %
2019 Total Private Passenger Automobile 0.02% $1,815,500 $1,668,271 $927,427 $1,171,013 70.19 %
2019 Private Passenger Auto Liability Bodily Injury 0.02% $488,786 $442,884 $325,055 $564,864 N/A
2019 Private Passenger Auto Liability Property Damage 0.04% $603,640 $508,183 $219,442 $232,769 45.80 %
2019 Private Passenger Auto Medical Payments 0.02% $32,709 $34,502 $0 $-2,949 -8.55 %
2019 Private Passenger Uninsured Motorists 0.02% $77,657 $61,470 $85,334 $17,723 28.83 %
2019 Private Passenger Underinsured Motorists 0.07% $70,562 $60,734 $0 $69,901 N/A
2019 Private Passenger Auto Comprehensive 0.01% $208,123 $211,315 $137,827 $121,132 57.32 %
2019 Private Passenger Auto Collision 0.02% $334,023 $349,183 $159,769 $167,573 47.99 %
2019 Total Commercial Automobile 0.04% $592,844 $546,514 $110,559 $453,484 82.98 %
2019 Commercial Auto Liability Bodily Injury 0.04% $334,999 $308,173 $1,628 $292,628 94.96 %
2019 Commercial Auto Liability Property Damage 0.05% $110,879 $102,095 $20,504 $54,625 53.50 %
2019 Commercial Auto Medical Payments 0.08% $17,413 $15,167 $0 $0 0.00 %
2019 Commercial Auto Uninsured Motorists 0.08% $40,703 $37,713 $0 $0 0.00 %
2019 Commercial Auto Comprehensive 0.02% $40,877 $38,178 $53,187 $69,847 N/A
2019 Commercial Auto Collision 0.02% $47,973 $45,188 $35,240 $36,384 80.52 %
2019 Fidelity 0.00% $0 $155 $0 $0 0.00 %
2019 Burglary & Theft 0.00% $0 $6 $0 $0 0.00 %
2019 Professional Liability (Excl Medical Malpractice) 0.02% $47,000 $46,978 $0 $0 0.00 %
2019 Umbrella 0.00% $0 $0 $0 $273,743 N/A
2018 Total Property & Casualty 0.10% $24,782,125 $24,368,454 $15,229,518 $9,296,977 38.15 %
2018 Total Homeowners 0.17% $7,767,701 $8,492,103 $2,728,366 $2,037,884 24.00 %
2018 Homeowners Multi-Peril 0.18% $7,767,701 $8,492,103 $2,728,366 $2,037,884 24.00 %
2018 Commercial Multi-Peril 0.00% $0 $0 $0 $3,244 N/A
2018 Inland Marine (Incl Auto Cargo) 0.00% $37,780 $44,636 $77,827 $77,440 N/A
2018 Earthquake 0.04% $81,031 $93,185 $0 $0 0.00 %
2018 Direct Workers Compensation 0.53% $13,139,218 $11,820,943 $9,880,832 $3,362,099 28.44 %
2018 Other Liability - Bodily Injury & Property Damage 0.07% $1,086,431 $1,236,820 $533,144 $2,016,591 N/A
2018 Excess Workers Compensation 0.08% $91,638 $185,087 $0 $-423,747 -228.94 %
2018 Products Liability 0.39% $311,259 $240,541 $0 $112,241 46.66 %
2018 Total Private Passenger Automobile 0.02% $1,687,289 $1,862,650 $842,064 $912,846 49.01 %
2018 Private Passenger Auto Liability Bodily Injury 0.02% $442,515 $499,204 $126,548 $214,133 42.89 %
2018 Private Passenger Auto Liability Property Damage 0.03% $466,429 $484,337 $137,359 $170,619 35.23 %
2018 Private Passenger Auto Medical Payments 0.02% $38,364 $39,794 $0 $1,763 4.43 %
2018 Private Passenger Uninsured Motorists 0.02% $54,121 $52,480 $51,676 $-59,480 -113.34 %
2018 Private Passenger Underinsured Motorists 0.03% $58,218 $58,061 $57,500 $121,720 N/A
2018 Private Passenger Auto Comprehensive 0.02% $228,979 $245,565 $148,821 $144,368 58.79 %
2018 Private Passenger Auto Collision 0.02% $398,663 $483,209 $320,160 $319,723 66.17 %
2018 Total Commercial Automobile 0.03% $532,118 $396,043 $1,167,285 $991,592 N/A
2018 Commercial Auto Liability Bodily Injury 0.04% $297,196 $235,839 $1,132,507 $928,120 N/A
2018 Commercial Auto Liability Property Damage 0.04% $98,871 $75,797 $10,657 $34,006 44.86 %
2018 Commercial Auto Medical Payments 0.08% $14,660 $9,655 $0 $0 0.00 %
2018 Commercial Auto Uninsured Motorists 0.08% $38,686 $23,932 $0 $0 0.00 %
2018 Commercial Auto Comprehensive 0.02% $33,628 $19,378 $3,197 $5,486 28.31 %
2018 Commercial Auto Collision 0.02% $49,077 $31,442 $20,924 $23,980 76.27 %
2018 Fidelity 0.00% $634 $634 $0 $0 0.00 %
2018 Burglary & Theft 0.00% $26 $26 $0 $684 N/A
2018 Professional Liability (Excl Medical Malpractice) 0.02% $47,000 $9,372 $0 $0 0.00 %
2018 Umbrella 0.00% $0 $-13,586 $0 $206,103 -1,517.02 %
2017 Total Property & Casualty 0.10% $24,217,010 $25,561,552 $13,144,900 $11,255,288 44.03 %
2017 Total Homeowners 0.22% $9,295,869 $9,552,854 $5,116,513 $4,910,242 51.40 %
2017 Homeowners Multi-Peril 0.23% $9,295,869 $9,552,854 $5,116,513 $4,910,242 51.40 %
2017 Commercial Multi-Peril 0.00% $0 $0 $0 $3,917 N/A
2017 Inland Marine (Incl Auto Cargo) 0.00% $54,305 $58,431 $16,405 $16,424 28.11 %
2017 Earthquake 0.05% $107,987 $114,857 $0 $0 0.00 %
2017 Direct Workers Compensation 0.44% $11,084,191 $11,623,825 $5,792,470 $5,605,402 48.22 %
2017 Other Liability - Bodily Injury & Property Damage 0.05% $965,502 $1,248,506 $462,862 $486,093 38.93 %
2017 Excess Workers Compensation 0.23% $290,817 $381,770 $205,821 $-1,566,662 -410.37 %
2017 Products Liability 0.16% $134,232 $96,462 $0 $-30,975 -32.11 %
2017 Total Private Passenger Automobile 0.03% $2,093,024 $2,258,460 $1,400,829 $1,504,783 66.63 %
2017 Private Passenger Auto Liability Bodily Injury 0.03% $563,166 $879,305 $336,028 $256,354 29.15 %
2017 Private Passenger Auto Liability Property Damage 0.04% $512,250 $272,627 $211,265 $177,638 65.16 %
2017 Private Passenger Auto Medical Payments 0.02% $39,627 $43,152 $0 $-30,020 -69.57 %
2017 Private Passenger Uninsured Motorists 0.02% $52,116 $55,527 $246,594 $364,858 N/A
2017 Private Passenger Underinsured Motorists 0.03% $58,747 $62,733 $0 $115,231 N/A
2017 Private Passenger Auto Comprehensive 0.02% $276,633 $305,045 $230,183 $238,704 78.25 %
2017 Private Passenger Auto Collision 0.03% $590,485 $640,071 $376,759 $382,018 59.68 %
2017 Total Commercial Automobile 0.01% $189,923 $183,213 $150,000 $454,114 N/A
2017 Commercial Auto Liability Bodily Injury 0.02% $134,486 $132,216 $150,000 $440,347 N/A
2017 Commercial Auto Liability Property Damage 0.02% $40,350 $39,393 $0 $13,767 34.95 %
2017 Commercial Auto Medical Payments 0.01% $1,936 $1,756 $0 $0 0.00 %
2017 Commercial Auto Uninsured Motorists 0.01% $6,635 $6,313 $0 $0 0.00 %
2017 Commercial Auto Comprehensive 0.00% $2,948 $1,493 $0 $0 0.00 %
2017 Commercial Auto Collision 0.00% $3,568 $2,042 $0 $0 0.00 %
2017 Fidelity 0.00% $634 $634 $0 $0 0.00 %
2017 Burglary & Theft 0.00% $26 $26 $0 $5,276 N/A
2017 Professional Liability (Excl Medical Malpractice) 0.00% $500 $48 $0 $0 0.00 %
2017 Umbrella 0.00% $0 $42,466 $0 $-133,326 -313.96 %

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2019 Homeowners 0.31% 6 228
2019 Private Passenger Auto 0.04% 1 125
2018 Private Passenger Auto 0.05% 2 202
2018 Homeowners 0.38% 15 452
2017 Private Passenger Auto 0.06% 2 159
2017 Homeowners 0.40% 19 496


Company Changes

Effective Date: 12/02/2009

Comments: LM Insurance Corp. redomesticated from Iowa to Illinois.


Market Conduct

Date: 10/23/2017

LMIC1017.pdf


Financial Exams

This company does not have any financial exams.