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Company Details
LM INSURANCE CORPORATION License Status :
Active
NAIC Number :
33600
Phone Number:
617-357-9500
Company Address:
175 BERKELEY STREET
BOSTON, MA 02116
Description:
Property and Casualty
License Number:
B423345
Date Admitted:
1991-03-26
Market Share
Link to Supplemental Data Page
| Year | Line | Market Share | Direct Premium Written | Direct Premium Earned | Direct Losses Paid | Direct Losses Incurred | Loss Ratio |
|---|---|---|---|---|---|---|---|
| 2019 | Total Property & Casualty | 0.05% | $13,797,604 | $14,938,872 | $9,140,371 | $8,023,664 | 53.71 % |
| 2019 | Total Homeowners | 0.13% | $6,070,407 | $6,863,077 | $2,413,444 | $2,345,317 | 34.17 % |
| 2019 | Homeowners Multi-Peril | 0.14% | $6,070,407 | $6,863,077 | $2,413,444 | $2,345,317 | 34.17 % |
| 2019 | Commercial Multi-Peril | 0.00% | $0 | $0 | $0 | $-823 | N/A |
| 2019 | Inland Marine (Incl Auto Cargo) | 0.00% | $28,093 | $31,606 | $1,924 | $1,068 | 3.38 % |
| 2019 | Earthquake | 0.03% | $60,611 | $68,274 | $0 | $1,916 | 2.81 % |
| 2019 | Direct Workers Compensation | 0.11% | $2,738,666 | $3,365,060 | $5,230,461 | $1,777,810 | 52.83 % |
| 2019 | Other Liability - Bodily Injury & Property Damage | 0.02% | $416,268 | $545,315 | $456,556 | $226,698 | 41.57 % |
| 2019 | Excess Workers Compensation | 1.49% | $1,784,039 | $1,540,764 | $0 | $1,706,580 | N/A |
| 2019 | Products Liability | 0.28% | $244,176 | $262,852 | $0 | $66,858 | 25.44 % |
| 2019 | Total Private Passenger Automobile | 0.02% | $1,815,500 | $1,668,271 | $927,427 | $1,171,013 | 70.19 % |
| 2019 | Private Passenger Auto Liability Bodily Injury | 0.02% | $488,786 | $442,884 | $325,055 | $564,864 | N/A |
| 2019 | Private Passenger Auto Liability Property Damage | 0.04% | $603,640 | $508,183 | $219,442 | $232,769 | 45.80 % |
| 2019 | Private Passenger Auto Medical Payments | 0.02% | $32,709 | $34,502 | $0 | $-2,949 | -8.55 % |
| 2019 | Private Passenger Uninsured Motorists | 0.02% | $77,657 | $61,470 | $85,334 | $17,723 | 28.83 % |
| 2019 | Private Passenger Underinsured Motorists | 0.07% | $70,562 | $60,734 | $0 | $69,901 | N/A |
| 2019 | Private Passenger Auto Comprehensive | 0.01% | $208,123 | $211,315 | $137,827 | $121,132 | 57.32 % |
| 2019 | Private Passenger Auto Collision | 0.02% | $334,023 | $349,183 | $159,769 | $167,573 | 47.99 % |
| 2019 | Total Commercial Automobile | 0.04% | $592,844 | $546,514 | $110,559 | $453,484 | 82.98 % |
| 2019 | Commercial Auto Liability Bodily Injury | 0.04% | $334,999 | $308,173 | $1,628 | $292,628 | 94.96 % |
| 2019 | Commercial Auto Liability Property Damage | 0.05% | $110,879 | $102,095 | $20,504 | $54,625 | 53.50 % |
| 2019 | Commercial Auto Medical Payments | 0.08% | $17,413 | $15,167 | $0 | $0 | 0.00 % |
| 2019 | Commercial Auto Uninsured Motorists | 0.08% | $40,703 | $37,713 | $0 | $0 | 0.00 % |
| 2019 | Commercial Auto Comprehensive | 0.02% | $40,877 | $38,178 | $53,187 | $69,847 | N/A |
| 2019 | Commercial Auto Collision | 0.02% | $47,973 | $45,188 | $35,240 | $36,384 | 80.52 % |
| 2019 | Fidelity | 0.00% | $0 | $155 | $0 | $0 | 0.00 % |
| 2019 | Burglary & Theft | 0.00% | $0 | $6 | $0 | $0 | 0.00 % |
| 2019 | Professional Liability (Excl Medical Malpractice) | 0.02% | $47,000 | $46,978 | $0 | $0 | 0.00 % |
| 2019 | Umbrella | 0.00% | $0 | $0 | $0 | $273,743 | N/A |
| 2018 | Total Property & Casualty | 0.10% | $24,782,125 | $24,368,454 | $15,229,518 | $9,296,977 | 38.15 % |
| 2018 | Total Homeowners | 0.17% | $7,767,701 | $8,492,103 | $2,728,366 | $2,037,884 | 24.00 % |
| 2018 | Homeowners Multi-Peril | 0.18% | $7,767,701 | $8,492,103 | $2,728,366 | $2,037,884 | 24.00 % |
| 2018 | Commercial Multi-Peril | 0.00% | $0 | $0 | $0 | $3,244 | N/A |
| 2018 | Inland Marine (Incl Auto Cargo) | 0.00% | $37,780 | $44,636 | $77,827 | $77,440 | N/A |
| 2018 | Earthquake | 0.04% | $81,031 | $93,185 | $0 | $0 | 0.00 % |
| 2018 | Direct Workers Compensation | 0.53% | $13,139,218 | $11,820,943 | $9,880,832 | $3,362,099 | 28.44 % |
| 2018 | Other Liability - Bodily Injury & Property Damage | 0.07% | $1,086,431 | $1,236,820 | $533,144 | $2,016,591 | N/A |
| 2018 | Excess Workers Compensation | 0.08% | $91,638 | $185,087 | $0 | $-423,747 | -228.94 % |
| 2018 | Products Liability | 0.39% | $311,259 | $240,541 | $0 | $112,241 | 46.66 % |
| 2018 | Total Private Passenger Automobile | 0.02% | $1,687,289 | $1,862,650 | $842,064 | $912,846 | 49.01 % |
| 2018 | Private Passenger Auto Liability Bodily Injury | 0.02% | $442,515 | $499,204 | $126,548 | $214,133 | 42.89 % |
| 2018 | Private Passenger Auto Liability Property Damage | 0.03% | $466,429 | $484,337 | $137,359 | $170,619 | 35.23 % |
| 2018 | Private Passenger Auto Medical Payments | 0.02% | $38,364 | $39,794 | $0 | $1,763 | 4.43 % |
| 2018 | Private Passenger Uninsured Motorists | 0.02% | $54,121 | $52,480 | $51,676 | $-59,480 | -113.34 % |
| 2018 | Private Passenger Underinsured Motorists | 0.03% | $58,218 | $58,061 | $57,500 | $121,720 | N/A |
| 2018 | Private Passenger Auto Comprehensive | 0.02% | $228,979 | $245,565 | $148,821 | $144,368 | 58.79 % |
| 2018 | Private Passenger Auto Collision | 0.02% | $398,663 | $483,209 | $320,160 | $319,723 | 66.17 % |
| 2018 | Total Commercial Automobile | 0.03% | $532,118 | $396,043 | $1,167,285 | $991,592 | N/A |
| 2018 | Commercial Auto Liability Bodily Injury | 0.04% | $297,196 | $235,839 | $1,132,507 | $928,120 | N/A |
| 2018 | Commercial Auto Liability Property Damage | 0.04% | $98,871 | $75,797 | $10,657 | $34,006 | 44.86 % |
| 2018 | Commercial Auto Medical Payments | 0.08% | $14,660 | $9,655 | $0 | $0 | 0.00 % |
| 2018 | Commercial Auto Uninsured Motorists | 0.08% | $38,686 | $23,932 | $0 | $0 | 0.00 % |
| 2018 | Commercial Auto Comprehensive | 0.02% | $33,628 | $19,378 | $3,197 | $5,486 | 28.31 % |
| 2018 | Commercial Auto Collision | 0.02% | $49,077 | $31,442 | $20,924 | $23,980 | 76.27 % |
| 2018 | Fidelity | 0.00% | $634 | $634 | $0 | $0 | 0.00 % |
| 2018 | Burglary & Theft | 0.00% | $26 | $26 | $0 | $684 | N/A |
| 2018 | Professional Liability (Excl Medical Malpractice) | 0.02% | $47,000 | $9,372 | $0 | $0 | 0.00 % |
| 2018 | Umbrella | 0.00% | $0 | $-13,586 | $0 | $206,103 | -1,517.02 % |
| 2017 | Total Property & Casualty | 0.10% | $24,217,010 | $25,561,552 | $13,144,900 | $11,255,288 | 44.03 % |
| 2017 | Total Homeowners | 0.22% | $9,295,869 | $9,552,854 | $5,116,513 | $4,910,242 | 51.40 % |
| 2017 | Homeowners Multi-Peril | 0.23% | $9,295,869 | $9,552,854 | $5,116,513 | $4,910,242 | 51.40 % |
| 2017 | Commercial Multi-Peril | 0.00% | $0 | $0 | $0 | $3,917 | N/A |
| 2017 | Inland Marine (Incl Auto Cargo) | 0.00% | $54,305 | $58,431 | $16,405 | $16,424 | 28.11 % |
| 2017 | Earthquake | 0.05% | $107,987 | $114,857 | $0 | $0 | 0.00 % |
| 2017 | Direct Workers Compensation | 0.44% | $11,084,191 | $11,623,825 | $5,792,470 | $5,605,402 | 48.22 % |
| 2017 | Other Liability - Bodily Injury & Property Damage | 0.05% | $965,502 | $1,248,506 | $462,862 | $486,093 | 38.93 % |
| 2017 | Excess Workers Compensation | 0.23% | $290,817 | $381,770 | $205,821 | $-1,566,662 | -410.37 % |
| 2017 | Products Liability | 0.16% | $134,232 | $96,462 | $0 | $-30,975 | -32.11 % |
| 2017 | Total Private Passenger Automobile | 0.03% | $2,093,024 | $2,258,460 | $1,400,829 | $1,504,783 | 66.63 % |
| 2017 | Private Passenger Auto Liability Bodily Injury | 0.03% | $563,166 | $879,305 | $336,028 | $256,354 | 29.15 % |
| 2017 | Private Passenger Auto Liability Property Damage | 0.04% | $512,250 | $272,627 | $211,265 | $177,638 | 65.16 % |
| 2017 | Private Passenger Auto Medical Payments | 0.02% | $39,627 | $43,152 | $0 | $-30,020 | -69.57 % |
| 2017 | Private Passenger Uninsured Motorists | 0.02% | $52,116 | $55,527 | $246,594 | $364,858 | N/A |
| 2017 | Private Passenger Underinsured Motorists | 0.03% | $58,747 | $62,733 | $0 | $115,231 | N/A |
| 2017 | Private Passenger Auto Comprehensive | 0.02% | $276,633 | $305,045 | $230,183 | $238,704 | 78.25 % |
| 2017 | Private Passenger Auto Collision | 0.03% | $590,485 | $640,071 | $376,759 | $382,018 | 59.68 % |
| 2017 | Total Commercial Automobile | 0.01% | $189,923 | $183,213 | $150,000 | $454,114 | N/A |
| 2017 | Commercial Auto Liability Bodily Injury | 0.02% | $134,486 | $132,216 | $150,000 | $440,347 | N/A |
| 2017 | Commercial Auto Liability Property Damage | 0.02% | $40,350 | $39,393 | $0 | $13,767 | 34.95 % |
| 2017 | Commercial Auto Medical Payments | 0.01% | $1,936 | $1,756 | $0 | $0 | 0.00 % |
| 2017 | Commercial Auto Uninsured Motorists | 0.01% | $6,635 | $6,313 | $0 | $0 | 0.00 % |
| 2017 | Commercial Auto Comprehensive | 0.00% | $2,948 | $1,493 | $0 | $0 | 0.00 % |
| 2017 | Commercial Auto Collision | 0.00% | $3,568 | $2,042 | $0 | $0 | 0.00 % |
| 2017 | Fidelity | 0.00% | $634 | $634 | $0 | $0 | 0.00 % |
| 2017 | Burglary & Theft | 0.00% | $26 | $26 | $0 | $5,276 | N/A |
| 2017 | Professional Liability (Excl Medical Malpractice) | 0.00% | $500 | $48 | $0 | $0 | 0.00 % |
| 2017 | Umbrella | 0.00% | $0 | $42,466 | $0 | $-133,326 | -313.96 % |
Enforcements
The department has not taken enforcement action against this company in the past three years.
Complaint Index
| Year | Line | Market Share | Number of Complaints | Complaint Index |
|---|---|---|---|---|
| 2019 | Homeowners | 0.31% | 6 | 228 |
| 2019 | Private Passenger Auto | 0.04% | 1 | 125 |
| 2018 | Private Passenger Auto | 0.05% | 2 | 202 |
| 2018 | Homeowners | 0.38% | 15 | 452 |
| 2017 | Private Passenger Auto | 0.06% | 2 | 159 |
| 2017 | Homeowners | 0.40% | 19 | 496 |
Company Changes
Effective Date: 12/02/2009
Comments: LM Insurance Corp. redomesticated from Iowa to Illinois.
Market Conduct
Date: 10/23/2017
Financial Exams
This company does not have any financial exams.