Company Details

  UNIVERSAL GUARANTY LIFE INSURANCE COMPANY License Status :
Active

NAIC Number :

70130


Phone Number:

2172416300


Company Address:

PO Box 410 
Stanford, KY  40484

Description:

Life and Health


License Number:

A421600


Date Admitted:

1986-10-20


Market Share

Link to Supplemental Data Page

Year Line Market Share Direct Premium Written Direct Premium Earned Direct Losses Paid Direct Losses Incurred Loss Ratio
2022 Total Accident & Health 0.00% $180 $0 $3,600 $0 N/A
2022 Total Individual Accident & Health 0.00% $180 $0 $3,600 $0 N/A
2022 Individual Disability Income 0.00% $180 $0 $3,600 $0 N/A
2022 Total Life 0.00% $222,699 $0 $746,406 $0 N/A
2022 Total Individual Life 0.00% $222,699 $0 $746,406 $0 N/A
2022 Individual Whole Life 0.01% $139,029 $0 $488,150 $0 N/A
2022 Individual Term Life 0.00% $4,252 $0 $14,928 $0 N/A
2022 Individual Universal Life 0.00% $69,302 $0 $243,328 $0 N/A
2022 Individual Ordinary Annuities 0.00% $10,116 $0 $0 $0 N/A
2021 Total Accident & Health 0.00% $481 $481 $8,496 $7,117 N/A
2021 Total Individual Accident & Health 0.00% $481 $481 $8,496 $7,117 N/A
2021 Individual Disability Income 0.00% $481 $481 $8,496 $7,117 N/A
2021 Total Life 0.00% $233,582 $0 $599,042 $0 N/A
2021 Total Individual Life 0.00% $233,582 $0 $599,042 $0 N/A
2021 Individual Whole Life 0.01% $146,303 $0 $391,773 $0 N/A
2021 Individual Term Life 0.00% $4,474 $0 $11,981 $0 N/A
2021 Individual Universal Life 0.00% $72,928 $0 $195,288 $0 N/A
2021 Individual Ordinary Annuities 0.00% $9,877 $0 $0 $0 N/A

Enforcements

The department has not taken enforcement action against this company in the past three years.

Link to Enforcements Page


Complaint Index

Year Line Market Share Number of Complaints Complaint Index
2022 Health 0.00% 0 0
2022 Life and Annuities 0.00% 2 9999
2021 Health 0.00% 0 0
2021 Life and Annuities 0.00% 3 9999


Company Changes

Effective Date: 07/01/2003

Comments: Abraham Lincoln Insurance Company merged with and into Universal Guaranty Life Insurance Company.

Effective Date: 07/01/2003

Comments: Appalachian Life Insurance Company merged with and into Universal Guaranty Life Insurance Company.

Effective Date: 01/01/2012

Comments: Efective 1/1/2012 American Capitol Insurance Company merged with and into Universal Guaranty Life Insurance Company.


Market Conduct

This company does not have any market conduct exams or investigations.


Financial Exams

This company does not have any financial exams.