Company Name:
RIVERSOURCE LIFE INSURANCE COMPANYCompany Address:
227 AMERIPRISE FINANCIAL CTR
MINNEAPOLIS, MN 55474Mailing Address:
227 AMERIPRISE FINANCIAL CENTER
MINNEAPOLIS, MN 55474Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1960-05-16
| Line |
Authorized Date |
| Accident and Health |
1960-05-16 |
| Life, annuities and endowments |
1960-05-16 |
| Variable Contracts |
1960-05-16 |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$3,542 |
$3,548 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
1,317,747 |
$315,434,996 |
$333,810,137 |
$419,987 |
$232,348,022 |
$221,502,939 |
66.36% |
Group Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
6 |
$10,200 |
$10,287 |
$0 |
$738 |
$739 |
7.18% |
| Missouri Total |
100.00% |
45,270 |
$38,659,448 |
$37,225,358 |
$0 |
$24,820,971 |
$27,280,726 |
73.29% |
Group Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
9 |
$0 |
$0 |
$65,906 |
$0 |
|
| Missouri Total |
100.00% |
162 |
$379 |
$0 |
$10,830,886 |
$0 |
2,857,750.00% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
343 |
$374,475 |
$0 |
$685,796 |
$0 |
183.14% |
| Missouri Total |
100.00% |
312,735 |
$1,502,027,628 |
$9,721,497 |
$755,224,260 |
$0 |
50.28% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
23 |
$0 |
$0 |
$0 |
$3,217 |
|
| Missouri Total |
100.00% |
45,178 |
$38,377,947 |
$38 |
$214,229,102 |
$8,643,241 |
558.21% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
12 |
$0 |
$0 |
$27,052 |
$0 |
|
| Missouri Total |
100.00% |
111,069 |
$586,227,659 |
$3,676 |
$997,152,346 |
$0 |
170.10% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
272 |
$230,341 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
34,146 |
$94,538,449 |
$0 |
$73,761,539 |
$0 |
78.02% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
1,151 |
$1,220,795 |
$1,211,127 |
$0 |
$346,637 |
$353,324 |
29.17% |
| Missouri Total |
100.00% |
128,298 |
$111,847,829 |
$113,009,194 |
$9,320,891 |
$67,487,406 |
$55,431,444 |
49.05% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
10 |
$180,000 |
$0 |
$5,539 |
$0 |
3.08% |
| Missouri Total |
100.00% |
95,477 |
$1,528,721,431 |
$0 |
$635,138,379 |
$0 |
41.55% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.72% |
2,129 |
$3,649,856 |
$3,688,443 |
$0 |
$5,845,856 |
$5,958,622 |
161.55% |
| Missouri Total |
100.00% |
116,436 |
$211,978,898 |
$217,655,297 |
$0 |
$197,145,393 |
$230,953,198 |
106.11% |
Individual Modified Guaranteed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
88 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
2,686 |
$19,972,720 |
$0 |
$35,622,744 |
$0 |
178.36% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
3,565 |
$2,022,874 |
$0 |
$34,568,319 |
$0 |
1,708.87% |
| Missouri Total |
100.00% |
219,347 |
$966,691,378 |
$38,073,879 |
$1,367,863,486 |
$0 |
141.50% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
2,149 |
$1,707,781 |
$0 |
$2,050,194 |
$894,062 |
120.05% |
| Missouri Total |
100.00% |
807,561 |
$545,233,882 |
$8,854,933 |
$312,433,553 |
$209,545,660 |
57.30% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.71% |
1,525 |
$4,863,571 |
$0 |
$3,735,882 |
$302,589 |
76.81% |
| Missouri Total |
100.00% |
392,226 |
$688,580,364 |
$7,899,033 |
$992,234,625 |
$72,910,917 |
144.10% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.24% |
14,331 |
$67,039,773 |
$0 |
$169,511,508 |
$0 |
252.85% |
| Missouri Total |
100.00% |
273,769 |
$1,579,684,923 |
$638,554 |
$3,680,614,002 |
$0 |
233.00% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.22% |
2,423 |
$5,945,877 |
$0 |
$6,469,251 |
$724,926 |
108.80% |
| Missouri Total |
100.00% |
79,973 |
$184,764,931 |
$5,303,033 |
$224,094,911 |
$22,036,496 |
121.29% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
468 |
$8,219 |
$0 |
$9,867 |
$4,303 |
120.05% |
| Missouri Total |
100.00% |
1,575,221 |
$790,335,343 |
$271,555,935 |
$883,419,376 |
$54,049,613 |
111.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
3,287 |
$4,884,393 |
$4,913,405 |
$0 |
$6,193,231 |
$6,312,685 |
128.48% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$13,742 |
$13,835 |
$0 |
$738 |
$739 |
5.34% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
387 |
$374,475 |
$0 |
$778,754 |
$3,217 |
207.96% |
| Missouri Total |
100.00% |
3,308,424 |
$5,362,402,135 |
$11,192,208 |
$3,798,692,641 |
$254,647,163 |
70.84% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
3,280 |
$4,870,651 |
$4,899,570 |
$0 |
$6,192,493 |
$6,311,946 |
128.83% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.26% |
24,831 |
$81,998,436 |
$0 |
$216,350,560 |
$1,925,880 |
263.85% |
| Missouri Total |
100.00% |
3,602,005 |
$6,532,189,627 |
$332,338,495 |
$8,441,805,341 |
$359,204,011 |
129.23% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.69% |
25,218 |
$82,372,911 |
$0 |
$217,129,314 |
$1,929,097 |
263.59% |
| Missouri Total |
100.00% |
6,910,429 |
$11,894,591,762 |
$343,530,703 |
$12,240,497,982 |
$613,851,174 |
102.91% |