Company Name:
GENERAL AMERICAN LIFE INSURANCE COMPANYCompany Address:
13045 TESSON FERRY ROAD
ST LOUIS, MO 63128Mailing Address:
18210 CRANE NEST DR 3RD FL
TAMPA, FL 33647Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2018-04-27
| Line |
Authorized Date |
| Accident and Health |
1933-09-05 |
| Life, annuities and endowments |
1933-09-05 |
| Variable Contracts |
1933-09-05 |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.14% |
567 |
$889,164 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
103,155 |
$628,330,497 |
$0 |
$66,943,569 |
$0 |
10.65% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
374 |
$29,414 |
$0 |
$763,423 |
$0 |
2,595.44% |
| Missouri Total |
100.00% |
297,141 |
$1,286,599,473 |
$4,885,938 |
$569,582,297 |
$0 |
44.27% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
61 |
$29,720 |
$0 |
$5,000 |
$207 |
16.82% |
| Missouri Total |
100.00% |
105,006 |
$43,223,282 |
$18,881 |
$133,327,424 |
$1,199,697 |
308.46% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
20 |
$31,859 |
$31,312 |
$0 |
$60,598 |
$60,598 |
193.53% |
| Missouri Total |
100.00% |
180,316 |
$414,007,266 |
$423,602,580 |
$2,985 |
$324,023,037 |
$325,668,927 |
76.88% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
381 |
$438,230 |
$441,685 |
$0 |
$116,245 |
$271,181 |
61.40% |
| Missouri Total |
100.00% |
135,165 |
$107,027,647 |
$107,539,883 |
$6,573,959 |
$66,651,155 |
$86,051,840 |
80.02% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$295 |
$290 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
256,069 |
$33,897,113 |
$33,974,020 |
$5,104 |
$14,688,218 |
$14,849,565 |
43.71% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
527 |
$23,862 |
$107 |
$394,479 |
$0 |
1,653.62% |
| Missouri Total |
100.00% |
248,110 |
$1,498,421,322 |
$33,382,396 |
$1,202,769,908 |
$0 |
80.27% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1,826 |
$87,128 |
$0 |
$1,992,703 |
$697,982 |
2,287.10% |
| Missouri Total |
100.00% |
762,712 |
$459,199,454 |
$9,327,670 |
$284,546,888 |
$177,019,345 |
61.97% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.52% |
5,202 |
$3,064,830 |
$2,777,003 |
$9,430,137 |
$573,623 |
398.30% |
| Missouri Total |
100.00% |
414,332 |
$584,005,588 |
$4,448,899 |
$578,379,507 |
$54,841,288 |
99.04% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.07% |
1,436 |
$1,787,259 |
$0 |
$2,987,459 |
$0 |
167.15% |
| Missouri Total |
100.00% |
256,324 |
$2,687,721,551 |
$568,899 |
$1,680,738,736 |
$0 |
62.53% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.03% |
2,577 |
$4,555,291 |
$1,338,107 |
$3,858,132 |
$707,381 |
114.07% |
| Missouri Total |
100.00% |
99,540 |
$150,126,810 |
$3,939,903 |
$213,260,154 |
$21,628,741 |
142.05% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.09% |
15,301 |
$16,742,693 |
$18,816,353 |
$37,769,122 |
$1,283,402 |
337.97% |
| Missouri Total |
100.00% |
1,718,984 |
$800,035,507 |
$295,802,034 |
$1,046,845,286 |
$62,696,071 |
130.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
411 |
$470,384 |
$473,287 |
$0 |
$176,843 |
$331,779 |
70.10% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
1,002 |
$948,298 |
$0 |
$768,423 |
$207 |
81.03% |
| Missouri Total |
100.00% |
3,128,709 |
$4,015,997,394 |
$6,530,988 |
$3,539,780,228 |
$215,259,826 |
88.14% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
411 |
$470,384 |
$473,287 |
$0 |
$176,843 |
$331,779 |
70.10% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
26,869 |
$26,261,063 |
$22,931,570 |
$56,432,032 |
$3,262,388 |
302.21% |
| Missouri Total |
100.00% |
3,717,650 |
$7,090,300,656 |
$347,516,660 |
$5,793,774,529 |
$316,719,570 |
81.71% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
27,871 |
$27,209,361 |
$22,931,570 |
$57,200,455 |
$3,262,595 |
294.50% |
| Missouri Total |
100.00% |
6,846,359 |
$11,106,298,050 |
$354,047,648 |
$9,333,554,757 |
$531,979,396 |
84.04% |