Company Name:
GENERAL AMERICAN LIFE INSURANCE COMPANYCompany Address:
13045 TESSON FERRY ROAD
ST LOUIS, MO 63128Mailing Address:
18210 CRANE NEST DR 3RD FL
TAMPA, FL 33647Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2018-04-27
| Line |
Authorized Date |
| Accident and Health |
1933-09-05 |
| Life, annuities and endowments |
1933-09-05 |
| Variable Contracts |
1933-09-05 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$-10,372 |
$37,061 |
$36,921 |
|
| Missouri Total |
100.00% |
56,462 |
$85,548,471 |
$85,403,255 |
$44,289 |
$64,916,916 |
$64,784,187 |
75.86% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.46% |
11,518 |
$10,003,134 |
$9,383,726 |
$142,655 |
$8,097,089 |
$7,758,115 |
82.68% |
| Missouri Total |
100.00% |
531,472 |
$685,689,657 |
$686,291,781 |
$11,089,157 |
$590,885,516 |
$587,277,863 |
85.57% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
34 |
$281,863 |
$264,410 |
$0 |
$237,352 |
$227,456 |
86.02% |
| Missouri Total |
100.00% |
204,846 |
$377,195,599 |
$378,777,448 |
$28,717 |
$305,498,278 |
$304,740,838 |
80.45% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
11,094 |
$357,045 |
$334,935 |
$0 |
$259,280 |
$248,471 |
74.18% |
| Missouri Total |
100.00% |
543,778 |
$124,088,917 |
$123,072,091 |
$153,756 |
$91,543,810 |
$90,050,255 |
73.17% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
6.27% |
63 |
$136,054,446 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
356,450 |
$2,169,000,193 |
$13,741 |
$862,329,688 |
$0 |
39.76% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
4,396 |
$1,160,023 |
$1,088,193 |
$0 |
$930,301 |
$891,516 |
81.93% |
| Missouri Total |
100.00% |
834,542 |
$152,733,264 |
$151,353,310 |
$70,304 |
$100,717,628 |
$131,430,261 |
86.84% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.25% |
22 |
$2,283,633 |
$66,213 |
$3,125,015 |
$0 |
139.74% |
| Missouri Total |
100.00% |
160,810 |
$181,983,805 |
$941,968 |
$342,626,170 |
$0 |
188.27% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.89% |
17,977 |
$3,539,475 |
$3,320,306 |
$0 |
$1,113,820 |
$1,067,385 |
32.15% |
| Missouri Total |
100.00% |
562,532 |
$90,893,000 |
$91,065,625 |
$0 |
$66,606,279 |
$66,368,730 |
72.88% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
11.12% |
43,201 |
$33,138,056 |
$44,813 |
$28,717,423 |
$13,037,624 |
86.80% |
| Missouri Total |
100.00% |
3,054,153 |
$298,123,665 |
$3,111,616 |
$900,454,791 |
$116,091,201 |
302.04% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
86 |
$9,333 |
$1,996 |
$4,000 |
$391 |
64.25% |
| Missouri Total |
100.00% |
100,329 |
$45,330,946 |
$155,077 |
$72,108,705 |
$7,058,612 |
159.07% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
34 |
$893 |
$935 |
$0 |
$3,857 |
$-3,393 |
-362.89% |
| Missouri Total |
100.00% |
433,445 |
$28,663,061 |
$28,439,386 |
$18,459 |
$9,478,209 |
$10,755,430 |
37.82% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
85 |
$120,524 |
$125,235 |
$0 |
$98,416 |
$98,739 |
78.84% |
| Missouri Total |
100.00% |
151,982 |
$247,223,603 |
$255,137,206 |
$2,648 |
$179,432,214 |
$188,700,934 |
73.96% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.21% |
107 |
$20,352,536 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
303,604 |
$1,683,353,647 |
$429 |
$1,117,711,940 |
$0 |
66.40% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.53% |
1,070 |
$1,064,600 |
$1,086,344 |
$427 |
$721,699 |
$1,297,153 |
119.41% |
| Missouri Total |
100.00% |
122,632 |
$69,624,534 |
$70,808,118 |
$485,627 |
$39,245,301 |
$51,999,855 |
73.44% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
90 |
$16,198 |
$16,516 |
$0 |
$28,787 |
$28,882 |
174.87% |
| Missouri Total |
100.00% |
153,220 |
$21,859,161 |
$22,356,191 |
$8,468 |
$13,944,908 |
$14,001,267 |
62.63% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,449 |
$156,960 |
$2,546 |
$755,518 |
$0 |
482.97% |
| Missouri Total |
100.00% |
203,446 |
$373,200,127 |
$3,258,370 |
$900,976,486 |
$0 |
241.42% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.59% |
7,676 |
$9,539,084 |
$2,994,853 |
$8,591,242 |
$1,241,748 |
121.46% |
| Missouri Total |
100.00% |
1,266,057 |
$368,902,373 |
$7,066,780 |
$368,554,786 |
$40,696,179 |
99.91% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
3,811 |
$1,585 |
$26 |
$37,020,363 |
$0 |
2,335,671.23% |
| Missouri Total |
100.00% |
52,508 |
$235,538,781 |
$371,233 |
$258,676,378 |
$0 |
109.82% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.68% |
22,239 |
$9,835,458 |
$1,089,984 |
$1,308,644 |
$2,392,536 |
24.39% |
| Missouri Total |
100.00% |
144,142 |
$267,257,239 |
$1,943,311 |
$179,877,908 |
$28,478,643 |
67.31% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.46% |
31,428 |
$35,096,758 |
$20,165,068 |
$25,334,009 |
$2,825,131 |
129.64% |
| Missouri Total |
100.00% |
2,510,943 |
$786,815,707 |
$315,707,873 |
$833,166,168 |
$68,197,761 |
105.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
46,298 |
$16,543,755 |
$15,620,600 |
$132,710 |
$11,527,662 |
$11,651,245 |
74.59% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
45,019 |
$15,341,540 |
$14,391,570 |
$132,283 |
$10,674,903 |
$10,229,864 |
71.08% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.76% |
43,372 |
$171,485,468 |
$113,022 |
$31,846,438 |
$13,038,015 |
18.64% |
| Missouri Total |
100.00% |
4,614,594 |
$2,975,944,371 |
$4,328,006 |
$2,640,635,900 |
$137,410,626 |
88.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
1,279 |
$1,202,215 |
$1,229,030 |
$427 |
$852,759 |
$1,421,381 |
115.65% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.87% |
66,710 |
$74,982,381 |
$24,252,477 |
$73,009,776 |
$6,459,415 |
129.71% |
| Missouri Total |
100.00% |
5,228,814 |
$4,010,771,582 |
$334,815,623 |
$3,840,942,282 |
$195,805,002 |
95.77% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.53% |
110,082 |
$246,467,849 |
$24,365,499 |
$104,856,214 |
$19,497,430 |
52.43% |
| Missouri Total |
100.00% |
9,843,408 |
$6,986,715,953 |
$339,143,629 |
$6,481,578,182 |
$333,215,628 |
92.77% |