Company Name:
GENERAL AMERICAN LIFE INSURANCE COMPANYCompany Address:
13045 TESSON FERRY ROAD
ST LOUIS, MO 63128Mailing Address:
18210 CRANE NEST DR 3RD FL
TAMPA, FL 33647Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2018-04-27
| Line |
Authorized Date |
| Accident and Health |
1933-09-05 |
| Life, annuities and endowments |
1933-09-05 |
| Variable Contracts |
1933-09-05 |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
0 |
$63,058 |
$63,058 |
$0 |
$120,306 |
$43,856 |
69.55% |
| Missouri Total |
100.00% |
83,391 |
$80,534,150 |
$78,635,871 |
$33,578 |
$59,676,149 |
$62,363,872 |
79.31% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.99% |
11,782 |
$13,707,674 |
$13,344,942 |
$913,047 |
$12,999,496 |
$14,880,931 |
111.51% |
| Missouri Total |
100.00% |
498,787 |
$687,354,789 |
$685,685,907 |
$2,253,280 |
$611,901,329 |
$610,611,078 |
89.05% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
78 |
$401,116 |
$390,567 |
$0 |
$368,064 |
$403,251 |
103.25% |
| Missouri Total |
100.00% |
188,111 |
$305,093,451 |
$304,761,965 |
$0 |
$235,252,468 |
$235,217,664 |
77.18% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.58% |
12,407 |
$644,227 |
$627,284 |
$0 |
$785,188 |
$785,188 |
125.17% |
| Missouri Total |
100.00% |
592,892 |
$111,025,001 |
$110,370,493 |
$310,704 |
$85,784,941 |
$87,924,029 |
79.66% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.31% |
57 |
$115,177,982 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
347,110 |
$2,167,702,978 |
$11,420 |
$1,231,052,182 |
$0 |
56.79% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.90% |
23,810 |
$2,384,547 |
$2,321,833 |
$0 |
$2,744,814 |
$3,007,218 |
129.52% |
| Missouri Total |
100.00% |
751,265 |
$125,459,220 |
$125,463,277 |
$86,460 |
$84,692,414 |
$109,353,443 |
87.16% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.44% |
20 |
$538,126 |
$78,961 |
$3,375,347 |
$0 |
641.91% |
| Missouri Total |
100.00% |
171,440 |
$121,633,339 |
$846,885 |
$706,163,075 |
$0 |
580.57% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.00% |
26,458 |
$3,857,307 |
$3,755,860 |
$0 |
$4,984,311 |
$4,984,311 |
132.71% |
| Missouri Total |
100.00% |
509,729 |
$77,200,089 |
$77,222,145 |
$0 |
$58,090,154 |
$61,001,697 |
79.00% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
10.99% |
117,513 |
$30,903,230 |
$72,807 |
$23,687,960 |
$11,687,097 |
76.89% |
| Missouri Total |
100.00% |
2,704,263 |
$281,091,200 |
$2,974,685 |
$321,445,911 |
$103,181,799 |
114.36% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
89 |
$8,297 |
$1,275 |
$6,701 |
$355 |
96.13% |
| Missouri Total |
100.00% |
208,281 |
$59,186,388 |
$138,663 |
$61,142,484 |
$7,219,907 |
103.30% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
42 |
$1,173 |
$1,288 |
$0 |
$1,008 |
$9,831 |
763.28% |
| Missouri Total |
100.00% |
304,367 |
$23,295,746 |
$24,019,940 |
$-473 |
$9,636,438 |
$11,731,816 |
48.84% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
99 |
$140,449 |
$147,348 |
$0 |
$50,851 |
$51,624 |
35.04% |
| Missouri Total |
100.00% |
163,477 |
$229,008,329 |
$228,487,106 |
$3,911 |
$155,616,141 |
$159,239,720 |
69.69% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.30% |
133 |
$20,722,647 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
302,005 |
$1,593,326,078 |
$444 |
$820,192,380 |
$0 |
51.48% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.81% |
1,176 |
$1,202,585 |
$1,214,238 |
$475 |
$679,837 |
$929,751 |
76.57% |
| Missouri Total |
100.00% |
111,019 |
$66,490,592 |
$66,946,605 |
$420,599 |
$32,121,787 |
$48,494,601 |
72.44% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
96 |
$18,398 |
$18,179 |
$0 |
$14,115 |
$14,329 |
78.82% |
| Missouri Total |
100.00% |
163,820 |
$23,020,770 |
$23,131,172 |
$11,646 |
$12,896,225 |
$13,813,527 |
59.72% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
1,812 |
$163,155 |
$1,456 |
$676,463 |
$0 |
415.51% |
| Missouri Total |
100.00% |
215,037 |
$407,245,440 |
$3,527,055 |
$779,679,935 |
$0 |
191.45% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.14% |
8,126 |
$12,315,443 |
$2,847,373 |
$10,658,575 |
$1,287,117 |
109.67% |
| Missouri Total |
100.00% |
522,617 |
$392,321,964 |
$6,557,565 |
$318,771,594 |
$43,427,542 |
81.25% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
4,433 |
$0 |
$0 |
$42,217,924 |
$0 |
|
| Missouri Total |
100.00% |
50,279 |
$240,866,934 |
$307,035 |
$168,874,196 |
$0 |
70.11% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.79% |
24,518 |
$11,574,606 |
$111,834 |
$163,199,887 |
$2,511,705 |
1,410.95% |
| Missouri Total |
100.00% |
130,265 |
$241,739,686 |
$816,647 |
$268,122,865 |
$26,400,838 |
110.91% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.74% |
33,297 |
$36,472,488 |
$20,409,406 |
$19,296,617 |
$2,936,341 |
108.87% |
| Missouri Total |
100.00% |
2,561,613 |
$769,291,874 |
$302,475,773 |
$861,967,438 |
$64,157,643 |
112.05% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
75,948 |
$22,420,534 |
$21,884,597 |
$913,522 |
$22,747,990 |
$25,110,290 |
114.74% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.05% |
74,535 |
$21,057,929 |
$20,503,544 |
$913,047 |
$22,002,179 |
$24,104,755 |
117.56% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
5.15% |
117,679 |
$146,627,635 |
$153,043 |
$27,070,008 |
$11,687,452 |
18.57% |
| Missouri Total |
100.00% |
4,458,036 |
$2,846,664,874 |
$4,145,555 |
$2,544,304,360 |
$127,434,464 |
89.38% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
1,413 |
$1,362,605 |
$1,381,053 |
$475 |
$745,811 |
$1,005,535 |
72.81% |
| Missouri Total |
100.00% |
1,349,681 |
$797,793,269 |
$806,660,109 |
$436,617 |
$502,464,186 |
$536,197,730 |
66.47% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.07% |
72,319 |
$81,248,339 |
$23,370,069 |
$236,049,466 |
$6,735,163 |
319.29% |
| Missouri Total |
100.00% |
4,593,141 |
$3,922,881,923 |
$323,615,018 |
$3,371,242,434 |
$192,419,185 |
85.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.37% |
189,998 |
$227,875,974 |
$23,523,112 |
$263,119,474 |
$18,422,615 |
125.79% |
| Missouri Total |
100.00% |
9,051,177 |
$6,769,546,797 |
$327,760,573 |
$5,915,546,794 |
$319,853,649 |
87.38% |