Company Name:
EMPIRE FIRE AND MARINE INSURANCE COCompany Address:
1299 ZURICH WAY
SCHAUMBURG, IL 60196Mailing Address:
1299 ZURICH WAY, 5TH FLOOR
SCHAUMBURG, IL 60196-1056Mailing Phone:
8476053284Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1957-11-06
| Line |
Authorized Date |
| Accident and Health |
1957-11-06 |
| Fidelity and Surety |
1957-11-06 |
| Liability |
1957-11-06 |
| Miscellaneous |
1957-11-06 |
| Property |
1957-11-06 |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.06% |
$32,091 |
$27,706 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$3,016,412 |
$2,923,637 |
$402,912 |
$433,724 |
14.84% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.85% |
$2,845,454 |
$2,771,057 |
$1,769,367 |
$1,896,135 |
68.43% |
| Missouri Total |
100.00% |
$99,999,479 |
$100,773,243 |
$48,855,092 |
$44,874,488 |
44.53% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.91% |
$2,267,271 |
$2,138,721 |
$1,290,651 |
$1,368,235 |
63.97% |
| Missouri Total |
100.00% |
$58,013,348 |
$57,788,854 |
$33,980,947 |
$32,861,398 |
56.86% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.21% |
$10,492,601 |
$10,388,241 |
$9,650,516 |
$17,116,521 |
164.77% |
| Missouri Total |
100.00% |
$249,443,701 |
$242,948,043 |
$153,259,759 |
$190,400,064 |
78.37% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.84% |
$4,470,972 |
$4,424,511 |
$439,120 |
$-254,776 |
-5.76% |
| Missouri Total |
100.00% |
$92,324,565 |
$89,158,290 |
$43,901,369 |
$42,341,715 |
47.49% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
$42,552 |
$43,623 |
$5,834 |
$-6,910 |
-15.84% |
| Missouri Total |
100.00% |
$7,494,910 |
$7,185,991 |
$1,643,260 |
$1,766,264 |
24.58% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.75% |
$135,029 |
$136,694 |
$3,116 |
$-36,859 |
-26.96% |
| Missouri Total |
100.00% |
$17,959,726 |
$18,218,323 |
$6,302,966 |
$11,344,777 |
62.27% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
$322,869 |
$335,653 |
$202,381 |
$170,321 |
50.74% |
| Missouri Total |
100.00% |
$116,509,491 |
$114,986,802 |
$72,238,481 |
$54,113,894 |
47.06% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$474,238 |
$1,067,468 |
$1,692,180 |
$1,842,555 |
172.61% |
| Missouri Total |
100.00% |
$573,919,772 |
$548,985,654 |
$277,364,391 |
$312,408,760 |
56.91% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
291 |
$463,592 |
$463,592 |
$0 |
$163,315 |
$201,778 |
43.52% |
| Missouri Total |
100.00% |
68,290 |
$104,258,757 |
$104,968,781 |
$69,045 |
$59,230,012 |
$62,078,754 |
59.14% |
Growing Crops
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.78% |
$201,140 |
$201,140 |
$171,685 |
$171,683 |
85.35% |
| Missouri Total |
100.00% |
$5,319,737 |
$5,319,737 |
$2,103,011 |
$2,103,009 |
39.53% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$248,456 |
$230,566 |
$33,491 |
$93,066 |
40.36% |
| Missouri Total |
100.00% |
$182,338,531 |
$187,165,278 |
$71,297,214 |
$69,123,743 |
36.93% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$962,521 |
$816,917 |
$106,566 |
$495,499 |
60.65% |
| Missouri Total |
100.00% |
$553,139,194 |
$536,242,304 |
$187,094,404 |
$344,005,398 |
64.15% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$27 |
$4,517 |
$17,747 |
$17,690 |
391.63% |
| Missouri Total |
100.00% |
$812,910,433 |
$803,532,054 |
$467,697,858 |
$464,446,320 |
57.80% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$142 |
$2,837 |
$8,932 |
$-69 |
-2.43% |
| Missouri Total |
100.00% |
$449,295,894 |
$443,554,384 |
$320,742,757 |
$318,901,628 |
71.90% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$23 |
$2,631 |
$25,000 |
$31,185 |
1,185.29% |
| Missouri Total |
100.00% |
$690,293,517 |
$681,854,756 |
$386,484,308 |
$412,602,808 |
60.51% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$10 |
$1,125 |
$3,350 |
$4,179 |
371.47% |
| Missouri Total |
100.00% |
$574,312,577 |
$564,962,318 |
$371,718,988 |
$376,069,587 |
66.57% |
Private Passenger Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1 |
$430 |
$881 |
$1,099 |
255.58% |
| Missouri Total |
100.00% |
$99,521,347 |
$97,706,064 |
$63,513,219 |
$59,211,502 |
60.60% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$25 |
$2,464 |
$15,000 |
$6,237 |
253.13% |
| Missouri Total |
100.00% |
$92,607,368 |
$90,790,873 |
$44,913,964 |
$53,422,258 |
58.84% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$163,509 |
$137,315 |
$0 |
$40,411 |
29.43% |
| Missouri Total |
100.00% |
$42,611,734 |
$41,040,430 |
$40,107,443 |
$50,268,252 |
122.48% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
291 |
$463,592 |
$463,592 |
$0 |
$163,315 |
$201,778 |
43.52% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.86% |
$20,253,879 |
$19,902,847 |
$13,158,604 |
$20,082,346 |
100.90% |
| Missouri Total |
100.00% |
$525,235,729 |
$516,072,744 |
$287,943,393 |
$323,588,706 |
62.70% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$322,869 |
$335,653 |
$202,381 |
$170,321 |
50.74% |
| Missouri Total |
100.00% |
$224,541,860 |
$219,821,214 |
$138,606,011 |
$117,163,205 |
53.30% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
291 |
$463,592 |
$463,592 |
$0 |
$163,315 |
$201,778 |
43.52% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$228 |
$14,004 |
$70,910 |
$60,321 |
430.74% |
| Missouri Total |
100.00% |
$2,761,812,838 |
$2,724,230,251 |
$1,680,760,050 |
$1,722,096,248 |
63.21% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.29% |
$22,658,931 |
$22,733,616 |
$15,435,817 |
$22,956,202 |
100.98% |
| Missouri Total |
100.00% |
$7,709,068,371 |
$7,428,541,557 |
$4,322,007,505 |
$4,840,084,182 |
65.16% |