Company Name:
HANOVER INSURANCE COMPANY THECompany Address:
4 Bedford Farms Drive
Bedford, NH 03110Mailing Address:
440 Lincoln Street
Worcester, MA 01653Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1874-02-09
| Line |
Authorized Date |
| Accident and Health |
1998-12-09 |
| Fidelity and Surety |
1874-02-09 |
| Liability |
1874-02-09 |
| Miscellaneous |
1874-02-09 |
| Property |
1874-02-09 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$4,389 |
|
| Missouri Total |
100.00% |
$24,527,934 |
$23,888,665 |
$10,773,107 |
$19,821,446 |
82.97% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$129 |
$4,998 |
$0 |
$-11 |
-0.22% |
| Missouri Total |
100.00% |
$3,465,977 |
$3,228,055 |
$562,918 |
$768,490 |
23.81% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$47,937 |
$28,786 |
$40,998 |
$30,518 |
106.02% |
| Missouri Total |
100.00% |
$89,023,604 |
$83,770,150 |
$59,840,556 |
$58,876,439 |
70.28% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$17,546 |
$10,608 |
$59,858 |
$55,819 |
526.20% |
| Missouri Total |
100.00% |
$60,069,425 |
$56,196,985 |
$60,624,955 |
$60,853,849 |
108.29% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$522,802 |
$343,200 |
$64,311 |
$302,301 |
88.08% |
| Missouri Total |
100.00% |
$201,535,699 |
$192,610,379 |
$127,619,526 |
$140,587,106 |
72.99% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.23% |
$191,206 |
$125,593 |
$83,749 |
$45,425 |
36.17% |
| Missouri Total |
100.00% |
$82,992,112 |
$75,857,460 |
$46,399,238 |
$53,711,196 |
70.81% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.01% |
$-1,251 |
$-316 |
$2,112 |
$22,123 |
-7,000.95% |
| Missouri Total |
100.00% |
$11,531,399 |
$9,008,916 |
$1,547,977 |
$1,985,357 |
22.04% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$10,931 |
$6,714 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$27,286,933 |
$26,496,932 |
$10,902,707 |
$15,098,737 |
56.98% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$30,703 |
$21,767 |
$3,376 |
$3,487 |
16.02% |
| Missouri Total |
100.00% |
$106,356,632 |
$94,441,265 |
$51,666,074 |
$94,569,258 |
100.14% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$644,439 |
$371,192 |
$119,656 |
$62,997 |
16.97% |
| Missouri Total |
100.00% |
$467,186,106 |
$434,710,993 |
$365,393,232 |
$374,772,510 |
86.21% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
$560,866 |
$699,099 |
$809,383 |
$989,655 |
141.56% |
| Missouri Total |
100.00% |
$692,772,404 |
$639,587,072 |
$446,020,714 |
$495,073,762 |
77.41% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,388 |
$1,321 |
$6,879 |
$5,308 |
401.82% |
| Missouri Total |
100.00% |
$51,315,478 |
$50,206,810 |
$46,643,918 |
$49,472,639 |
98.54% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$264 |
$154 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$47,756,919 |
$47,273,158 |
$15,171 |
$23,085 |
0.05% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$4,780 |
$8,096 |
$4,291 |
$54,105 |
668.29% |
| Missouri Total |
100.00% |
$16,607,341 |
$16,028,683 |
$10,929,057 |
$9,809,969 |
61.20% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-1,178 |
$-876 |
$0 |
$2,431 |
$-1,059 |
120.89% |
| Missouri Total |
100.00% |
63,048 |
$78,993,104 |
$77,963,811 |
$67,667 |
$52,015,985 |
$52,835,382 |
67.77% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$18,620 |
$13,139 |
$11,551 |
$6,892 |
52.45% |
| Missouri Total |
100.00% |
$656,616,228 |
$631,211,851 |
$1,099,846,439 |
$1,179,859,131 |
186.92% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$157,033 |
$59,062 |
$113,900 |
$36,698 |
62.13% |
| Missouri Total |
100.00% |
$136,243,514 |
$130,635,934 |
$67,744,367 |
$61,731,657 |
47.25% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$39,715 |
$34,246 |
$7,337 |
$23,924 |
69.86% |
| Missouri Total |
100.00% |
$29,488,980 |
$26,192,638 |
$21,713,943 |
$11,030,728 |
42.11% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$427,338 |
$444,432 |
$21,161 |
$1,476,255 |
332.17% |
| Missouri Total |
100.00% |
$327,449,582 |
$293,152,900 |
$173,674,398 |
$125,831,601 |
42.92% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$10,413 |
$9,485 |
$736 |
$1,589 |
16.75% |
| Missouri Total |
100.00% |
$739,147,615 |
$728,930,013 |
$480,638,513 |
$483,443,316 |
66.32% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$4,842 |
$4,308 |
$6,295 |
$5,227 |
121.33% |
| Missouri Total |
100.00% |
$389,581,471 |
$384,414,330 |
$515,333,582 |
$516,446,685 |
134.35% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$11,499 |
$10,812 |
$16 |
$23,521 |
217.55% |
| Missouri Total |
100.00% |
$641,412,208 |
$641,462,099 |
$369,630,252 |
$405,980,622 |
63.29% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$5,267 |
$5,045 |
$1,373 |
$1,213 |
24.04% |
| Missouri Total |
100.00% |
$438,818,978 |
$435,702,792 |
$359,254,775 |
$363,422,021 |
83.41% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$335 |
$271 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$33,256,191 |
$32,889,249 |
$23,151,479 |
$21,989,457 |
66.86% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2,013 |
$1,793 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$89,141,470 |
$90,260,478 |
$44,839,378 |
$44,138,809 |
48.90% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$17,168 |
$18,677 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$31,306,007 |
$28,710,311 |
$25,734,786 |
$45,651,277 |
159.01% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$53,253 |
$50,877 |
$0 |
$1,620 |
3.18% |
| Missouri Total |
100.00% |
$52,187,453 |
$48,755,658 |
$9,022,254 |
$13,952,137 |
28.62% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-1,178 |
$-876 |
$0 |
$2,431 |
$-1,059 |
120.89% |
| Missouri Total |
100.00% |
13,171,697 |
$3,211,384,649 |
$3,219,638,475 |
$2,571,356 |
$2,272,170,301 |
$2,357,964,065 |
73.24% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$789,171 |
$514,585 |
$251,028 |
$456,186 |
88.65% |
| Missouri Total |
100.00% |
$472,439,172 |
$443,940,822 |
$306,934,959 |
$331,112,684 |
74.58% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$32,091 |
$23,088 |
$10,255 |
$8,795 |
38.09% |
| Missouri Total |
100.00% |
$161,378,427 |
$148,321,206 |
$100,302,396 |
$146,233,999 |
98.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$-1,178 |
$-876 |
$0 |
$2,431 |
$-1,059 |
120.89% |
| Missouri Total |
100.00% |
11,464,897 |
$2,333,289,732 |
$2,367,586,559 |
$1,740,059 |
$1,728,723,840 |
$1,781,524,816 |
75.25% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$18,620 |
$13,139 |
$11,551 |
$6,892 |
52.45% |
| Missouri Total |
100.00% |
$697,186,480 |
$670,484,863 |
$1,152,679,724 |
$1,235,273,432 |
184.24% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$34,369 |
$31,714 |
$8,420 |
$31,550 |
99.48% |
| Missouri Total |
100.00% |
$2,412,777,240 |
$2,394,340,556 |
$1,853,274,701 |
$1,896,476,609 |
79.21% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$2,779,236 |
$2,273,359 |
$1,356,982 |
$3,153,055 |
138.70% |
| Missouri Total |
100.00% |
$6,188,970,011 |
$5,903,395,113 |
$4,903,959,691 |
$5,108,444,948 |
86.53% |