Company Name:
HANOVER INSURANCE COMPANY THECompany Address:
4 Bedford Farms Drive
Bedford, NH 03110Mailing Address:
440 Lincoln Street
Worcester, MA 01653Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1874-02-09
| Line |
Authorized Date |
| Accident and Health |
1998-12-09 |
| Fidelity and Surety |
1874-02-09 |
| Liability |
1874-02-09 |
| Miscellaneous |
1874-02-09 |
| Property |
1874-02-09 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$70 |
$5,152 |
|
| Missouri Total |
100.00% |
$24,354,600 |
$22,356,640 |
$10,943,494 |
$10,965,605 |
49.05% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$4,916 |
$0 |
$-33 |
-0.67% |
| Missouri Total |
100.00% |
$3,081,965 |
$2,918,589 |
$634,670 |
$671,980 |
23.02% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$16,779 |
$9,718 |
$30,075 |
$39,031 |
401.64% |
| Missouri Total |
100.00% |
$78,903,780 |
$78,036,336 |
$54,827,878 |
$55,171,473 |
70.70% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$5,938 |
$3,838 |
$5,058 |
$5,886 |
153.36% |
| Missouri Total |
100.00% |
$49,974,077 |
$48,409,225 |
$28,598,278 |
$29,317,786 |
60.56% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$373,291 |
$346,671 |
$1,757 |
$91,792 |
26.48% |
| Missouri Total |
100.00% |
$182,720,638 |
$178,571,521 |
$132,016,621 |
$146,759,872 |
82.19% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$137,107 |
$127,485 |
$81,268 |
$127,508 |
100.02% |
| Missouri Total |
100.00% |
$70,556,568 |
$67,819,849 |
$53,660,974 |
$55,232,918 |
81.44% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$1,251 |
$316 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$5,452,319 |
$5,319,882 |
$1,711,001 |
$1,686,721 |
31.71% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$6,284 |
$5,332 |
$1,000,000 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$15,270,078 |
$13,888,371 |
$8,594,383 |
$14,283,705 |
102.85% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$8,589 |
$6,793 |
$0 |
$-959 |
-14.12% |
| Missouri Total |
100.00% |
$85,196,187 |
$78,925,410 |
$54,616,098 |
$53,136,883 |
67.33% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$149,925 |
$96,417 |
$21,704 |
$-212,728 |
-220.63% |
| Missouri Total |
100.00% |
$409,174,258 |
$392,477,924 |
$247,870,965 |
$264,005,456 |
67.27% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$423,542 |
$623,554 |
$550,482 |
$1,485,673 |
238.26% |
| Missouri Total |
100.00% |
$613,705,746 |
$581,917,625 |
$427,500,616 |
$491,690,747 |
84.49% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$102 |
$1,684 |
$1,859 |
$2,734 |
162.35% |
| Missouri Total |
100.00% |
$44,867,048 |
$44,644,098 |
$29,268,786 |
$33,345,600 |
74.69% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$95 |
$402 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$45,492,094 |
$44,748,028 |
$13,005 |
$208,496 |
0.47% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$4,825 |
$7,718 |
$-16,678 |
$42,900 |
555.84% |
| Missouri Total |
100.00% |
$15,509,294 |
$14,880,294 |
$3,830,017 |
$10,920,874 |
73.39% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
0 |
$23,244 |
$23,718 |
$0 |
$8,978 |
$9,236 |
38.94% |
| Missouri Total |
100.00% |
56,462 |
$85,548,471 |
$85,403,255 |
$44,289 |
$64,916,916 |
$64,784,187 |
75.86% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$7,247 |
$7,370 |
$11,726 |
$-11,149 |
-151.28% |
| Missouri Total |
100.00% |
$608,385,777 |
$593,299,496 |
$376,385,467 |
$397,966,691 |
67.08% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$13,216 |
$8,755 |
$70,949 |
$158,631 |
1,811.89% |
| Missouri Total |
100.00% |
$141,526,491 |
$142,015,672 |
$73,335,863 |
$78,325,790 |
55.15% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$29,084 |
$26,362 |
$6,289 |
$3,296 |
12.50% |
| Missouri Total |
100.00% |
$23,051,320 |
$27,860,652 |
$27,444,428 |
$27,046,287 |
97.08% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$422,177 |
$420,961 |
$53,192 |
$791,476 |
188.02% |
| Missouri Total |
100.00% |
$320,750,663 |
$294,336,758 |
$208,370,573 |
$235,093,535 |
79.87% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$8,877 |
$7,883 |
$4,046 |
$2,131 |
27.03% |
| Missouri Total |
100.00% |
$680,511,713 |
$673,852,841 |
$437,468,761 |
$447,521,657 |
66.41% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$4,017 |
$3,697 |
$31 |
$186 |
5.03% |
| Missouri Total |
100.00% |
$364,645,586 |
$362,479,868 |
$207,401,164 |
$212,909,222 |
58.74% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$9,813 |
$8,689 |
$2,612 |
$-57,552 |
-662.35% |
| Missouri Total |
100.00% |
$623,565,090 |
$626,953,600 |
$365,644,038 |
$378,369,614 |
60.35% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$4,446 |
$3,943 |
$2,093 |
$-1,794 |
-45.50% |
| Missouri Total |
100.00% |
$409,501,544 |
$406,752,043 |
$338,975,612 |
$349,636,212 |
85.96% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$243 |
$198 |
$222 |
$222 |
112.12% |
| Missouri Total |
100.00% |
$28,245,682 |
$28,070,928 |
$16,531,400 |
$3,850,480 |
13.72% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,663 |
$1,494 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$95,175,027 |
$95,770,797 |
$47,269,403 |
$48,793,029 |
50.95% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$10,196 |
$10,953 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$28,874,322 |
$28,271,157 |
$23,927,719 |
$23,316,430 |
82.47% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$31,203 |
$35,814 |
$1,700 |
$5,033 |
14.05% |
| Missouri Total |
100.00% |
$47,048,523 |
$44,606,734 |
$7,316,590 |
$8,531,677 |
19.13% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$23,244 |
$23,718 |
$0 |
$8,978 |
$9,236 |
38.94% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$540,650 |
$493,360 |
$1,118,158 |
$264,217 |
53.55% |
| Missouri Total |
100.00% |
$402,877,460 |
$392,045,184 |
$279,409,135 |
$302,452,475 |
77.15% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$8,691 |
$8,477 |
$1,859 |
$1,775 |
20.94% |
| Missouri Total |
100.00% |
$133,143,929 |
$126,685,225 |
$85,117,779 |
$88,074,407 |
69.52% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$23,244 |
$23,718 |
$0 |
$8,978 |
$9,236 |
38.94% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$7,247 |
$7,370 |
$11,726 |
$-11,149 |
-151.28% |
| Missouri Total |
100.00% |
$639,232,684 |
$624,417,209 |
$397,113,457 |
$420,905,995 |
67.41% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$29,059 |
$25,904 |
$9,004 |
$-56,807 |
-219.30% |
| Missouri Total |
100.00% |
$2,277,993,949 |
$2,270,889,022 |
$1,470,621,691 |
$1,520,036,661 |
66.94% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$1,669,910 |
$1,770,963 |
$1,828,455 |
$2,477,436 |
139.89% |
| Missouri Total |
100.00% |
$5,624,624,221 |
$5,478,219,001 |
$3,552,012,020 |
$3,657,853,635 |
66.77% |