Company Name:
HANOVER INSURANCE COMPANY THECompany Address:
4 Bedford Farms Drive
Bedford, NH 03110Mailing Address:
440 Lincoln Street
Worcester, MA 01653Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1874-02-09
| Line |
Authorized Date |
| Accident and Health |
1998-12-09 |
| Fidelity and Surety |
1874-02-09 |
| Liability |
1874-02-09 |
| Miscellaneous |
1874-02-09 |
| Property |
1874-02-09 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$265 |
$-1,150 |
|
| Missouri Total |
100.00% |
$18,305,734 |
$17,721,635 |
$17,855,086 |
$7,696,761 |
43.43% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.50% |
$14,748 |
$4,915 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$2,931,884 |
$3,207,174 |
$443,149 |
$966,570 |
30.14% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,419 |
$3,199 |
$-651 |
$127 |
3.97% |
| Missouri Total |
100.00% |
$71,556,751 |
$70,463,221 |
$54,438,098 |
$55,153,617 |
78.27% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,008 |
$3,340 |
$-13,383 |
$-13,773 |
-412.37% |
| Missouri Total |
100.00% |
$50,910,133 |
$49,128,126 |
$29,014,889 |
$31,013,616 |
63.13% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$35,388 |
$39,599 |
$7,800 |
$48,182 |
121.67% |
| Missouri Total |
100.00% |
$171,223,989 |
$173,894,056 |
$137,946,427 |
$126,443,689 |
72.71% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$12,581 |
$13,713 |
$24,550 |
$36,775 |
268.18% |
| Missouri Total |
100.00% |
$55,157,776 |
$54,934,266 |
$53,082,218 |
$47,592,776 |
86.64% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$-12,276 |
$-12,276 |
|
| Missouri Total |
100.00% |
$5,150,723 |
$4,984,423 |
$1,255,595 |
$900,293 |
18.06% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,556 |
$1,893 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$12,583,698 |
$11,707,326 |
$5,168,322 |
$3,637,169 |
31.07% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$836 |
$3,968 |
$6,165 |
$4,862 |
122.53% |
| Missouri Total |
100.00% |
$73,335,240 |
$71,562,691 |
$33,788,717 |
$26,603,707 |
37.18% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$71,521 |
$129,597 |
$74,745 |
$-868,679 |
-670.29% |
| Missouri Total |
100.00% |
$388,749,781 |
$386,957,645 |
$251,260,487 |
$275,215,491 |
71.12% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
$695,049 |
$273,387 |
$238,776 |
$138,778 |
50.76% |
| Missouri Total |
100.00% |
$558,918,341 |
$548,048,410 |
$366,482,764 |
$387,577,329 |
70.72% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$3,059 |
$17,987 |
$64,274 |
$59,125 |
328.71% |
| Missouri Total |
100.00% |
$44,577,659 |
$45,424,025 |
$23,036,935 |
$18,742,593 |
41.26% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$68 |
$9,875 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$46,208,856 |
$44,905,625 |
$696,685 |
$-58,007 |
-0.13% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$12,451 |
$27,360 |
$47,775 |
$-117,076 |
-427.91% |
| Missouri Total |
100.00% |
$14,123,609 |
$14,941,764 |
$6,224,815 |
$8,442,087 |
56.50% |
Glass
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$1 |
|
| Missouri Total |
100.00% |
$22,420 |
$23,363 |
$11,557 |
$9,450 |
40.45% |
Group Comprehensive Medical Expense - Association
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
0 |
$25,155 |
$24,380 |
$0 |
$7,827 |
$11,059 |
45.36% |
| Missouri Total |
100.00% |
83,391 |
$80,534,150 |
$78,635,871 |
$33,578 |
$59,676,149 |
$62,363,872 |
79.31% |
Homeowners Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,430 |
$82,852 |
$88,550 |
$73,431 |
88.63% |
| Missouri Total |
100.00% |
$577,192,077 |
$562,895,860 |
$349,417,286 |
$337,953,263 |
60.04% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2,985 |
$9,392 |
$0 |
$-97 |
-1.03% |
| Missouri Total |
100.00% |
$148,917,484 |
$132,937,634 |
$105,945,056 |
$99,785,009 |
75.06% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
$23,808 |
$23,673 |
$32,276 |
$-7,459 |
-31.51% |
| Missouri Total |
100.00% |
$32,668,295 |
$33,531,531 |
$27,426,984 |
$34,814,162 |
103.83% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$415,875 |
$272,752 |
$2,658 |
$-78,570 |
-28.81% |
| Missouri Total |
100.00% |
$313,534,451 |
$323,619,328 |
$184,569,615 |
$206,394,248 |
63.78% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$4,987 |
$10,996 |
$-15,591 |
$-18,215 |
-165.65% |
| Missouri Total |
100.00% |
$659,157,259 |
$643,519,443 |
$409,537,080 |
$399,431,024 |
62.07% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2,310 |
$5,603 |
$8,390 |
$8,377 |
149.51% |
| Missouri Total |
100.00% |
$357,919,833 |
$353,138,409 |
$237,584,072 |
$239,784,932 |
67.90% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$5,531 |
$15,985 |
$64,325 |
$17,248 |
107.90% |
| Missouri Total |
100.00% |
$633,874,722 |
$628,682,407 |
$345,722,635 |
$366,746,670 |
58.34% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2,655 |
$7,119 |
$22,795 |
$14,360 |
201.71% |
| Missouri Total |
100.00% |
$401,764,230 |
$393,888,660 |
$331,948,988 |
$331,926,099 |
84.27% |
Private Passenger Underinsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$107 |
$341 |
$38,558 |
$-36,442 |
-10,686.80% |
| Missouri Total |
100.00% |
$28,804,169 |
$28,778,445 |
$18,264,277 |
$21,213,961 |
73.71% |
Private Passenger Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,121 |
$2,452 |
$22,076 |
$-2,924 |
-119.25% |
| Missouri Total |
100.00% |
$98,401,171 |
$98,096,785 |
$49,757,593 |
$52,269,422 |
53.28% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$17,276 |
$13,309 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$27,559,264 |
$24,285,371 |
$17,954,147 |
$8,201,226 |
33.77% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$27,917 |
$32,629 |
$0 |
$-758 |
-2.32% |
| Missouri Total |
100.00% |
$44,715,951 |
$45,065,164 |
$13,763,343 |
$13,579,751 |
30.13% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$25,155 |
$24,380 |
$0 |
$7,827 |
$11,059 |
45.36% |
| Missouri Total |
100.00% |
10,151,451 |
$2,793,902,774 |
$2,800,205,649 |
$3,104,630 |
$2,014,518,017 |
$2,096,480,234 |
74.87% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$51,952 |
$61,744 |
$6,040 |
$59,035 |
95.61% |
| Missouri Total |
100.00% |
$366,583,070 |
$365,111,418 |
$280,905,549 |
$264,741,160 |
72.51% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$3,895 |
$21,955 |
$70,439 |
$63,987 |
291.45% |
| Missouri Total |
100.00% |
$121,454,178 |
$120,310,513 |
$58,719,514 |
$47,234,718 |
39.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$25,155 |
$24,380 |
$0 |
$7,827 |
$11,059 |
45.36% |
| Missouri Total |
100.00% |
8,801,770 |
$1,996,109,505 |
$1,993,545,540 |
$2,668,013 |
$1,512,053,831 |
$1,560,282,504 |
78.27% |
Total Homeowners
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,430 |
$82,852 |
$88,550 |
$73,431 |
88.63% |
| Missouri Total |
100.00% |
$608,380,856 |
$593,240,417 |
$367,269,325 |
$353,961,570 |
59.67% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$16,711 |
$42,496 |
$140,553 |
$-17,596 |
-41.41% |
| Missouri Total |
100.00% |
$2,258,607,528 |
$2,224,662,512 |
$1,446,167,954 |
$1,461,223,478 |
65.68% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$1,309,934 |
$962,513 |
$708,299 |
$-771,096 |
-80.11% |
| Missouri Total |
100.00% |
$5,428,912,606 |
$5,347,544,773 |
$3,394,785,889 |
$3,451,256,420 |
64.54% |
Umbrella
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
-0.19% |
$-45,752 |
$-43,423 |
$6,222 |
$-14,943 |
34.41% |
| Missouri Total |
100.00% |
$24,423,678 |
$17,618,014 |
$27,894,752 |
$29,340,139 |
166.53% |