Company Name:
UNITED AMERICAN INSURANCE COMPANYCompany Address:
7677 Henneman Way
McKinney, TX 75070Mailing Address:
7677 Henneman Way
McKinney, TX 75070Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1982-01-25
| Line |
Authorized Date |
| Accident and Health |
1982-01-25 |
| Life, annuities and endowments |
1982-01-25 |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.20% |
1,483 |
$2,278,171 |
$2,273,444 |
$0 |
$1,660,777 |
$1,722,453 |
75.76% |
| Missouri Total |
100.00% |
3,668,323 |
$189,102,059 |
$189,147,382 |
$0 |
$89,172,031 |
$87,528,860 |
46.28% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
55 |
$15,420 |
$0 |
$10,533 |
$1,602 |
68.31% |
| Missouri Total |
100.00% |
88,436 |
$34,361,533 |
$269,837 |
$143,596,796 |
$1,604,005 |
417.90% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
1,262 |
$79,468 |
$79,091 |
$0 |
$11,010 |
$8,401 |
10.62% |
| Missouri Total |
100.00% |
581,728 |
$55,364,139 |
$56,011,512 |
$0 |
$25,146,994 |
$24,885,905 |
44.43% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$545 |
$545 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
154,304 |
$98,855,646 |
$99,404,881 |
$3,529,493 |
$54,171,917 |
$62,204,792 |
62.58% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
232 |
$18,674 |
$0 |
$13,388 |
$690 |
71.69% |
| Missouri Total |
100.00% |
58,230 |
$8,864,756 |
$29,669 |
$7,687,584 |
$617,390 |
86.72% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
23.84% |
4,708 |
$8,397,804 |
$8,496,034 |
$0 |
$4,257,761 |
$3,605,850 |
42.44% |
| Missouri Total |
100.00% |
136,386 |
$35,223,506 |
$36,046,099 |
$8,586 |
$17,334,385 |
$16,536,022 |
45.87% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
816 |
$695,815 |
$712,716 |
$0 |
$870,938 |
$1,187,742 |
166.65% |
| Missouri Total |
100.00% |
131,680 |
$201,668,862 |
$188,620,115 |
$122,674 |
$99,526,786 |
$127,448,974 |
67.57% |
Individual Medicare Part D
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
2,525 |
$3,356,022 |
$3,419,023 |
$0 |
$3,026,741 |
$2,831,447 |
82.81% |
| Missouri Total |
100.00% |
339,271 |
$302,911,489 |
$302,647,817 |
$0 |
$286,325,553 |
$288,004,862 |
95.16% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.60% |
3,109 |
$8,634,445 |
$8,722,705 |
$0 |
$6,242,914 |
$5,984,701 |
68.61% |
| Missouri Total |
100.00% |
167,168 |
$332,402,036 |
$336,104,792 |
$147 |
$251,031,533 |
$246,271,450 |
73.27% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
1,398 |
$1,985,511 |
$0 |
$5,973,235 |
$0 |
300.84% |
| Missouri Total |
100.00% |
279,053 |
$1,631,861,118 |
$51,748,396 |
$1,466,679,173 |
$0 |
89.88% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.84% |
2,820 |
$511,998 |
$513,548 |
$0 |
$446,010 |
$495,354 |
96.46% |
| Missouri Total |
100.00% |
239,225 |
$61,270,452 |
$61,653,241 |
$0 |
$29,411,244 |
$31,827,291 |
51.62% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
806 |
$490,838 |
$0 |
$351,945 |
$18,128 |
71.70% |
| Missouri Total |
100.00% |
765,781 |
$395,958,904 |
$8,651,368 |
$290,161,126 |
$154,906,413 |
73.28% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
41 |
$20,078 |
$0 |
$12,371 |
$637 |
61.61% |
| Missouri Total |
100.00% |
417,017 |
$506,318,432 |
$4,688,405 |
$538,538,821 |
$47,011,494 |
106.36% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
3,493 |
$606,016 |
$0 |
$434,533 |
$22,382 |
71.70% |
| Missouri Total |
100.00% |
1,919,642 |
$748,386,360 |
$338,046,133 |
$736,372,964 |
$59,266,757 |
98.39% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
16,727 |
$23,954,268 |
$24,217,106 |
$0 |
$16,516,151 |
$15,835,948 |
65.39% |
| Missouri Total |
100.00% |
14,659,481 |
$6,922,016,805 |
$6,923,691,877 |
$3,843,365 |
$5,312,904,301 |
$5,378,359,740 |
77.68% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
1,483 |
$2,278,171 |
$2,273,444 |
$0 |
$1,660,777 |
$1,722,453 |
75.76% |
| Missouri Total |
100.00% |
12,534,552 |
$4,930,311,792 |
$4,938,575,867 |
$180,165 |
$3,845,987,952 |
$3,880,443,746 |
78.57% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
55 |
$15,420 |
$0 |
$10,533 |
$1,602 |
68.31% |
| Missouri Total |
100.00% |
4,279,291 |
$3,835,498,700 |
$10,857,272 |
$2,877,637,120 |
$218,222,847 |
75.03% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.09% |
15,244 |
$21,676,097 |
$21,943,662 |
$0 |
$14,855,374 |
$14,113,495 |
64.32% |
| Missouri Total |
100.00% |
2,124,929 |
$1,991,705,013 |
$1,985,116,010 |
$3,663,200 |
$1,466,916,349 |
$1,497,915,994 |
75.46% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
5,970 |
$3,121,117 |
$0 |
$6,785,472 |
$41,837 |
217.41% |
| Missouri Total |
100.00% |
3,872,877 |
$6,092,339,866 |
$410,027,588 |
$4,978,545,607 |
$291,073,483 |
81.72% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
6,025 |
$3,136,537 |
$0 |
$6,796,005 |
$43,439 |
216.67% |
| Missouri Total |
100.00% |
8,152,168 |
$9,927,838,566 |
$420,884,860 |
$7,856,182,727 |
$509,296,330 |
79.13% |