Company Name:
GUARDIAN LIFE INSURANCE COMPANY OF AMERICACompany Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Phone:
2125988000Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1869-08-09
| Line |
Authorized Date |
| Accident and Health |
1869-08-09 |
| Life, annuities and endowments |
1869-08-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.30% |
211,548 |
$5,181,475 |
$5,257,759 |
$0 |
$975,669 |
$349,646 |
6.65% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
10.62% |
107,417 |
$33,087,391 |
$33,252,044 |
$0 |
$23,888,252 |
$24,049,259 |
72.32% |
| Missouri Total |
100.00% |
995,037 |
$311,684,509 |
$306,696,014 |
$0 |
$226,691,046 |
$233,434,832 |
76.11% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.22% |
76,221 |
$18,583,416 |
$18,704,894 |
$0 |
$12,269,502 |
$12,172,178 |
65.07% |
| Missouri Total |
100.00% |
1,426,585 |
$355,664,414 |
$355,935,208 |
$344,752 |
$263,047,903 |
$287,828,265 |
80.87% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.69% |
96,531 |
$7,594,610 |
$7,639,745 |
$0 |
$3,470,275 |
$3,541,618 |
46.36% |
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$7,284 |
$0 |
|
| Missouri Total |
100.00% |
492,708 |
$1,342,427,179 |
$6,783,407 |
$798,290,193 |
$0 |
59.47% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.50% |
24,373 |
$3,330,830 |
$3,356,681 |
$0 |
$956,216 |
$931,266 |
27.74% |
| Missouri Total |
100.00% |
244,668 |
$44,426,994 |
$44,857,845 |
$0 |
$15,379,136 |
$15,622,709 |
34.83% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.86% |
109,392 |
$17,314,566 |
$0 |
$14,207,075 |
$6,892,039 |
82.05% |
| Missouri Total |
100.00% |
2,065,848 |
$605,945,752 |
$1,096,314 |
$550,629,913 |
$3,874,977,441 |
90.87% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
3 |
$68,856 |
$0 |
$30,000 |
$2,605 |
43.57% |
| Missouri Total |
100.00% |
50,951 |
$36,609,553 |
$0 |
$-644,224,352 |
$365,024,573 |
-1,759.72% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
58 |
$4,585 |
$4,528 |
$0 |
$0 |
$-142 |
-3.14% |
| Missouri Total |
100.00% |
310,192 |
$62,526,346 |
$62,376,544 |
$7,617 |
$19,314,887 |
$19,737,230 |
31.64% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$2,534 |
$2,309 |
$0 |
$13,724 |
$4,425 |
191.64% |
| Missouri Total |
100.00% |
274,481 |
$1,777,283,216 |
$1,786,458,818 |
$0 |
$1,459,265,662 |
$1,502,845,840 |
84.12% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.17% |
2,020 |
$547,244 |
$539,678 |
$0 |
$280,985 |
$293,982 |
54.47% |
| Missouri Total |
100.00% |
145,598 |
$46,618,575 |
$46,606,613 |
$0 |
$24,736,767 |
$22,677,286 |
48.66% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.71% |
474 |
$801,927 |
$789,273 |
$9,144 |
$1,587,324 |
$531,269 |
67.31% |
| Missouri Total |
100.00% |
113,456 |
$112,662,320 |
$110,611,772 |
$11,319,832 |
$66,347,028 |
$55,056,329 |
49.77% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$231 |
$114 |
$0 |
$0 |
$-375 |
-328.95% |
| Missouri Total |
100.00% |
300,444 |
$103,159,184 |
$102,922,829 |
$2,927 |
$45,952,310 |
$45,728,893 |
44.43% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
1,223 |
$940,559 |
$695 |
$138,265 |
$1,067,347 |
14.77% |
| Missouri Total |
100.00% |
849,107 |
$608,898,381 |
$8,532,070 |
$448,760,979 |
$2,003,867,920 |
73.70% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
23 |
$288,910 |
$0 |
$0 |
$40,393 |
0.00% |
| Missouri Total |
100.00% |
364,184 |
$796,038,412 |
$5,570,618 |
$705,700,881 |
$1,280,812,226 |
88.65% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.88% |
3,797 |
$16,568,520 |
$4,604,456 |
$13,616,311 |
$984,189 |
109.97% |
| Missouri Total |
100.00% |
1,522,534 |
$879,876,012 |
$276,707,732 |
$956,198,611 |
$593,175,264 |
108.67% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
518,649 |
$69,134,243 |
$69,547,025 |
$9,144 |
$43,441,947 |
$41,873,126 |
60.21% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.89% |
516,090 |
$67,777,722 |
$68,211,123 |
$0 |
$41,559,914 |
$41,043,967 |
60.17% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.39% |
109,395 |
$17,383,422 |
$0 |
$14,244,359 |
$6,894,644 |
81.94% |
| Missouri Total |
100.00% |
3,674,408 |
$4,401,545,614 |
$7,901,906 |
$4,690,598,033 |
$4,453,509,867 |
106.57% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
2,559 |
$1,356,521 |
$1,335,902 |
$9,144 |
$1,882,033 |
$829,159 |
62.07% |
| Missouri Total |
100.00% |
2,058,113 |
$4,522,197,750 |
$4,544,748,937 |
$11,341,366 |
$3,590,376,080 |
$3,662,904,859 |
80.60% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
5,043 |
$17,797,989 |
$4,605,151 |
$13,754,576 |
$2,091,929 |
103.16% |
| Missouri Total |
100.00% |
3,493,020 |
$7,861,614,955 |
$324,199,464 |
$9,610,942,390 |
$4,042,006,290 |
122.25% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
114,438 |
$35,181,411 |
$4,605,151 |
$27,998,935 |
$8,986,573 |
92.67% |
| Missouri Total |
100.00% |
7,167,428 |
$12,263,160,569 |
$332,101,370 |
$14,301,540,423 |
$8,495,516,157 |
116.62% |