Company Name:
GUARDIAN LIFE INSURANCE COMPANY OF AMERICACompany Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Phone:
2125988000Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1869-08-09
| Line |
Authorized Date |
| Accident and Health |
1869-08-09 |
| Life, annuities and endowments |
1869-08-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.69% |
233,643 |
$4,300,619 |
$4,380,615 |
$0 |
$905,245 |
$784,863 |
17.92% |
| Missouri Total |
100.00% |
6,557,853 |
$116,616,092 |
$116,256,068 |
$14,614 |
$43,850,060 |
$37,998,288 |
32.68% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
9.96% |
101,787 |
$32,489,779 |
$32,442,163 |
$0 |
$22,696,304 |
$22,764,002 |
70.17% |
| Missouri Total |
100.00% |
955,956 |
$326,344,875 |
$323,340,355 |
$0 |
$216,439,301 |
$218,654,835 |
67.62% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.86% |
66,008 |
$15,772,516 |
$15,802,108 |
$0 |
$10,654,788 |
$7,227,211 |
45.74% |
| Missouri Total |
100.00% |
1,448,026 |
$324,646,590 |
$344,472,566 |
$503,101 |
$212,439,422 |
$212,761,970 |
61.76% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.03% |
84,717 |
$7,277,728 |
$7,288,399 |
$0 |
$3,323,795 |
$3,329,741 |
45.69% |
| Missouri Total |
100.00% |
4,172,281 |
$239,839,244 |
$239,162,225 |
$9,316 |
$153,746,932 |
$154,114,622 |
64.44% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$35,329 |
$0 |
|
| Missouri Total |
100.00% |
294,753 |
$1,481,250,264 |
$9,237,832 |
$763,375,602 |
$0 |
51.54% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.99% |
25,935 |
$2,529,325 |
$2,606,693 |
$0 |
$817,542 |
$922,416 |
35.39% |
| Missouri Total |
100.00% |
360,611 |
$42,211,775 |
$42,810,667 |
$0 |
$16,360,538 |
$16,390,458 |
38.29% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
122 |
$221,570 |
$162,606 |
$0 |
$1,172,690 |
$713,100 |
438.54% |
| Missouri Total |
100.00% |
1,464,981 |
$576,111,965 |
$581,983,008 |
$145,989 |
$457,210,737 |
$486,537,133 |
83.60% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.04% |
124,549 |
$16,047,393 |
$0 |
$12,072,053 |
$5,860,904 |
75.23% |
| Missouri Total |
100.00% |
2,205,224 |
$528,415,026 |
$1,396,600 |
$422,121,559 |
$228,201,651 |
79.88% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.16% |
5 |
$99,086 |
$0 |
$0 |
$5,739 |
0.00% |
| Missouri Total |
100.00% |
39,454 |
$61,941,498 |
$39 |
$45,254,327 |
$5,952,492 |
73.06% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
16 |
$1,461 |
$1,178 |
$0 |
$0 |
$7 |
0.59% |
| Missouri Total |
100.00% |
391,131 |
$63,521,313 |
$63,852,854 |
$8 |
$24,289,448 |
$24,453,365 |
38.30% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
7 |
$2,353 |
$2,466 |
$0 |
$12,496 |
$8,400 |
340.63% |
| Missouri Total |
100.00% |
218,684 |
$1,177,153,142 |
$1,159,654,809 |
$0 |
$949,133,123 |
$927,011,780 |
79.94% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.81% |
863 |
$317,161 |
$322,954 |
$0 |
$185,505 |
$199,990 |
61.93% |
| Missouri Total |
100.00% |
144,345 |
$39,352,114 |
$44,726,654 |
$0 |
$20,633,276 |
$20,692,102 |
46.26% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.88% |
578 |
$1,037,999 |
$1,056,508 |
$12,702 |
$1,435,929 |
$1,892,604 |
179.14% |
| Missouri Total |
100.00% |
123,307 |
$118,032,800 |
$114,204,809 |
$9,531,503 |
$69,334,277 |
$78,931,767 |
69.11% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
3 |
$0 |
$0 |
$2,430 |
$0 |
|
| Missouri Total |
100.00% |
206,286 |
$1,130,108,831 |
$34,631,430 |
$1,325,260,748 |
$0 |
117.27% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
1,378 |
$510,513 |
$0 |
$3,514 |
$1,192,482 |
0.69% |
| Missouri Total |
100.00% |
818,868 |
$558,083,312 |
$8,822,543 |
$348,190,973 |
$635,353,626 |
62.39% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.04% |
22 |
$277,476 |
$0 |
$1,000,000 |
$40,292 |
360.39% |
| Missouri Total |
100.00% |
376,764 |
$678,294,694 |
$7,369,700 |
$760,857,300 |
$233,683,657 |
112.17% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.70% |
3,870 |
$13,633,168 |
$4,723,087 |
$17,140,612 |
$927,680 |
160.37% |
| Missouri Total |
100.00% |
1,555,797 |
$803,680,907 |
$273,080,455 |
$969,884,037 |
$180,093,894 |
120.68% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
513,676 |
$63,950,511 |
$64,065,690 |
$12,702 |
$41,204,294 |
$37,842,334 |
59.07% |
| Missouri Total |
100.00% |
18,510,813 |
$11,250,055,375 |
$11,264,934,165 |
$10,211,045 |
$8,998,120,067 |
$9,109,306,437 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
512,212 |
$62,591,537 |
$62,682,584 |
$0 |
$39,570,364 |
$35,741,333 |
57.02% |
| Missouri Total |
100.00% |
16,253,060 |
$7,800,314,473 |
$7,835,962,961 |
$673,020 |
$6,329,250,405 |
$6,392,782,880 |
81.58% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.38% |
124,554 |
$16,146,479 |
$0 |
$12,107,382 |
$5,866,643 |
74.98% |
| Missouri Total |
100.00% |
3,293,003 |
$4,271,573,970 |
$10,655,145 |
$4,001,820,864 |
$251,717,054 |
93.68% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
1,464 |
$1,358,974 |
$1,383,106 |
$12,702 |
$1,633,930 |
$2,101,001 |
151.90% |
| Missouri Total |
100.00% |
2,257,753 |
$3,449,740,902 |
$3,428,971,204 |
$9,538,025 |
$2,668,869,662 |
$2,716,523,557 |
79.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
5,273 |
$14,421,157 |
$4,723,087 |
$18,146,556 |
$2,160,454 |
158.58% |
| Missouri Total |
100.00% |
3,545,013 |
$7,012,746,399 |
$328,499,433 |
$9,057,491,351 |
$1,070,602,423 |
129.16% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
129,827 |
$30,567,636 |
$4,723,087 |
$30,253,938 |
$8,027,097 |
114.43% |
| Missouri Total |
100.00% |
6,838,016 |
$11,284,320,369 |
$339,154,578 |
$13,059,312,215 |
$1,322,319,477 |
115.73% |