Company Name:
GUARDIAN LIFE INSURANCE COMPANY OF AMERICACompany Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Phone:
2125988000Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1869-08-09
| Line |
Authorized Date |
| Accident and Health |
1869-08-09 |
| Life, annuities and endowments |
1869-08-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.07% |
202,994 |
$3,381,180 |
$3,425,346 |
$0 |
$879,523 |
$-476,204 |
-13.90% |
| Missouri Total |
100.00% |
6,402,141 |
$110,230,122 |
$108,042,632 |
$9,062 |
$48,534,065 |
$50,936,723 |
47.15% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
12.46% |
105,144 |
$34,327,968 |
$34,022,817 |
$0 |
$23,981,330 |
$23,920,638 |
70.31% |
| Missouri Total |
100.00% |
750,182 |
$275,533,543 |
$273,366,731 |
$0 |
$199,655,851 |
$202,635,088 |
74.13% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.58% |
58,981 |
$14,437,640 |
$14,355,724 |
$0 |
$10,170,632 |
$4,366,874 |
30.42% |
| Missouri Total |
100.00% |
1,317,747 |
$315,434,996 |
$333,810,137 |
$419,987 |
$232,348,022 |
$221,502,939 |
66.36% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.44% |
86,672 |
$7,775,202 |
$7,730,403 |
$0 |
$3,316,890 |
$3,028,090 |
39.17% |
| Missouri Total |
100.00% |
3,794,715 |
$225,795,125 |
$225,657,489 |
$9,729 |
$138,306,273 |
$139,770,213 |
61.94% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$9,671 |
$0 |
|
| Missouri Total |
100.00% |
312,735 |
$1,502,027,628 |
$9,721,497 |
$755,224,260 |
$0 |
50.28% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.54% |
20,300 |
$1,931,246 |
$1,952,428 |
$0 |
$630,987 |
$-137,812 |
-7.06% |
| Missouri Total |
100.00% |
208,254 |
$34,833,470 |
$35,029,265 |
$0 |
$12,014,822 |
$10,693,038 |
30.53% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
2,704 |
$1,730,516 |
$1,704,360 |
$0 |
$1,249,218 |
$1,344,558 |
78.89% |
| Missouri Total |
100.00% |
1,222,812 |
$493,705,878 |
$491,448,113 |
$23,604 |
$363,575,055 |
$369,513,763 |
75.19% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.55% |
137,766 |
$13,547,788 |
$0 |
$9,726,498 |
$5,498,940 |
71.79% |
| Missouri Total |
100.00% |
2,262,793 |
$531,820,140 |
$1,417,243 |
$400,585,106 |
$220,311,459 |
75.32% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.12% |
5 |
$44,508 |
$0 |
$0 |
$6,896 |
0.00% |
| Missouri Total |
100.00% |
45,178 |
$38,377,947 |
$38 |
$214,229,102 |
$8,643,241 |
558.21% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
4 |
$281 |
$344 |
$0 |
$180 |
$180 |
52.33% |
| Missouri Total |
100.00% |
400,485 |
$63,522,542 |
$63,347,315 |
$0 |
$24,679,353 |
$24,958,520 |
39.40% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$2,680 |
$2,809 |
$0 |
$51,484 |
$14,049 |
500.14% |
| Missouri Total |
100.00% |
237,448 |
$1,403,226,520 |
$1,403,823,495 |
$0 |
$975,900,877 |
$949,657,243 |
67.65% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.80% |
1,949 |
$289,918 |
$282,807 |
$0 |
$119,587 |
$136,721 |
48.34% |
| Missouri Total |
100.00% |
99,065 |
$36,160,572 |
$35,681,578 |
$0 |
$19,269,793 |
$19,396,289 |
54.36% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.02% |
626 |
$1,138,901 |
$1,137,774 |
$15,239 |
$1,375,920 |
$2,266,984 |
199.25% |
| Missouri Total |
100.00% |
128,298 |
$111,847,829 |
$113,009,194 |
$9,320,891 |
$67,487,406 |
$55,431,444 |
49.05% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.08% |
1,399 |
$437,173 |
$361 |
$417,150 |
$1,121,804 |
95.50% |
| Missouri Total |
100.00% |
807,561 |
$545,233,882 |
$8,854,933 |
$312,433,553 |
$209,545,660 |
57.30% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
23 |
$169,160 |
$0 |
$0 |
$41,292 |
0.00% |
| Missouri Total |
100.00% |
392,226 |
$688,580,364 |
$7,899,033 |
$992,234,625 |
$72,910,917 |
144.10% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.91% |
3,992 |
$15,091,033 |
$4,335,719 |
$14,055,363 |
$928,302 |
121.87% |
| Missouri Total |
100.00% |
1,575,221 |
$790,335,343 |
$271,555,935 |
$883,419,376 |
$54,049,613 |
111.78% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.60% |
479,383 |
$65,015,532 |
$64,614,812 |
$15,239 |
$41,775,751 |
$34,464,078 |
53.34% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.86% |
476,795 |
$63,583,752 |
$63,191,078 |
$0 |
$40,228,580 |
$32,046,144 |
50.71% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
137,771 |
$13,592,296 |
$0 |
$9,736,169 |
$5,505,836 |
71.63% |
| Missouri Total |
100.00% |
3,308,424 |
$5,362,402,135 |
$11,192,208 |
$3,798,692,641 |
$254,647,163 |
70.84% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
2,588 |
$1,431,780 |
$1,423,734 |
$15,239 |
$1,547,171 |
$2,417,934 |
169.83% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
5,414 |
$15,697,366 |
$4,336,080 |
$14,472,513 |
$2,091,398 |
119.82% |
| Missouri Total |
100.00% |
3,602,005 |
$6,532,189,627 |
$332,338,495 |
$8,441,805,341 |
$359,204,011 |
129.23% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
143,185 |
$29,289,662 |
$4,336,080 |
$24,208,682 |
$7,597,234 |
97.46% |
| Missouri Total |
100.00% |
6,910,429 |
$11,894,591,762 |
$343,530,703 |
$12,240,497,982 |
$613,851,174 |
102.91% |