Company Name:
GUARDIAN LIFE INSURANCE COMPANY OF AMERICACompany Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Phone:
2125988000Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1869-08-09
| Line |
Authorized Date |
| Accident and Health |
1869-08-09 |
| Life, annuities and endowments |
1869-08-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.44% |
172,856 |
$2,600,288 |
$2,629,014 |
$0 |
$925,912 |
$1,046,039 |
39.79% |
| Missouri Total |
100.00% |
6,067,185 |
$106,534,521 |
$105,209,625 |
$6,428 |
$47,178,677 |
$50,921,510 |
48.40% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.51% |
192,554 |
$42,995,255 |
$43,173,564 |
$0 |
$28,183,675 |
$28,007,255 |
64.87% |
| Missouri Total |
100.00% |
734,667 |
$245,599,771 |
$244,314,159 |
$0 |
$161,017,689 |
$162,927,287 |
66.69% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.51% |
62,478 |
$17,098,796 |
$17,145,436 |
$0 |
$11,458,874 |
$10,163,338 |
59.28% |
| Missouri Total |
100.00% |
1,195,670 |
$310,429,682 |
$313,941,460 |
$352,546 |
$227,859,519 |
$224,332,084 |
71.46% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
2,326 |
$348,443 |
$356,847 |
$0 |
$157,445 |
$298,455 |
83.64% |
| Missouri Total |
100.00% |
3,343,635 |
$212,700,682 |
$212,419,098 |
$9,582 |
$139,844,105 |
$141,432,022 |
66.58% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$19,312 |
$0 |
|
| Missouri Total |
100.00% |
285,393 |
$1,633,022,630 |
$7,993,216 |
$626,651,426 |
$0 |
38.37% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.34% |
14,917 |
$1,352,979 |
$1,353,876 |
$0 |
$499,123 |
$614,952 |
45.42% |
| Missouri Total |
100.00% |
192,458 |
$31,175,502 |
$31,822,360 |
$0 |
$11,331,417 |
$9,873,753 |
31.03% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.43% |
870 |
$1,747,220 |
$1,759,886 |
$0 |
$883,345 |
$1,183,291 |
67.24% |
| Missouri Total |
100.00% |
1,329,457 |
$408,514,667 |
$405,168,784 |
$20,537 |
$306,379,691 |
$294,603,703 |
72.71% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.92% |
132,745 |
$14,851,138 |
$0 |
$11,284,571 |
$6,300,594 |
75.98% |
| Missouri Total |
100.00% |
2,099,550 |
$507,813,492 |
$1,660,330 |
$385,781,284 |
$204,449,653 |
75.97% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
0 |
$32,515 |
$0 |
$0 |
$295 |
0.00% |
| Missouri Total |
100.00% |
44,618 |
$106,639,066 |
$37 |
$201,692,601 |
$8,497,543 |
189.14% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$3,067 |
$3,178 |
$0 |
$8,441 |
$18,453 |
580.65% |
| Missouri Total |
100.00% |
266,884 |
$1,590,335,037 |
$1,573,627,885 |
$2,212 |
$1,139,799,127 |
$1,079,482,093 |
68.60% |
Individual Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
412 |
$145,243 |
$132,465 |
$0 |
$45,537 |
$53,640 |
40.49% |
| Missouri Total |
100.00% |
107,309 |
$35,222,379 |
$34,784,887 |
$0 |
$20,310,084 |
$20,275,754 |
58.29% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.08% |
668 |
$1,192,395 |
$1,195,162 |
$16,255 |
$1,420,836 |
$1,525,567 |
127.65% |
| Missouri Total |
100.00% |
127,227 |
$110,062,683 |
$108,945,005 |
$8,849,510 |
$68,673,653 |
$85,142,628 |
78.15% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.23% |
1,339 |
$1,226,586 |
$12,969 |
$2,601,912 |
$1,046,120 |
213.18% |
| Missouri Total |
100.00% |
795,249 |
$525,385,950 |
$8,845,988 |
$339,675,856 |
$203,596,900 |
64.65% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
24 |
$169,160 |
$0 |
$0 |
$42,429 |
0.00% |
| Missouri Total |
100.00% |
406,253 |
$660,286,496 |
$8,499,156 |
$943,715,575 |
$69,951,763 |
142.93% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.90% |
4,062 |
$14,724,072 |
$4,320,440 |
$8,695,502 |
$920,987 |
88.40% |
| Missouri Total |
100.00% |
1,592,541 |
$775,630,125 |
$276,746,998 |
$771,374,555 |
$56,539,870 |
99.45% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
447,090 |
$67,483,686 |
$67,749,428 |
$16,255 |
$43,583,188 |
$42,910,990 |
63.34% |
| Missouri Total |
100.00% |
16,482,012 |
$10,499,610,539 |
$10,421,638,811 |
$9,249,439 |
$8,012,819,707 |
$8,027,300,051 |
77.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.95% |
446,001 |
$66,142,981 |
$66,418,623 |
$0 |
$42,108,374 |
$41,313,330 |
62.20% |
| Missouri Total |
100.00% |
14,217,095 |
$6,943,037,395 |
$6,881,941,443 |
$389,093 |
$5,393,230,226 |
$5,400,281,309 |
78.47% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.33% |
132,745 |
$14,883,653 |
$0 |
$11,303,883 |
$6,300,889 |
75.95% |
| Missouri Total |
100.00% |
3,221,793 |
$4,528,316,816 |
$9,988,567 |
$3,617,917,486 |
$238,585,539 |
79.90% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
1,089 |
$1,340,705 |
$1,330,805 |
$16,255 |
$1,474,814 |
$1,597,660 |
120.05% |
| Missouri Total |
100.00% |
2,264,917 |
$3,556,573,144 |
$3,539,697,368 |
$8,860,346 |
$2,619,589,481 |
$2,627,018,742 |
74.22% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
5,425 |
$16,119,818 |
$4,333,409 |
$11,297,414 |
$2,009,536 |
96.97% |
| Missouri Total |
100.00% |
3,623,481 |
$5,943,949,765 |
$335,416,271 |
$7,663,891,933 |
$351,896,788 |
128.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.30% |
138,170 |
$31,003,471 |
$4,333,409 |
$22,601,297 |
$8,310,425 |
86.88% |
| Missouri Total |
100.00% |
6,845,274 |
$10,472,266,581 |
$345,404,838 |
$11,281,809,419 |
$590,482,327 |
107.73% |