Company Name:
GUARDIAN LIFE INSURANCE COMPANY OF AMERICACompany Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Phone:
2125988000Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1869-08-09
| Line |
Authorized Date |
| Accident and Health |
1869-08-09 |
| Life, annuities and endowments |
1869-08-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.33% |
213,889 |
$2,324,574 |
$2,369,209 |
$0 |
$1,065,865 |
$2,387,336 |
100.77% |
| Missouri Total |
100.00% |
5,229,711 |
$99,625,472 |
$99,977,796 |
$5,712 |
$38,745,037 |
$42,554,006 |
42.56% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
16.85% |
208,791 |
$42,938,979 |
$43,123,890 |
$0 |
$29,535,838 |
$29,654,952 |
68.77% |
| Missouri Total |
100.00% |
836,025 |
$254,889,911 |
$254,186,933 |
$0 |
$181,631,947 |
$185,786,163 |
73.09% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.02% |
90,103 |
$20,787,612 |
$20,840,826 |
$0 |
$12,539,967 |
$18,795,410 |
90.19% |
| Missouri Total |
100.00% |
1,171,344 |
$295,990,569 |
$296,296,097 |
$439,953 |
$230,257,414 |
$237,201,404 |
80.06% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
1,265 |
$172,130 |
$182,086 |
$0 |
$67,400 |
$283,596 |
155.75% |
| Missouri Total |
100.00% |
2,756,811 |
$178,579,137 |
$178,814,462 |
$7,424 |
$123,573,149 |
$122,784,216 |
68.67% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$21,410 |
$0 |
|
| Missouri Total |
100.00% |
256,846 |
$1,703,283,340 |
$9,279,531 |
$556,963,478 |
$0 |
32.70% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.22% |
12,816 |
$961,161 |
$991,076 |
$0 |
$330,368 |
$1,006,092 |
101.52% |
| Missouri Total |
100.00% |
182,380 |
$29,828,883 |
$29,889,532 |
$0 |
$10,221,604 |
$11,676,526 |
39.07% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
1,079 |
$1,298,877 |
$1,314,524 |
$0 |
$350,867 |
$61,351 |
4.67% |
| Missouri Total |
100.00% |
1,383,188 |
$357,408,725 |
$355,763,844 |
$15,260 |
$272,922,956 |
$260,208,900 |
73.14% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.54% |
169,185 |
$16,801,855 |
$0 |
$10,896,211 |
$7,747,871 |
64.85% |
| Missouri Total |
100.00% |
1,918,046 |
$475,230,911 |
$1,169,131 |
$297,520,323 |
$186,923,255 |
62.61% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
24 |
$13,433 |
$0 |
$0 |
$1,755 |
0.00% |
| Missouri Total |
100.00% |
31,964 |
$67,893,912 |
$1,472 |
$196,644,718 |
$6,397,823 |
289.64% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
9 |
$2,871 |
$4,343 |
$0 |
$4,377 |
$-295 |
-6.79% |
| Missouri Total |
100.00% |
335,310 |
$1,566,263,404 |
$1,579,256,632 |
$2,548 |
$1,338,566,398 |
$1,353,851,215 |
85.73% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.13% |
718 |
$1,233,973 |
$1,247,545 |
$17,562 |
$1,618,918 |
$1,304,080 |
104.53% |
| Missouri Total |
100.00% |
126,827 |
$109,033,931 |
$108,891,589 |
$8,337,569 |
$64,970,401 |
$67,798,163 |
62.26% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
1,274 |
$1,490,267 |
$0 |
$4,256 |
$978,466 |
0.29% |
| Missouri Total |
100.00% |
794,218 |
$515,043,648 |
$8,464,889 |
$287,841,564 |
$197,226,328 |
55.89% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
24 |
$160,972 |
$0 |
$0 |
$42,429 |
0.00% |
| Missouri Total |
100.00% |
414,709 |
$676,787,654 |
$8,804,115 |
$819,081,062 |
$70,130,895 |
121.02% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.81% |
4,054 |
$13,861,972 |
$4,383,077 |
$12,583,912 |
$893,633 |
122.40% |
| Missouri Total |
100.00% |
1,596,148 |
$764,184,981 |
$289,185,492 |
$790,506,056 |
$55,276,908 |
103.44% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.71% |
528,670 |
$69,720,177 |
$70,073,499 |
$17,562 |
$45,513,600 |
$53,492,522 |
76.34% |
| Missouri Total |
100.00% |
15,958,589 |
$9,793,285,565 |
$9,792,090,859 |
$8,815,939 |
$7,649,653,511 |
$7,702,672,467 |
78.66% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.08% |
527,943 |
$68,483,333 |
$68,821,611 |
$0 |
$43,890,305 |
$52,188,737 |
75.83% |
| Missouri Total |
100.00% |
13,662,000 |
$6,332,888,871 |
$6,317,328,365 |
$468,349 |
$4,902,320,338 |
$4,924,983,653 |
77.96% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.37% |
169,209 |
$16,815,288 |
$0 |
$10,917,621 |
$7,749,626 |
64.93% |
| Missouri Total |
100.00% |
3,169,198 |
$4,565,571,004 |
$10,988,424 |
$3,163,010,445 |
$232,278,928 |
69.28% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
727 |
$1,236,844 |
$1,251,888 |
$17,562 |
$1,623,295 |
$1,303,785 |
104.15% |
| Missouri Total |
100.00% |
2,296,589 |
$3,460,396,694 |
$3,474,762,494 |
$8,347,590 |
$2,747,333,173 |
$2,777,688,814 |
79.94% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
5,352 |
$15,513,211 |
$4,383,077 |
$12,588,168 |
$1,914,528 |
109.40% |
| Missouri Total |
100.00% |
3,646,026 |
$6,559,153,965 |
$353,522,566 |
$6,561,952,336 |
$344,146,391 |
100.04% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.29% |
174,561 |
$32,328,499 |
$4,383,077 |
$23,505,789 |
$9,664,154 |
86.27% |
| Missouri Total |
100.00% |
6,815,224 |
$11,124,724,969 |
$364,510,990 |
$9,724,962,781 |
$576,425,319 |
87.42% |