Company Name:
GUARDIAN LIFE INSURANCE COMPANY OF AMERICACompany Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Phone:
2125988000Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1869-08-09
| Line |
Authorized Date |
| Accident and Health |
1869-08-09 |
| Life, annuities and endowments |
1869-08-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.93% |
111,604 |
$2,116,663 |
$2,190,769 |
$0 |
$343,199 |
$815,592 |
37.23% |
| Missouri Total |
100.00% |
5,585,434 |
$109,615,562 |
$110,621,146 |
$11,973 |
$43,523,286 |
$42,190,276 |
38.14% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
17.27% |
169,319 |
$42,477,601 |
$42,554,244 |
$0 |
$28,461,890 |
$28,459,670 |
66.88% |
| Missouri Total |
100.00% |
959,920 |
$245,898,323 |
$245,215,424 |
$0 |
$176,723,210 |
$179,056,110 |
73.02% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.79% |
87,986 |
$20,610,905 |
$20,708,480 |
$0 |
$11,182,466 |
$20,653,900 |
99.74% |
| Missouri Total |
100.00% |
1,328,376 |
$303,329,965 |
$302,330,839 |
$380,940 |
$229,521,732 |
$238,471,048 |
78.88% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
33 |
$825 |
$1,546 |
$0 |
$0 |
$908 |
58.73% |
| Missouri Total |
100.00% |
2,589,371 |
$162,635,242 |
$161,918,619 |
$11,069 |
$112,628,183 |
$115,831,671 |
71.54% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$20,942 |
$0 |
|
| Missouri Total |
100.00% |
253,953 |
$1,195,012,181 |
$6,638,324 |
$632,679,012 |
$0 |
52.94% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.59% |
4,704 |
$706,402 |
$725,866 |
$0 |
$56,841 |
$-23,732 |
-3.27% |
| Missouri Total |
100.00% |
158,240 |
$27,245,712 |
$27,300,439 |
$0 |
$9,509,880 |
$9,934,267 |
36.39% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
493 |
$458,158 |
$478,642 |
$0 |
$803,271 |
$1,345,231 |
281.05% |
| Missouri Total |
100.00% |
1,243,398 |
$331,623,405 |
$331,119,779 |
$13,616 |
$254,223,258 |
$258,786,878 |
78.16% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.57% |
163,890 |
$17,288,309 |
$0 |
$10,132,468 |
$8,157,565 |
58.61% |
| Missouri Total |
100.00% |
2,015,033 |
$484,429,841 |
$1,322,907 |
$376,373,301 |
$196,889,474 |
77.69% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
10 |
$14,575 |
$14,289 |
$0 |
$13,206 |
$-25,564 |
-178.91% |
| Missouri Total |
100.00% |
306,979 |
$1,302,586,263 |
$1,305,373,802 |
$2,578 |
$1,140,538,225 |
$1,226,933,447 |
93.99% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.21% |
773 |
$1,294,754 |
$1,288,503 |
$18,114 |
$1,714,445 |
$1,877,011 |
145.67% |
| Missouri Total |
100.00% |
126,487 |
$106,818,978 |
$106,351,018 |
$7,336,331 |
$67,848,508 |
$50,847,245 |
47.81% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.26% |
1,063 |
$1,316,638 |
$0 |
$0 |
$774,666 |
0.00% |
| Missouri Total |
100.00% |
779,959 |
$511,193,270 |
$8,441,483 |
$339,538,182 |
$191,086,436 |
66.42% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
24 |
$669,981 |
$0 |
$0 |
$42,429 |
0.00% |
| Missouri Total |
100.00% |
420,148 |
$705,749,417 |
$9,782,936 |
$839,767,533 |
$66,480,297 |
118.99% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.71% |
4,287 |
$12,478,987 |
$4,181,463 |
$8,446,023 |
$937,568 |
101.19% |
| Missouri Total |
100.00% |
1,600,687 |
$728,998,826 |
$288,003,675 |
$792,816,948 |
$58,180,996 |
108.75% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.74% |
374,922 |
$67,679,883 |
$67,962,339 |
$18,114 |
$42,575,318 |
$53,103,016 |
78.14% |
| Missouri Total |
100.00% |
15,593,126 |
$9,193,669,241 |
$9,149,411,973 |
$7,762,668 |
$7,311,042,491 |
$7,398,322,417 |
80.86% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.07% |
374,139 |
$66,370,554 |
$66,659,547 |
$0 |
$40,847,667 |
$51,251,569 |
76.89% |
| Missouri Total |
100.00% |
13,218,120 |
$6,176,375,862 |
$6,146,129,592 |
$417,598 |
$4,911,623,434 |
$4,896,386,298 |
79.67% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.40% |
163,890 |
$17,288,309 |
$0 |
$10,153,410 |
$8,157,565 |
58.73% |
| Missouri Total |
100.00% |
3,105,041 |
$4,329,100,005 |
$8,046,707 |
$3,461,892,842 |
$222,960,300 |
79.97% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
783 |
$1,309,329 |
$1,302,792 |
$18,114 |
$1,727,651 |
$1,851,447 |
142.11% |
| Missouri Total |
100.00% |
2,375,006 |
$3,017,293,379 |
$3,003,282,381 |
$7,345,070 |
$2,399,419,057 |
$2,501,936,119 |
83.31% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
5,374 |
$14,465,606 |
$4,181,463 |
$8,446,023 |
$1,754,663 |
87.29% |
| Missouri Total |
100.00% |
3,634,694 |
$7,270,162,708 |
$349,323,071 |
$6,828,527,072 |
$338,347,826 |
93.93% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.27% |
169,264 |
$31,753,915 |
$4,181,463 |
$18,599,433 |
$9,912,228 |
71.74% |
| Missouri Total |
100.00% |
6,739,735 |
$11,599,262,713 |
$357,369,778 |
$10,290,419,914 |
$561,308,126 |
88.72% |