Company Name:
GUARDIAN LIFE INSURANCE COMPANY OF AMERICACompany Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Phone:
2125988000Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1869-08-09
| Line |
Authorized Date |
| Accident and Health |
1869-08-09 |
| Life, annuities and endowments |
1869-08-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.14% |
95,759 |
$1,072,029 |
$1,129,391 |
$0 |
$319,000 |
$5,850 |
0.52% |
| Missouri Total |
100.00% |
3,842,968 |
$93,669,143 |
$94,083,836 |
$8,069 |
$44,365,104 |
$45,430,057 |
48.29% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$17,020 |
$19,753 |
$0 |
$122,575 |
$51,095 |
258.67% |
| Missouri Total |
100.00% |
326,045 |
$1,206,310,177 |
$1,220,304,803 |
$0 |
$922,953,524 |
$929,551,460 |
76.17% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
20.26% |
205,636 |
$44,299,962 |
$44,107,851 |
$0 |
$30,516,581 |
$30,769,756 |
69.76% |
| Missouri Total |
100.00% |
826,186 |
$218,668,481 |
$223,189,228 |
$0 |
$161,839,723 |
$162,520,532 |
72.82% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.74% |
64,886 |
$12,255,101 |
$12,238,628 |
$0 |
$6,660,172 |
$8,249,882 |
67.41% |
| Missouri Total |
100.00% |
1,177,801 |
$258,592,907 |
$262,161,281 |
$167,007 |
$202,323,947 |
$214,633,320 |
81.87% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$24,604 |
$0 |
|
| Missouri Total |
100.00% |
297,141 |
$1,286,599,473 |
$4,885,938 |
$569,582,297 |
$0 |
44.27% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.57% |
928 |
$101,198 |
$102,025 |
$0 |
$850 |
$8,728 |
8.55% |
| Missouri Total |
100.00% |
124,594 |
$17,607,701 |
$17,682,609 |
$0 |
$8,390,650 |
$8,009,832 |
45.30% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.00% |
147,978 |
$13,504,899 |
$0 |
$8,099,563 |
$6,258,958 |
59.97% |
| Missouri Total |
100.00% |
2,054,926 |
$449,567,475 |
$1,582,466 |
$372,423,531 |
$192,947,665 |
82.84% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$8,974 |
$9,012 |
$0 |
$6,425 |
$-54,755 |
-607.58% |
| Missouri Total |
100.00% |
180,316 |
$414,007,266 |
$423,602,580 |
$2,985 |
$324,023,037 |
$325,668,927 |
76.88% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.34% |
852 |
$1,437,983 |
$1,444,827 |
$31,811 |
$1,628,589 |
$1,397,171 |
96.70% |
| Missouri Total |
100.00% |
135,165 |
$107,027,647 |
$107,539,883 |
$6,573,959 |
$66,651,155 |
$86,051,840 |
80.02% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
9 |
$4,621 |
$5,120 |
$0 |
$1,526 |
$-55,852 |
-1,090.86% |
| Missouri Total |
100.00% |
256,069 |
$33,897,113 |
$33,974,020 |
$5,104 |
$14,688,218 |
$14,849,565 |
43.71% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
7 |
$2,807 |
$42,705 |
$0 |
$0 |
1,521.38% |
| Missouri Total |
100.00% |
248,110 |
$1,498,421,322 |
$33,382,396 |
$1,202,769,908 |
$0 |
80.27% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
831 |
$980,134 |
$0 |
$0 |
$509,251 |
0.00% |
| Missouri Total |
100.00% |
762,712 |
$459,199,454 |
$9,327,670 |
$284,546,888 |
$177,019,345 |
61.97% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
24 |
$0 |
$0 |
$0 |
$37,881 |
|
| Missouri Total |
100.00% |
414,332 |
$584,005,588 |
$4,448,899 |
$578,379,507 |
$54,841,288 |
99.04% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.64% |
4,651 |
$13,132,101 |
$4,640,331 |
$14,165,282 |
$896,084 |
143.20% |
| Missouri Total |
100.00% |
1,718,984 |
$800,035,507 |
$295,802,034 |
$1,046,845,286 |
$62,696,071 |
130.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.74% |
368,071 |
$59,196,888 |
$59,056,607 |
$31,811 |
$39,255,718 |
$40,371,875 |
68.36% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.03% |
367,209 |
$57,745,310 |
$57,597,648 |
$0 |
$37,619,178 |
$39,085,311 |
67.86% |
| Missouri Total |
100.00% |
10,396,531 |
$5,583,093,864 |
$5,607,047,195 |
$196,572 |
$4,420,764,843 |
$4,457,465,833 |
79.50% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.34% |
147,978 |
$13,504,899 |
$0 |
$8,124,167 |
$6,258,958 |
60.16% |
| Missouri Total |
100.00% |
3,128,709 |
$4,015,997,394 |
$6,530,988 |
$3,539,780,228 |
$215,259,826 |
88.14% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
862 |
$1,451,578 |
$1,458,959 |
$31,811 |
$1,636,540 |
$1,286,564 |
88.18% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
5,513 |
$14,115,042 |
$4,683,036 |
$14,165,282 |
$1,443,216 |
133.53% |
| Missouri Total |
100.00% |
3,717,650 |
$7,090,300,656 |
$347,516,660 |
$5,793,774,529 |
$316,719,570 |
81.71% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
153,491 |
$27,619,941 |
$4,683,036 |
$22,289,449 |
$7,702,174 |
97.66% |
| Missouri Total |
100.00% |
6,846,359 |
$11,106,298,050 |
$354,047,648 |
$9,333,554,757 |
$531,979,396 |
84.04% |