Company Name:
GUARDIAN LIFE INSURANCE COMPANY OF AMERICACompany Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Phone:
2125988000Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1869-08-09
| Line |
Authorized Date |
| Accident and Health |
1869-08-09 |
| Life, annuities and endowments |
1869-08-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.04% |
73,200 |
$993,947 |
$998,097 |
$0 |
$309,017 |
$389,592 |
39.03% |
| Missouri Total |
100.00% |
4,056,406 |
$95,433,474 |
$94,870,744 |
$0 |
$45,701,126 |
$52,482,231 |
55.32% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.51% |
2,478 |
$8,833,084 |
$8,819,017 |
$0 |
$6,896,112 |
$6,756,525 |
76.61% |
| Missouri Total |
100.00% |
643,144 |
$1,734,986,043 |
$1,732,987,386 |
$0 |
$1,460,725,710 |
$1,475,263,750 |
85.13% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
513 |
$3,915,066 |
$3,908,831 |
$0 |
$3,455,518 |
$3,385,573 |
86.61% |
| Missouri Total |
100.00% |
350,975 |
$967,933,529 |
$967,269,138 |
$0 |
$734,944,627 |
$744,232,104 |
76.94% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
21.89% |
278,902 |
$39,390,125 |
$39,307,877 |
$0 |
$27,667,148 |
$27,799,900 |
70.72% |
| Missouri Total |
100.00% |
957,092 |
$179,952,585 |
$177,933,575 |
$0 |
$125,274,508 |
$125,921,554 |
70.77% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.86% |
59,251 |
$9,973,171 |
$10,020,707 |
$0 |
$4,236,540 |
$5,071,837 |
50.61% |
| Missouri Total |
100.00% |
1,305,895 |
$258,280,702 |
$254,581,547 |
$101,709 |
$182,501,605 |
$193,562,759 |
76.03% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$19,066 |
$0 |
|
| Missouri Total |
100.00% |
307,281 |
$520,287,792 |
$6,621,363 |
$519,994,112 |
$0 |
99.94% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.60% |
91,585 |
$11,223,916 |
$0 |
$6,688,115 |
$5,064,038 |
59.59% |
| Missouri Total |
100.00% |
3,033,190 |
$431,403,454 |
$1,514,546 |
$359,258,987 |
$163,667,408 |
83.28% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
9 |
$46,232 |
$46,232 |
$0 |
$47,552 |
$45,647 |
98.73% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.86% |
1,027 |
$1,748,535 |
$1,781,569 |
$3,180 |
$749,983 |
$829,465 |
46.56% |
| Missouri Total |
100.00% |
149,113 |
$93,938,858 |
$94,168,754 |
$2,594,517 |
$51,194,651 |
$67,333,637 |
71.50% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
23 |
$14,830 |
$13,112 |
$153 |
$28,371 |
$-7,148 |
-54.51% |
| Missouri Total |
100.00% |
153,438 |
$36,585,400 |
$36,696,997 |
$8,362 |
$19,096,230 |
$22,746,280 |
61.98% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
18 |
$180,801 |
$21,535 |
$0 |
$0 |
11.91% |
| Missouri Total |
100.00% |
293,952 |
$1,079,427,402 |
$53,486,559 |
$1,560,890,843 |
$0 |
144.60% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
607 |
$858,603 |
$0 |
$0 |
$320,266 |
0.00% |
| Missouri Total |
100.00% |
829,589 |
$425,122,250 |
$9,199,275 |
$261,285,814 |
$140,263,956 |
61.46% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.49% |
5,221 |
$10,367,261 |
$3,987,707 |
$12,530,842 |
$805,339 |
159.33% |
| Missouri Total |
100.00% |
1,998,651 |
$694,747,666 |
$319,678,240 |
$790,985,364 |
$65,232,265 |
113.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.03% |
415,403 |
$64,914,990 |
$64,895,442 |
$3,333 |
$43,390,241 |
$44,271,391 |
68.22% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.36% |
414,344 |
$63,105,393 |
$63,054,529 |
$0 |
$42,564,335 |
$43,403,427 |
68.83% |
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.31% |
91,585 |
$11,223,916 |
$0 |
$6,707,181 |
$5,064,038 |
59.76% |
| Missouri Total |
100.00% |
4,359,952 |
$3,626,575,837 |
$8,758,448 |
$2,828,770,502 |
$184,260,052 |
78.00% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
1,059 |
$1,809,597 |
$1,840,913 |
$3,333 |
$825,906 |
$867,964 |
47.15% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
5,846 |
$11,406,665 |
$4,009,242 |
$12,530,842 |
$1,125,605 |
145.00% |
| Missouri Total |
100.00% |
4,065,686 |
$5,607,840,555 |
$391,663,711 |
$5,099,613,817 |
$279,794,443 |
90.94% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.25% |
97,431 |
$22,630,581 |
$4,009,242 |
$19,238,023 |
$6,189,643 |
102.73% |
| Missouri Total |
100.00% |
8,425,638 |
$9,234,416,392 |
$400,422,159 |
$7,928,384,319 |
$464,054,495 |
85.86% |