Company Name:
GUARDIAN LIFE INSURANCE COMPANY OF AMERICACompany Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Address:
10 HUDSON YARDS
NEW YORK, NY 10001Mailing Phone:
2125988000Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1869-08-09
| Line |
Authorized Date |
| Accident and Health |
1869-08-09 |
| Life, annuities and endowments |
1869-08-09 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
28,795 |
$385,086 |
$381,255 |
$0 |
$185,500 |
$187,464 |
49.17% |
| Missouri Total |
100.00% |
2,219,297 |
$87,537,941 |
$88,045,683 |
$119,142 |
$42,280,493 |
$43,315,043 |
49.20% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.62% |
3,868 |
$5,548,583 |
$5,471,446 |
$0 |
$4,137,656 |
$4,181,466 |
76.42% |
| Missouri Total |
100.00% |
534,239 |
$901,961,338 |
$887,285,267 |
$241,601 |
$761,010,294 |
$770,559,414 |
86.84% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
619 |
$2,179,503 |
$2,149,204 |
$0 |
$1,653,396 |
$1,670,902 |
77.75% |
| Missouri Total |
100.00% |
343,012 |
$711,249,400 |
$706,408,289 |
$0 |
$530,984,633 |
$536,413,416 |
75.94% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
18.42% |
153,383 |
$25,930,341 |
$25,990,966 |
$0 |
$17,475,581 |
$17,660,612 |
67.95% |
| Missouri Total |
100.00% |
585,831 |
$140,739,643 |
$139,581,389 |
$201 |
$97,860,234 |
$98,308,288 |
70.43% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.03% |
21,993 |
$4,215,721 |
$4,218,042 |
$0 |
$1,856,153 |
$1,875,806 |
44.47% |
| Missouri Total |
100.00% |
966,905 |
$207,926,823 |
$208,768,671 |
$12,202 |
$139,285,242 |
$148,519,747 |
71.14% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.41% |
37,649 |
$4,901,853 |
$0 |
$2,676,250 |
$2,200,628 |
54.60% |
| Missouri Total |
100.00% |
2,776,226 |
$346,465,528 |
$3,769,039 |
$348,268,875 |
$137,313,054 |
100.52% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
11 |
$44,748 |
$44,362 |
$0 |
$45,728 |
$45,477 |
102.51% |
| Missouri Total |
100.00% |
176,477 |
$283,208,114 |
$283,113,051 |
$720 |
$188,257,721 |
$183,924,523 |
64.97% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.72% |
1,275 |
$2,054,634 |
$1,702,225 |
$2,284 |
$449,990 |
$825,818 |
48.51% |
| Missouri Total |
100.00% |
125,665 |
$75,424,426 |
$76,643,511 |
$1,128,031 |
$44,821,395 |
$54,384,423 |
70.96% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
3 |
$174,601 |
$0 |
$52,764 |
$0 |
30.22% |
| Missouri Total |
100.00% |
323,194 |
$1,266,302,842 |
$1,915,121 |
$823,503,089 |
$0 |
65.03% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
513 |
$460,420 |
$0 |
$0 |
$219,765 |
0.00% |
| Missouri Total |
100.00% |
682,356 |
$311,467,903 |
$10,173,738 |
$184,996,306 |
$93,566,603 |
59.39% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.54% |
5,856 |
$11,095,700 |
$3,851,327 |
$7,161,536 |
$769,046 |
99.25% |
| Missouri Total |
100.00% |
2,308,146 |
$719,119,352 |
$323,220,961 |
$797,276,767 |
$66,887,681 |
110.87% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.05% |
209,944 |
$40,358,616 |
$39,957,500 |
$2,284 |
$25,804,004 |
$26,447,545 |
66.19% |
| Missouri Total |
100.00% |
10,342,971 |
$3,852,900,654 |
$3,820,337,190 |
$1,631,763 |
$2,664,219,455 |
$2,730,742,332 |
71.48% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.33% |
208,658 |
$38,259,234 |
$38,210,913 |
$0 |
$25,308,286 |
$25,576,250 |
66.93% |
| Missouri Total |
100.00% |
8,540,410 |
$2,878,594,040 |
$2,850,934,447 |
$443,521 |
$2,086,264,285 |
$2,118,878,045 |
74.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.15% |
37,649 |
$4,901,853 |
$0 |
$2,676,250 |
$2,200,628 |
54.60% |
| Missouri Total |
100.00% |
4,461,154 |
$3,210,980,742 |
$9,512,580 |
$2,151,672,191 |
$158,266,535 |
67.01% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
1,286 |
$2,099,382 |
$1,746,587 |
$2,284 |
$495,718 |
$871,295 |
49.89% |
| Missouri Total |
100.00% |
1,802,561 |
$974,306,614 |
$969,402,743 |
$1,188,242 |
$577,955,170 |
$611,864,287 |
63.12% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.24% |
6,372 |
$11,730,721 |
$3,851,327 |
$7,214,300 |
$988,811 |
94.33% |
| Missouri Total |
100.00% |
4,330,504 |
$4,930,506,696 |
$404,183,765 |
$3,349,037,869 |
$235,658,520 |
67.92% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.20% |
44,021 |
$16,632,574 |
$3,851,327 |
$9,890,550 |
$3,189,439 |
82.62% |
| Missouri Total |
100.00% |
8,791,658 |
$8,141,487,438 |
$413,696,345 |
$5,500,710,060 |
$393,925,055 |
67.56% |