Company Name:
GUARANTEE RESERVE LIFE INSURANCE COCompany Address:
2700 1ST INDIAN PLZ
INDIANAPOLIS, IN 46204Mailing Address:
530 RIVER OAKS WEST
CALUMET CITY, IL 60409-5499Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
2003-12-31
| Line |
Authorized Date |
| Accident and Health |
1951-01-20 |
| Life, annuities and endowments |
1951-01-20 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
1,630 |
$89,604 |
$51,914 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
3,399,383 |
$81,852,863 |
$80,994,534 |
$-5,908 |
$31,854,876 |
$32,835,362 |
40.54% |
Group Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.02% |
0 |
$1,832 |
$0 |
$13,622 |
$0 |
743.56% |
| Missouri Total |
100.00% |
41,810 |
$8,110,342 |
$0 |
$4,257,520 |
$195,530 |
52.49% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.08% |
23 |
$3,943 |
$2,284 |
$0 |
$2,130 |
$3,754 |
164.36% |
| Missouri Total |
100.00% |
48,518 |
$4,811,200 |
$4,853,037 |
$0 |
$1,796,141 |
$1,006,930 |
20.75% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
559 |
$99,891 |
$0 |
$84,603 |
$4,308 |
84.70% |
| Missouri Total |
100.00% |
3,054,153 |
$298,123,665 |
$3,111,616 |
$900,454,791 |
$116,091,201 |
302.04% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
123 |
$5,335 |
$5,258 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
433,445 |
$28,663,061 |
$28,439,386 |
$18,459 |
$9,478,209 |
$10,755,430 |
37.82% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$795 |
$774 |
$0 |
$589 |
$596 |
77.00% |
| Missouri Total |
100.00% |
151,982 |
$247,223,603 |
$255,137,206 |
$2,648 |
$179,432,214 |
$188,700,934 |
73.96% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
376 |
$5,724 |
$5,963 |
$0 |
$5,464 |
$5,444 |
91.30% |
| Missouri Total |
100.00% |
122,632 |
$69,624,534 |
$70,808,118 |
$485,627 |
$39,245,301 |
$51,999,855 |
73.44% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.20% |
969 |
$313,290 |
$0 |
$169,010 |
$4,571 |
53.95% |
| Missouri Total |
100.00% |
51,349 |
$9,778,212 |
$62,754 |
$5,931,444 |
$318,490 |
60.66% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
16 |
$1,373 |
$1,336 |
$0 |
$628 |
$636 |
47.60% |
| Missouri Total |
100.00% |
153,220 |
$21,859,161 |
$22,356,191 |
$8,468 |
$13,944,908 |
$14,001,267 |
62.63% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
6 |
$3,036 |
$2,590 |
$0 |
$10,282 |
$10,282 |
396.99% |
| Missouri Total |
100.00% |
168,025 |
$240,630,139 |
$237,773,684 |
$0 |
$182,467,069 |
$186,599,508 |
78.48% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
39 |
$727 |
$708 |
$0 |
$679 |
$687 |
97.03% |
| Missouri Total |
100.00% |
171,385 |
$31,429,952 |
$31,728,705 |
$0 |
$16,408,080 |
$16,815,008 |
53.00% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
696 |
$9,499 |
$0 |
$25,514 |
$3,847 |
268.60% |
| Missouri Total |
100.00% |
589,822 |
$213,945,592 |
$6,372,973 |
$137,088,684 |
$57,510,000 |
64.08% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.42% |
9,498 |
$3,336,914 |
$0 |
$1,692,917 |
$42,097 |
50.73% |
| Missouri Total |
100.00% |
2,510,943 |
$786,815,707 |
$315,707,873 |
$833,166,168 |
$68,197,761 |
105.89% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2,219 |
$110,537 |
$70,827 |
$0 |
$19,772 |
$21,399 |
30.21% |
| Missouri Total |
100.00% |
10,595,728 |
$2,867,258,416 |
$2,851,116,962 |
$11,927,589 |
$2,028,543,088 |
$2,098,142,746 |
73.59% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1,653 |
$93,547 |
$54,198 |
$0 |
$2,130 |
$3,754 |
6.93% |
| Missouri Total |
100.00% |
9,233,931 |
$2,101,990,047 |
$2,081,215,042 |
$11,381,335 |
$1,539,648,841 |
$1,567,647,303 |
75.32% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
559 |
$101,723 |
$0 |
$98,225 |
$4,308 |
96.56% |
| Missouri Total |
100.00% |
4,614,594 |
$2,975,944,371 |
$4,328,006 |
$2,640,635,900 |
$137,410,626 |
88.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
566 |
$16,990 |
$16,629 |
$0 |
$17,642 |
$17,645 |
106.11% |
| Missouri Total |
100.00% |
1,361,797 |
$765,268,369 |
$769,901,920 |
$546,254 |
$488,894,247 |
$530,495,443 |
68.90% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
11,163 |
$3,659,703 |
$0 |
$1,887,441 |
$50,515 |
51.57% |
| Missouri Total |
100.00% |
5,228,814 |
$4,010,771,582 |
$334,815,623 |
$3,840,942,282 |
$195,805,002 |
95.77% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
11,722 |
$3,761,426 |
$0 |
$1,985,666 |
$54,823 |
52.79% |
| Missouri Total |
100.00% |
9,843,408 |
$6,986,715,953 |
$339,143,629 |
$6,481,578,182 |
$333,215,628 |
92.77% |