Company Name:
AMERICAN GENERAL LIFE INSURANCE COCompany Address:
2727 ALLEN PARKWAY
HOUSTON, TX 77019Mailing Address:
ATTN: Financial Reporting
Houston, TX 77019Description:
Life and Health (Ch 376 & 377, RSMo)Date Admitted:
1960-06-30
| Line |
Authorized Date |
| Accident and Health |
1960-06-30 |
| Life, annuities and endowments |
1960-06-30 |
| Variable Contracts |
1960-06-30 |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
2,709 |
$101,060 |
$101,392 |
$0 |
$31,434 |
$48,005 |
47.35% |
| Missouri Total |
100.00% |
3,842,968 |
$93,669,143 |
$94,083,836 |
$8,069 |
$44,365,104 |
$45,430,057 |
48.29% |
Group Comprehensive Medical Expense - Large Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$647 |
$0 |
|
| Missouri Total |
100.00% |
538,480 |
$2,114,877,846 |
$2,118,110,754 |
$0 |
$1,755,535,780 |
$1,768,789,278 |
83.51% |
Group Credit Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.74% |
4,930 |
$144,443 |
$0 |
$262,171 |
$29,204 |
181.50% |
| Missouri Total |
100.00% |
239,140 |
$19,441,996 |
$17,195 |
$10,086,360 |
$1,436,808 |
51.88% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
890 |
$322,231 |
$311,172 |
$0 |
$314,119 |
$287,238 |
92.31% |
| Missouri Total |
100.00% |
826,186 |
$218,668,481 |
$223,189,228 |
$0 |
$161,839,723 |
$162,520,532 |
72.82% |
Group Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
103,155 |
$628,330,497 |
$0 |
$66,943,569 |
$0 |
10.65% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.12% |
1,430 |
$302,346 |
$304,559 |
$0 |
$187,573 |
$115,094 |
37.79% |
| Missouri Total |
100.00% |
1,177,801 |
$258,592,907 |
$262,161,281 |
$167,007 |
$202,323,947 |
$214,633,320 |
81.87% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
623 |
$61,722 |
$59,108 |
$0 |
$17,390 |
$34,142 |
57.76% |
| Missouri Total |
100.00% |
2,036,305 |
$149,044,553 |
$149,533,800 |
$21,496 |
$98,519,019 |
$100,921,166 |
67.49% |
Group Long Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
0 |
$345 |
$0 |
$0 |
$0 |
$0 |
|
| Missouri Total |
100.00% |
2,201 |
$502,052 |
$478,605 |
$0 |
$544,867 |
$460,235 |
96.16% |
Group Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.03% |
4,795 |
$402,133 |
$0 |
$4,463,443 |
$0 |
1,109.94% |
| Missouri Total |
100.00% |
297,141 |
$1,286,599,473 |
$4,885,938 |
$569,582,297 |
$0 |
44.27% |
Group Short Term Credit Disability
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
171 |
$-2 |
$29,047 |
$0 |
$78,870 |
$55,308 |
190.41% |
| Missouri Total |
100.00% |
113,762 |
$14,102,883 |
$13,222,269 |
$0 |
$5,424,730 |
$4,618,540 |
34.93% |
Group Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
216 |
$68,443 |
$63,739 |
$0 |
$37,990 |
$57,654 |
90.45% |
| Missouri Total |
100.00% |
124,594 |
$17,607,701 |
$17,682,609 |
$0 |
$8,390,650 |
$8,009,832 |
45.30% |
Group Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.21% |
2,627 |
$950,909 |
$0 |
$5,503,320 |
$268,178 |
578.74% |
| Missouri Total |
100.00% |
2,054,926 |
$449,567,475 |
$1,582,466 |
$372,423,531 |
$192,947,665 |
82.84% |
Group Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.19% |
129 |
$91,291 |
$0 |
$792,543 |
$3,964 |
868.15% |
| Missouri Total |
100.00% |
47,833 |
$48,872,170 |
$19,473 |
$241,864,937 |
$8,542,882 |
494.89% |
Group Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
30.71% |
874 |
$187,852,530 |
$0 |
$114,070,890 |
$0 |
60.72% |
| Missouri Total |
100.00% |
81,953 |
$611,769,937 |
$0 |
$674,865,198 |
$0 |
110.31% |
Group Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.00% |
10 |
$0 |
$0 |
$0 |
$4,810 |
|
| Missouri Total |
100.00% |
17,086 |
$10,023,961 |
$4,605 |
$25,609,049 |
$11,003,598 |
255.48% |
Group Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.01% |
36 |
$4,206 |
$0 |
$0 |
$372 |
0.00% |
| Missouri Total |
100.00% |
105,006 |
$43,223,282 |
$18,881 |
$133,327,424 |
$1,199,697 |
308.46% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.24% |
6,339 |
$1,333,455 |
$1,173,338 |
$0 |
$681,487 |
$960,552 |
81.86% |
| Missouri Total |
100.00% |
464,273 |
$59,535,290 |
$60,410,372 |
$0 |
$27,176,435 |
$28,289,411 |
46.83% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
3 |
$806 |
$834 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
180,316 |
$414,007,266 |
$423,602,580 |
$2,985 |
$324,023,037 |
$325,668,927 |
76.88% |
Individual Deposit-Type Funds
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.09% |
224 |
$100,000 |
$0 |
$392,809 |
$0 |
392.81% |
| Missouri Total |
100.00% |
36,191 |
$113,713,896 |
$15,307 |
$41,737,183 |
$0 |
36.70% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.28% |
507 |
$300,074 |
$303,332 |
$0 |
$400,315 |
$364,133 |
120.04% |
| Missouri Total |
100.00% |
135,165 |
$107,027,647 |
$107,539,883 |
$6,573,959 |
$66,651,155 |
$86,051,840 |
80.02% |
Individual Equity Indexed Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.05% |
247 |
$353,406 |
$0 |
$2,808,924 |
$0 |
794.82% |
| Missouri Total |
100.00% |
61,950 |
$660,252,499 |
$0 |
$351,376,494 |
$0 |
53.22% |
Individual Graded Death Benefits
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.91% |
0 |
$183,521 |
$0 |
$0 |
$3,209 |
0.00% |
| Missouri Total |
100.00% |
57,060 |
$9,625,013 |
$31,394 |
$10,564,560 |
$436,840 |
109.76% |
Individual Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.07% |
2,228 |
$22,134 |
$21,832 |
$0 |
$13,216 |
$12,112 |
55.48% |
| Missouri Total |
100.00% |
256,069 |
$33,897,113 |
$33,974,020 |
$5,104 |
$14,688,218 |
$14,849,565 |
43.71% |
Individual Long Term Care
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
189 |
$438,273 |
$439,057 |
$0 |
$667,018 |
$1,079,037 |
245.76% |
| Missouri Total |
100.00% |
130,101 |
$205,162,078 |
$198,031,471 |
$286,329 |
$140,639,101 |
$183,676,020 |
92.75% |
Individual Medicare Supplement
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
60 |
$0 |
$158,563 |
$0 |
$140,182 |
$128,468 |
81.02% |
| Missouri Total |
100.00% |
201,642 |
$432,218,959 |
$428,876,386 |
$0 |
$313,127,641 |
$315,120,265 |
73.48% |
Individual Ordinary Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
1.46% |
11,812 |
$21,874,201 |
$16,310 |
$64,972,625 |
$0 |
297.10% |
| Missouri Total |
100.00% |
248,110 |
$1,498,421,322 |
$33,382,396 |
$1,202,769,908 |
$0 |
80.27% |
Individual Specified Disease
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.62% |
1,231 |
$447,130 |
$445,374 |
$0 |
$139,095 |
$116,111 |
26.07% |
| Missouri Total |
100.00% |
264,068 |
$71,620,512 |
$71,053,985 |
$2,265 |
$36,306,670 |
$38,124,188 |
53.66% |
Individual Term Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.19% |
35,690 |
$19,259,206 |
$34,084 |
$12,775,408 |
$9,715,132 |
66.51% |
| Missouri Total |
100.00% |
762,712 |
$459,199,454 |
$9,327,670 |
$284,546,888 |
$177,019,345 |
61.97% |
Individual Universal Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.56% |
14,292 |
$14,940,538 |
$16,470 |
$13,611,696 |
$1,397,229 |
91.22% |
| Missouri Total |
100.00% |
414,332 |
$584,005,588 |
$4,448,899 |
$578,379,507 |
$54,841,288 |
99.04% |
Individual Variable Annuities
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
7.60% |
199 |
$204,304,782 |
$0 |
$171,515,139 |
$0 |
83.95% |
| Missouri Total |
100.00% |
256,324 |
$2,687,721,551 |
$568,899 |
$1,680,738,736 |
$0 |
62.53% |
Individual Variable Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
2.13% |
3,932 |
$3,198,589 |
$0 |
$5,862,258 |
$549,391 |
183.28% |
| Missouri Total |
100.00% |
99,540 |
$150,126,810 |
$3,939,903 |
$213,260,154 |
$21,628,741 |
142.05% |
Individual Whole Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
0.88% |
55,798 |
$7,047,513 |
$1,272,009 |
$13,554,198 |
$864,417 |
210.38% |
| Missouri Total |
100.00% |
1,718,984 |
$800,035,507 |
$295,802,034 |
$1,046,845,286 |
$62,696,071 |
130.85% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
16,596 |
$3,398,017 |
$3,411,347 |
$0 |
$2,709,336 |
$3,257,854 |
95.50% |
| Missouri Total |
100.00% |
12,500,492 |
$7,974,854,561 |
$7,996,297,423 |
$7,067,469 |
$6,201,891,967 |
$6,312,363,452 |
78.94% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
6,039 |
$856,145 |
$869,017 |
$0 |
$668,023 |
$597,441 |
68.75% |
| Missouri Total |
100.00% |
10,396,531 |
$5,583,093,864 |
$5,607,047,195 |
$196,572 |
$4,420,764,843 |
$4,457,465,833 |
79.50% |
Total Group Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.72% |
13,411 |
$189,445,512 |
$0 |
$125,092,367 |
$306,528 |
66.03% |
| Missouri Total |
100.00% |
3,128,709 |
$4,015,997,394 |
$6,530,988 |
$3,539,780,228 |
$215,259,826 |
88.14% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
10,557 |
$2,541,872 |
$2,542,330 |
$0 |
$2,041,313 |
$2,660,413 |
104.64% |
| Missouri Total |
100.00% |
2,103,961 |
$2,391,760,697 |
$2,389,250,228 |
$6,870,897 |
$1,781,127,124 |
$1,854,897,619 |
77.64% |
Total Individual Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
3.83% |
122,194 |
$271,261,756 |
$1,338,873 |
$285,493,057 |
$12,529,378 |
105.74% |
| Missouri Total |
100.00% |
3,717,650 |
$7,090,300,656 |
$347,516,660 |
$5,793,774,529 |
$316,719,570 |
81.71% |
Total Life
|
Market Share |
Number of Insureds |
Direct Premium and Annuities |
Dividends Paid |
Direct Claims and Benefits Paid |
Life Insurance in Force |
Benefits Ratio |
| Company Total |
4.15% |
135,605 |
$460,707,268 |
$1,338,873 |
$410,585,424 |
$12,835,906 |
89.41% |
| Missouri Total |
100.00% |
6,846,359 |
$11,106,298,050 |
$354,047,648 |
$9,333,554,757 |
$531,979,396 |
84.04% |