Company Name:
LIBERTY MUTUAL INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Mailing Phone:
6173579500Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1919-07-02
| Line |
Authorized Date |
| Accident and Health |
1919-07-02 |
| Fidelity and Surety |
1919-07-02 |
| Liability |
1919-07-02 |
| Miscellaneous |
1919-07-02 |
| Property |
1919-07-02 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.38% |
$1,789,849 |
$1,810,794 |
$290,368 |
$123,950 |
6.85% |
| Missouri Total |
100.00% |
$28,035,877 |
$27,854,783 |
$11,851,893 |
$5,962,431 |
21.41% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$4,048 |
$5,233 |
$0 |
$4,544 |
86.83% |
| Missouri Total |
100.00% |
$3,182,065 |
$3,204,459 |
$555,484 |
$432,096 |
13.48% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
$33,771 |
$47,458 |
$13,000 |
$13,000 |
27.39% |
| Missouri Total |
100.00% |
$69,154,118 |
$71,801,637 |
$38,620,769 |
$37,867,947 |
52.74% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$14,741 |
$19,498 |
$3,014 |
$3,014 |
15.46% |
| Missouri Total |
100.00% |
$49,460,665 |
$51,448,150 |
$27,569,025 |
$26,734,442 |
51.96% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$320,774 |
$397,712 |
$2,001,570 |
$173,946 |
43.74% |
| Missouri Total |
100.00% |
$237,445,190 |
$248,038,410 |
$154,682,730 |
$137,117,232 |
55.28% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$94,096 |
$90,080 |
$18,175 |
$17,676 |
19.62% |
| Missouri Total |
100.00% |
$59,009,477 |
$59,232,722 |
$33,517,860 |
$31,719,492 |
53.55% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$11,275 |
$12,449 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$8,332,300 |
$8,457,490 |
$4,843,583 |
$7,012,584 |
82.92% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$1,564 |
$1,999 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$15,315,772 |
$15,501,899 |
$7,191,076 |
$11,158,029 |
71.98% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$62 |
$47 |
$0 |
$605 |
1,287.23% |
| Missouri Total |
100.00% |
$112,822,740 |
$110,985,710 |
$60,198,500 |
$61,827,953 |
55.71% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.35% |
$2,105,962 |
$2,129,793 |
$190,681 |
$100,119 |
4.70% |
| Missouri Total |
100.00% |
$600,330,719 |
$606,012,031 |
$365,600,628 |
$347,788,065 |
57.39% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.48% |
$3,563,660 |
$3,436,686 |
$3,805,128 |
$235,453 |
6.85% |
| Missouri Total |
100.00% |
$743,922,238 |
$784,442,587 |
$459,440,256 |
$412,467,149 |
52.58% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-37 |
|
| Missouri Total |
100.00% |
$135,190,717 |
$131,177,501 |
$69,931,682 |
$68,850,387 |
52.49% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$291 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$88,842,606 |
$87,650,394 |
$5,546 |
$89,271 |
0.10% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$4,001 |
|
| Missouri Total |
100.00% |
$25,317,096 |
$22,845,001 |
$9,935,493 |
$3,037,791 |
13.30% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$22,628 |
$23,517 |
$-5,050 |
$7,009 |
29.80% |
| Missouri Total |
100.00% |
$20,019,949 |
$20,542,544 |
$8,964,561 |
$6,486,803 |
31.58% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-5,285 |
|
| Missouri Total |
100.00% |
331,001 |
$1,041,682,994 |
$1,042,234,055 |
$0 |
$812,992,214 |
$818,223,529 |
78.51% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$288 |
$288 |
$0 |
$0 |
$-7 |
-2.43% |
| Missouri Total |
100.00% |
136,747 |
$100,114,890 |
$100,166,356 |
$4,890,450 |
$58,330,893 |
$68,256,699 |
68.14% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.22% |
$11,029,417 |
$11,035,824 |
$6,847,151 |
$7,037,070 |
63.77% |
| Missouri Total |
100.00% |
$211,405,830 |
$223,252,884 |
$128,380,740 |
$83,255,877 |
37.29% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.53% |
$175,500 |
$131,658 |
$1,149 |
$66,778 |
50.72% |
| Missouri Total |
100.00% |
$33,167,077 |
$33,546,033 |
$14,673,687 |
$11,468,045 |
34.19% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$229,429 |
$271,939 |
$-25,165 |
$-150,517 |
-55.35% |
| Missouri Total |
100.00% |
$601,938,646 |
$616,111,938 |
$304,288,865 |
$287,982,695 |
46.74% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-16 |
$52 |
$-6 |
$-4 |
-7.69% |
| Missouri Total |
100.00% |
$760,505,125 |
$758,741,635 |
$445,596,171 |
$453,617,037 |
59.79% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-5 |
$10 |
$0 |
$-1 |
-10.00% |
| Missouri Total |
100.00% |
$493,695,416 |
$488,770,299 |
$254,052,988 |
$258,879,794 |
52.97% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$5 |
$99 |
$109 |
$-493 |
-497.98% |
| Missouri Total |
100.00% |
$721,381,361 |
$714,805,595 |
$451,704,251 |
$466,129,688 |
65.21% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$5 |
$64 |
$48 |
$17 |
26.56% |
| Missouri Total |
100.00% |
$586,305,649 |
$583,737,349 |
$368,569,673 |
$372,977,567 |
63.89% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.08% |
$292,357 |
$313,642 |
$-2,286 |
$824,935 |
263.02% |
| Missouri Total |
100.00% |
$27,083,268 |
$27,153,288 |
$16,429,441 |
$17,581,581 |
64.75% |
Professional Liability (Excl Medical Malpractice)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.82% |
$1,185,988 |
$1,442,124 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$65,137,122 |
$68,460,440 |
$18,179,605 |
$19,915,614 |
29.09% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.87% |
$3,783,967 |
$3,013,761 |
$-1,393 |
$425,368 |
14.11% |
| Missouri Total |
100.00% |
$77,751,856 |
$79,904,922 |
$6,809,571 |
$7,524,160 |
9.42% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$288 |
$288 |
$0 |
$0 |
$-5,292 |
-1,837.50% |
| Missouri Total |
100.00% |
12,713,587 |
$7,312,311,563 |
$7,274,695,579 |
$5,294,698 |
$5,673,688,510 |
$5,715,495,860 |
78.57% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$476,221 |
$569,196 |
$2,035,759 |
$207,636 |
36.48% |
| Missouri Total |
100.00% |
$438,717,522 |
$454,480,308 |
$266,425,043 |
$251,609,726 |
55.36% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$62 |
$47 |
$0 |
$568 |
1,208.51% |
| Missouri Total |
100.00% |
$340,216,650 |
$327,447,788 |
$214,954,602 |
$203,921,249 |
62.28% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-5,285 |
|
| Missouri Total |
100.00% |
10,514,539 |
$5,121,340,548 |
$5,112,068,597 |
$209,111 |
$4,073,597,987 |
$4,087,892,605 |
79.97% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$288 |
$288 |
$0 |
$0 |
$-7 |
-2.43% |
| Missouri Total |
100.00% |
2,199,048 |
$2,190,971,015 |
$2,162,626,982 |
$5,085,587 |
$1,600,090,523 |
$1,627,603,255 |
75.26% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-11 |
$225 |
$151 |
$-481 |
-213.78% |
| Missouri Total |
100.00% |
$2,824,652,648 |
$2,807,501,540 |
$1,673,553,485 |
$1,716,047,558 |
61.12% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.30% |
$25,259,720 |
$24,870,797 |
$13,247,993 |
$12,553,543 |
50.48% |
| Missouri Total |
100.00% |
$8,304,542,734 |
$8,329,171,627 |
$4,993,465,146 |
$4,871,221,055 |
58.48% |
Umbrella
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.32% |
$600,643 |
$686,067 |
$111,500 |
$3,667,110 |
534.51% |
| Missouri Total |
100.00% |
$45,363,571 |
$44,947,301 |
$12,066,967 |
$123,144,324 |
273.97% |