Company Name:
LIBERTY MUTUAL INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Mailing Phone:
6173579500Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1919-07-02
| Line |
Authorized Date |
| Accident and Health |
1919-07-02 |
| Fidelity and Surety |
1919-07-02 |
| Liability |
1919-07-02 |
| Miscellaneous |
1919-07-02 |
| Property |
1919-07-02 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.66% |
$2,225,316 |
$2,090,669 |
$4,252,457 |
$1,268,315 |
60.67% |
| Missouri Total |
100.00% |
$33,388,422 |
$33,883,394 |
$19,256,853 |
$5,255,177 |
15.51% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$5,331 |
$5,841 |
$0 |
$-5,059 |
-86.61% |
| Missouri Total |
100.00% |
$3,182,069 |
$3,381,487 |
$321,486 |
$359,240 |
10.62% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$78,554 |
$91,567 |
$5,693 |
$5,693 |
6.22% |
| Missouri Total |
100.00% |
$86,538,763 |
$87,149,357 |
$46,101,509 |
$46,531,157 |
53.39% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$33,950 |
$38,474 |
$6,843 |
$6,843 |
17.79% |
| Missouri Total |
100.00% |
$58,387,652 |
$59,263,543 |
$25,355,809 |
$25,958,109 |
43.80% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$529,398 |
$528,320 |
$901,985 |
$435,805 |
82.49% |
| Missouri Total |
100.00% |
$253,574,124 |
$255,111,322 |
$189,701,291 |
$173,304,828 |
67.93% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$150,901 |
$180,459 |
$38,423 |
$2,074 |
1.15% |
| Missouri Total |
100.00% |
$68,679,461 |
$68,661,375 |
$43,890,092 |
$47,403,373 |
69.04% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$2,745 |
$7,232 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$9,026,398 |
$9,220,495 |
$3,684,831 |
$1,521,962 |
16.51% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$2,870 |
$4,181 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$19,717,352 |
$19,785,131 |
$8,247,423 |
$7,838,669 |
39.62% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-47 |
$2,390 |
$0 |
$-328 |
-13.72% |
| Missouri Total |
100.00% |
$144,026,467 |
$144,446,977 |
$52,390,607 |
$30,932,182 |
21.41% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$957,903 |
$1,197,982 |
$12,657 |
$419,780 |
35.04% |
| Missouri Total |
100.00% |
$624,940,170 |
$624,330,193 |
$333,873,467 |
$302,067,806 |
48.38% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.41% |
$4,088,861 |
$3,491,672 |
$2,908,611 |
$5,656,088 |
161.99% |
| Missouri Total |
100.00% |
$989,406,000 |
$970,897,495 |
$441,727,642 |
$532,644,865 |
54.86% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$22,297 |
$16,364 |
$-10,554 |
$-34,462 |
-210.60% |
| Missouri Total |
100.00% |
$21,914,254 |
$21,387,403 |
$5,210,221 |
$3,731,487 |
17.45% |
Glass
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-6 |
|
| Missouri Total |
100.00% |
$6,121 |
$6,374 |
$2,831 |
$-247 |
-3.88% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-498 |
|
| Missouri Total |
100.00% |
350,975 |
$967,933,529 |
$967,269,138 |
$0 |
$734,944,627 |
$744,232,104 |
76.94% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$29 |
$53 |
$0 |
$0 |
$-467 |
-881.13% |
| Missouri Total |
100.00% |
173,241 |
$355,794,204 |
$347,742,236 |
$2,882 |
$252,338,433 |
$255,724,919 |
73.54% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$4,499 |
$4,499 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
149,113 |
$93,938,858 |
$94,168,754 |
$2,594,517 |
$51,194,651 |
$67,333,637 |
71.50% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.75% |
$6,580,311 |
$6,694,813 |
$4,376,913 |
$4,881,894 |
72.92% |
| Missouri Total |
100.00% |
$239,442,069 |
$236,471,744 |
$112,810,278 |
$95,566,111 |
40.41% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$8,758 |
$63,511 |
$0 |
$54,820 |
86.32% |
| Missouri Total |
100.00% |
$37,888,210 |
$39,107,765 |
$50,266,074 |
$31,376,670 |
80.23% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$1,230,762 |
$1,135,838 |
$97,229 |
$6,367,250 |
560.58% |
| Missouri Total |
100.00% |
$575,434,677 |
$590,437,730 |
$260,993,910 |
$258,810,100 |
43.83% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$113 |
$106 |
$6 |
$10 |
9.43% |
| Missouri Total |
100.00% |
$768,820,222 |
$770,181,860 |
$486,991,645 |
$492,954,502 |
64.00% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$45 |
$51 |
$-2 |
$-24 |
-47.06% |
| Missouri Total |
100.00% |
$451,416,503 |
$448,696,918 |
$224,867,856 |
$225,784,139 |
50.32% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$573 |
$559 |
$283 |
$697 |
124.69% |
| Missouri Total |
100.00% |
$708,860,964 |
$710,973,342 |
$437,992,152 |
$443,359,132 |
62.36% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$400 |
$469 |
$2,681 |
$2,708 |
577.40% |
| Missouri Total |
100.00% |
$571,426,128 |
$570,905,786 |
$376,209,278 |
$373,624,472 |
65.44% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.58% |
$589,888 |
$663,291 |
$22,495 |
$92,466 |
13.94% |
| Missouri Total |
100.00% |
$37,364,634 |
$39,698,625 |
$24,495,724 |
$1,772,988 |
4.47% |
Professional Liability (Excl Medical Malpractice)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.52% |
$1,061,754 |
$1,454,858 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$69,750,191 |
$71,303,999 |
$40,125,834 |
$33,307,074 |
46.71% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.78% |
$3,275,775 |
$3,134,368 |
$206,048 |
$962,094 |
30.69% |
| Missouri Total |
100.00% |
$86,709,776 |
$77,899,558 |
$13,644,816 |
$14,760,297 |
18.95% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$4,528 |
$4,552 |
$0 |
$0 |
$-965 |
-21.20% |
| Missouri Total |
100.00% |
14,781,584 |
$6,321,663,058 |
$6,300,472,351 |
$2,820,494 |
$4,786,573,315 |
$4,914,517,495 |
78.00% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.16% |
$798,418 |
$850,233 |
$952,944 |
$450,415 |
52.98% |
| Missouri Total |
100.00% |
$495,923,750 |
$499,191,223 |
$316,980,955 |
$302,558,098 |
60.61% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$-47 |
$2,390 |
$0 |
$-328 |
-13.72% |
| Missouri Total |
100.00% |
$299,223,030 |
$296,828,557 |
$113,754,015 |
$91,289,737 |
30.76% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$-498 |
|
| Missouri Total |
100.00% |
12,774,038 |
$4,634,501,331 |
$4,620,799,459 |
$149,561 |
$3,599,832,396 |
$3,659,809,895 |
79.20% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$4,528 |
$4,552 |
$0 |
$0 |
$-467 |
-10.26% |
| Missouri Total |
100.00% |
2,007,546 |
$1,687,161,727 |
$1,679,672,892 |
$2,670,933 |
$1,186,740,919 |
$1,254,707,600 |
74.70% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,131 |
$1,185 |
$2,968 |
$3,391 |
286.16% |
| Missouri Total |
100.00% |
$2,756,783,633 |
$2,756,117,839 |
$1,680,492,993 |
$1,705,663,119 |
61.89% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$21,400,947 |
$21,373,085 |
$16,126,843 |
$14,773,101 |
69.12% |
| Missouri Total |
100.00% |
$8,389,562,041 |
$8,290,577,887 |
$4,565,097,639 |
$4,421,956,843 |
53.34% |
Umbrella
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.40% |
$554,489 |
$570,070 |
$3,305,075 |
$-5,343,557 |
-937.35% |
| Missouri Total |
100.00% |
$39,468,071 |
$36,772,583 |
$47,737,069 |
$37,508,315 |
102.00% |