Company Name:
LIBERTY MUTUAL INSURANCE COMPANYCompany Address:
175 Berkeley Street
Boston, MA 02116Mailing Address:
175 Berkeley Street
Boston, MA 02116Mailing Phone:
6173579500Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1919-07-02
| Line |
Authorized Date |
| Accident and Health |
1919-07-02 |
| Fidelity and Surety |
1919-07-02 |
| Liability |
1919-07-02 |
| Miscellaneous |
1919-07-02 |
| Property |
1919-07-02 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.81% |
$2,211,885 |
$2,259,271 |
$765,625 |
$1,580,782 |
69.97% |
| Missouri Total |
100.00% |
$32,464,976 |
$33,277,303 |
$10,804,783 |
$9,466,912 |
28.45% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.33% |
$10,022 |
$8,722 |
$132 |
$6,853 |
78.57% |
| Missouri Total |
100.00% |
$3,075,875 |
$3,041,453 |
$1,243,717 |
$856,560 |
28.16% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.25% |
$254,595 |
$249,059 |
$129,456 |
$129,456 |
51.98% |
| Missouri Total |
100.00% |
$102,908,301 |
$100,472,114 |
$46,435,406 |
$45,818,749 |
45.60% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.17% |
$101,647 |
$96,441 |
$2,888 |
$2,888 |
2.99% |
| Missouri Total |
100.00% |
$61,203,306 |
$60,296,445 |
$32,970,544 |
$31,213,703 |
51.77% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.44% |
$1,164,356 |
$1,104,258 |
$269,467 |
$20,979 |
1.90% |
| Missouri Total |
100.00% |
$266,104,571 |
$257,394,838 |
$167,500,159 |
$156,039,811 |
60.62% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$352,092 |
$336,530 |
$87,921 |
$88,761 |
26.38% |
| Missouri Total |
100.00% |
$90,257,005 |
$91,663,772 |
$42,132,717 |
$46,623,735 |
50.86% |
Commercial Auto Medical Payments
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
$37,918 |
$36,421 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$7,769,372 |
$7,592,187 |
$4,641,831 |
$2,048,509 |
26.98% |
Commercial Auto Uninsured Motorists
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$44,971 |
$43,299 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$17,185,381 |
$17,045,912 |
$7,666,069 |
$5,465,527 |
32.06% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$23,154 |
$18,925 |
$7,020 |
$10,822 |
57.18% |
| Missouri Total |
100.00% |
$135,095,191 |
$140,253,823 |
$59,288,986 |
$58,928,282 |
42.02% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$669,428 |
$811,522 |
$72,107 |
$20,876 |
2.57% |
| Missouri Total |
100.00% |
$604,339,988 |
$594,249,075 |
$246,348,996 |
$288,959,671 |
48.63% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.67% |
$6,472,526 |
$7,208,514 |
$5,437,495 |
$4,260,254 |
59.10% |
| Missouri Total |
100.00% |
$963,548,981 |
$951,290,491 |
$478,733,108 |
$593,495,368 |
62.39% |
Dwelling Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$6,270 |
|
| Missouri Total |
100.00% |
$75,129,437 |
$71,219,347 |
$35,273,075 |
$31,877,773 |
44.76% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$8 |
$6 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$71,142,042 |
$68,942,586 |
$2,034 |
$663,937 |
0.96% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$68,920 |
$61,528 |
$-20,660 |
$-61,262 |
-99.57% |
| Missouri Total |
100.00% |
$22,168,831 |
$22,600,150 |
$8,928,202 |
$9,230,395 |
40.84% |
Group Comprehensive Medical Expense - Small Employer
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$1,608 |
|
| Missouri Total |
100.00% |
335,440 |
$804,495,751 |
$806,421,137 |
$0 |
$617,065,254 |
$620,790,892 |
76.98% |
Individual Comprehensive Medical Expense
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
1 |
$115 |
$115 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
182,728 |
$303,237,042 |
$296,093,330 |
$709 |
$206,151,024 |
$205,452,502 |
69.39% |
Individual Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
1 |
$13,408 |
$13,408 |
$0 |
$124,539 |
$124,449 |
928.17% |
| Missouri Total |
100.00% |
136,980 |
$82,139,891 |
$82,487,795 |
$1,259,941 |
$46,835,397 |
$53,586,832 |
64.96% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.26% |
$494,995 |
$508,124 |
$156,774 |
$190,089 |
37.41% |
| Missouri Total |
100.00% |
$187,073,322 |
$187,813,880 |
$81,270,526 |
$85,100,266 |
45.31% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$-32,005 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$36,534,614 |
$39,051,612 |
$22,959,021 |
$10,878,995 |
27.86% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
$2,978,883 |
$3,038,451 |
$855,696 |
$16,307,401 |
536.70% |
| Missouri Total |
100.00% |
$409,263,293 |
$444,911,829 |
$227,717,624 |
$368,806,231 |
82.89% |
Private Passenger Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$256 |
$288 |
$152 |
$158 |
54.86% |
| Missouri Total |
100.00% |
$820,637,371 |
$824,990,169 |
$451,512,091 |
$448,885,997 |
54.41% |
Private Passenger Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$117 |
$105 |
$-5 |
$-5 |
-4.76% |
| Missouri Total |
100.00% |
$459,520,370 |
$458,810,495 |
$324,057,579 |
$320,620,799 |
69.88% |
Private Passenger Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,204 |
$1,378 |
$832 |
$-56,715 |
-4,115.75% |
| Missouri Total |
100.00% |
$700,801,940 |
$700,339,537 |
$408,256,743 |
$436,363,936 |
62.31% |
Private Passenger Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,125 |
$1,166 |
$707 |
$-14 |
-1.20% |
| Missouri Total |
100.00% |
$591,742,243 |
$586,980,073 |
$366,797,232 |
$371,881,808 |
63.36% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.97% |
$955,198 |
$946,737 |
$879,821 |
$577,713 |
61.02% |
| Missouri Total |
100.00% |
$48,418,835 |
$47,202,540 |
$38,723,657 |
$43,669,821 |
92.52% |
Professional Liability (Excl Medical Malpractice)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$1,989 |
$2,339 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$65,935,399 |
$65,635,698 |
$18,717,253 |
$26,301,057 |
40.07% |
Surety
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.04% |
$2,329,335 |
$1,912,771 |
$0 |
$-118,524 |
-6.20% |
| Missouri Total |
100.00% |
$57,700,529 |
$58,025,787 |
$4,164,385 |
$8,226,200 |
14.18% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$13,523 |
$13,523 |
$0 |
$124,539 |
$126,057 |
932.17% |
| Missouri Total |
100.00% |
15,325,488 |
$4,295,618,608 |
$4,290,144,267 |
$1,485,559 |
$3,002,308,121 |
$3,208,218,965 |
74.78% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.36% |
$1,955,579 |
$1,866,008 |
$489,732 |
$242,084 |
12.97% |
| Missouri Total |
100.00% |
$545,427,936 |
$534,465,268 |
$301,346,726 |
$287,210,034 |
53.74% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$23,154 |
$18,925 |
$7,020 |
$17,092 |
90.31% |
| Missouri Total |
100.00% |
$228,110,674 |
$229,282,107 |
$100,938,474 |
$99,328,482 |
43.32% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$0 |
$1,608 |
|
| Missouri Total |
100.00% |
13,467,585 |
$3,292,621,915 |
$3,288,067,459 |
$208,057 |
$2,379,030,650 |
$2,553,729,227 |
77.67% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
2 |
$13,523 |
$13,523 |
$0 |
$124,539 |
$124,449 |
920.28% |
| Missouri Total |
100.00% |
1,857,903 |
$1,002,996,693 |
$1,002,076,808 |
$1,277,502 |
$623,277,471 |
$654,489,738 |
65.31% |
Total Private Passenger Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$2,702 |
$2,937 |
$1,686 |
$-56,576 |
-1,926.32% |
| Missouri Total |
100.00% |
$2,808,444,459 |
$2,808,256,870 |
$1,697,738,108 |
$1,729,295,285 |
61.58% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
$19,167,449 |
$19,576,512 |
$12,223,828 |
$20,233,743 |
103.36% |
| Missouri Total |
100.00% |
$7,912,453,158 |
$7,829,991,916 |
$4,189,177,430 |
$4,504,110,599 |
57.52% |
Umbrella
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.40% |
$992,825 |
$962,662 |
$3,578,400 |
$-2,733,039 |
-283.90% |
| Missouri Total |
100.00% |
$41,308,702 |
$38,099,920 |
$30,896,056 |
$18,075,721 |
47.44% |