Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-8 |
|
| Missouri Total |
100.00% |
$27,859,387 |
$29,015,299 |
$10,538,384 |
$12,307,515 |
42.42% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
$5,653 |
$10,047 |
$0 |
$-32,202 |
-320.51% |
| Missouri Total |
100.00% |
$37,658,587 |
$36,129,160 |
$6,613,576 |
$7,290,299 |
20.18% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$8,563 |
$7,202 |
$0 |
$-1,134 |
-15.75% |
| Missouri Total |
100.00% |
$6,811,828 |
$6,927,788 |
$2,397,422 |
$2,350,917 |
33.93% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$161,782 |
$163,157 |
$81,807 |
$24,327 |
14.91% |
| Missouri Total |
100.00% |
$172,790,095 |
$164,496,112 |
$95,772,569 |
$112,639,396 |
68.48% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.09% |
$93,235 |
$102,315 |
$19,988 |
$17,191 |
16.80% |
| Missouri Total |
100.00% |
$101,922,362 |
$95,924,740 |
$40,978,791 |
$28,543,461 |
29.76% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.80% |
$8,272,222 |
$7,813,739 |
$1,579,609 |
$520,641 |
6.66% |
| Missouri Total |
100.00% |
$459,276,702 |
$436,744,074 |
$223,446,816 |
$272,547,873 |
62.40% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$17,351 |
$29,006 |
|
| Missouri Total |
100.00% |
$132,485,533 |
$127,691,412 |
$62,408,985 |
$72,719,431 |
56.95% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.39% |
$1,301,980 |
$964,618 |
$0 |
$-40,869 |
-4.24% |
| Missouri Total |
100.00% |
$333,884,189 |
$322,056,852 |
$156,174,901 |
$198,991,124 |
61.79% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.32% |
$12,172,770 |
$11,612,346 |
$3,367,079 |
$7,224,970 |
62.22% |
| Missouri Total |
100.00% |
$919,560,767 |
$880,196,424 |
$422,992,256 |
$461,803,082 |
52.47% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.73% |
$7,066,028 |
$7,000,430 |
$2,931,972 |
$1,812,739 |
25.89% |
| Missouri Total |
100.00% |
$972,957,110 |
$953,676,890 |
$482,307,479 |
$551,634,548 |
57.84% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
$78,962 |
$78,054 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$130,503,033 |
$116,128,978 |
$1,037,217 |
$696,118 |
0.60% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.39% |
$1,243,798 |
$1,268,783 |
$47,909 |
$1,594,241 |
125.65% |
| Missouri Total |
100.00% |
$36,686,917 |
$35,216,817 |
$13,492,222 |
$36,070,922 |
102.43% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$35,532 |
$32,615 |
$0 |
$-14,459 |
-44.33% |
| Missouri Total |
100.00% |
$25,452,977 |
$24,057,219 |
$6,384,154 |
$6,461,796 |
26.86% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.76% |
187,115 |
$920,600 |
$793,485 |
$0 |
$208,080 |
$29,136 |
3.67% |
| Missouri Total |
100.00% |
5,285,271 |
$120,538,824 |
$119,507,029 |
$56,304 |
$48,512,024 |
$55,647,682 |
46.56% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
837 |
$155,966 |
$161,580 |
$0 |
$27,600 |
$995 |
0.62% |
| Missouri Total |
100.00% |
4,390,337 |
$281,923,352 |
$281,069,003 |
$14,733 |
$850,205,509 |
$170,068,312 |
60.51% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$0 |
$0 |
$0 |
$-447 |
$0 |
|
| Missouri Total |
100.00% |
1,556,006 |
$792,923,853 |
$792,940,528 |
$301,695 |
$719,999,107 |
$752,764,219 |
94.93% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.23% |
$5,777,742 |
$5,069,798 |
$1,491,563 |
$1,517,915 |
29.94% |
| Missouri Total |
100.00% |
$468,726,395 |
$452,926,290 |
$255,707,018 |
$193,871,063 |
42.80% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$54,091 |
$32,325 |
$0 |
$-29,376 |
-90.88% |
| Missouri Total |
100.00% |
$42,215,485 |
$39,993,002 |
$14,130,031 |
$17,611,857 |
44.04% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
7.06% |
$543,179 |
$542,782 |
$0 |
$-119,432 |
-22.00% |
| Missouri Total |
100.00% |
$7,693,076 |
$7,791,132 |
$3,133,721 |
$5,188,627 |
66.60% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-87 |
|
| Missouri Total |
100.00% |
$74,716,408 |
$76,015,371 |
$42,975,873 |
$45,708,872 |
60.13% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.26% |
$1,851,779 |
$1,809,475 |
$96,700 |
$254,932 |
14.09% |
| Missouri Total |
100.00% |
$43,507,783 |
$43,867,436 |
$16,825,723 |
$24,417,033 |
55.66% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.50% |
$20,278,756 |
$19,090,350 |
$3,492,902 |
$-4,332,640 |
-22.70% |
| Missouri Total |
100.00% |
$812,438,840 |
$790,604,319 |
$403,954,350 |
$485,814,545 |
61.45% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
$40,421 |
$40,421 |
$0 |
$9,634 |
23.83% |
| Missouri Total |
100.00% |
$9,720,251 |
$9,686,132 |
$4,115,409 |
$3,599,218 |
37.16% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.28% |
$930,818 |
$1,081,634 |
$75,262 |
$247,518 |
22.88% |
| Missouri Total |
100.00% |
$40,751,072 |
$41,973,084 |
$15,059,074 |
$23,209,442 |
55.30% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
187,952 |
$1,076,566 |
$955,065 |
$0 |
$235,233 |
$30,131 |
3.15% |
| Missouri Total |
100.00% |
19,306,788 |
$12,117,109,089 |
$12,162,834,670 |
$12,444,904 |
$10,542,214,819 |
$10,004,580,052 |
82.26% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.94% |
$8,527,239 |
$8,079,211 |
$1,698,755 |
$591,165 |
7.32% |
| Missouri Total |
100.00% |
$902,744,473 |
$859,459,340 |
$449,525,700 |
$513,824,858 |
59.78% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.20% |
$1,301,980 |
$964,618 |
$0 |
$-40,869 |
-4.24% |
| Missouri Total |
100.00% |
$659,991,208 |
$646,295,505 |
$302,137,576 |
$372,694,883 |
57.67% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
187,952 |
$1,076,566 |
$955,065 |
$0 |
$235,233 |
$30,131 |
3.15% |
| Missouri Total |
100.00% |
17,248,675 |
$7,594,911,339 |
$7,618,085,733 |
$1,103,538 |
$6,951,838,739 |
$6,341,675,193 |
83.24% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$597,270 |
$575,107 |
$0 |
$-148,895 |
-25.89% |
| Missouri Total |
100.00% |
$131,761,785 |
$130,595,885 |
$61,363,768 |
$71,017,211 |
54.38% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$60,338,026 |
$56,815,019 |
$13,202,142 |
$8,683,541 |
15.28% |
| Missouri Total |
100.00% |
$13,289,137,204 |
$12,930,092,987 |
$6,682,166,058 |
$7,386,134,926 |
57.12% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.79% |
$420,715 |
$94,928 |
$0 |
$634 |
0.67% |
| Missouri Total |
100.00% |
$8,787,871 |
$8,851,050 |
$3,420,749 |
$3,563,092 |
40.26% |