Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Aircraft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-418 |
|
| Missouri Total |
100.00% |
$27,973,649 |
$26,569,172 |
$9,523,276 |
$11,605,855 |
43.68% |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$9,917 |
$6,642 |
$62,407 |
$94,932 |
1,429.27% |
| Missouri Total |
100.00% |
$33,167,214 |
$31,666,839 |
$9,803,583 |
$12,934,065 |
40.84% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$456 |
$108 |
$0 |
$-8,947 |
-8,284.26% |
| Missouri Total |
100.00% |
$7,313,956 |
$8,042,269 |
$3,345,765 |
$4,091,435 |
50.87% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.21% |
$324,574 |
$301,133 |
$403,823 |
$451,738 |
150.01% |
| Missouri Total |
100.00% |
$154,309,617 |
$151,091,835 |
$86,726,890 |
$89,086,295 |
58.96% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$144,409 |
$116,347 |
$182,589 |
$202,161 |
173.76% |
| Missouri Total |
100.00% |
$98,566,636 |
$96,261,934 |
$73,606,536 |
$74,040,599 |
76.92% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.34% |
$5,283,099 |
$5,385,018 |
$6,174,066 |
$2,934,500 |
54.49% |
| Missouri Total |
100.00% |
$392,825,576 |
$378,287,291 |
$200,953,733 |
$278,136,491 |
73.53% |
Commercial Auto Liability Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$114,508 |
$-2,388,938 |
|
| Missouri Total |
100.00% |
$112,942,515 |
$110,901,659 |
$55,551,959 |
$62,258,487 |
56.14% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.31% |
$787,285 |
$603,791 |
$181,980 |
$161,206 |
26.70% |
| Missouri Total |
100.00% |
$256,397,953 |
$237,609,811 |
$171,256,034 |
$172,340,889 |
72.53% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.25% |
$10,515,814 |
$8,985,309 |
$2,652,583 |
$6,478,209 |
72.10% |
| Missouri Total |
100.00% |
$839,321,410 |
$812,729,697 |
$475,174,001 |
$513,382,530 |
63.17% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.70% |
$6,294,671 |
$6,113,581 |
$1,030,901 |
$1,580,196 |
25.85% |
| Missouri Total |
100.00% |
$900,394,067 |
$887,077,794 |
$487,512,204 |
$541,726,003 |
61.07% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$32,770 |
$54,272 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$120,278,590 |
$110,816,181 |
$1,261,315 |
$1,606,091 |
1.45% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
3.45% |
$1,206,654 |
$972,927 |
$607,578 |
$825,086 |
84.80% |
| Missouri Total |
100.00% |
$34,943,957 |
$34,423,318 |
$15,614,584 |
$28,312,716 |
82.25% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.13% |
$29,664 |
$21,376 |
$0 |
$-34,149 |
-159.75% |
| Missouri Total |
100.00% |
$22,813,848 |
$23,345,360 |
$5,659,764 |
$5,668,444 |
24.28% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.64% |
42,999 |
$714,945 |
$770,396 |
$0 |
$359,150 |
$235,472 |
30.57% |
| Missouri Total |
100.00% |
5,469,519 |
$111,786,395 |
$111,483,321 |
$15,119 |
$41,272,752 |
$43,821,626 |
39.31% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$7,527 |
$7,520 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
844,447 |
$300,645,160 |
$295,344,288 |
$0 |
$185,976,810 |
$185,006,303 |
62.64% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.05% |
174 |
$131,690 |
$140,092 |
$0 |
$6,413 |
$4,201 |
3.00% |
| Missouri Total |
100.00% |
4,740,666 |
$249,117,836 |
$248,967,220 |
$3,672 |
$143,346,900 |
$143,332,711 |
57.57% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
0 |
$295,483 |
$295,222 |
$0 |
$133,137 |
$87,192 |
29.53% |
| Missouri Total |
100.00% |
2,037,004 |
$689,445,342 |
$689,671,968 |
$35,087 |
$588,054,933 |
$609,772,646 |
88.41% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
308 |
$1,179 |
$1,179 |
$0 |
$0 |
$-266 |
-22.56% |
| Missouri Total |
100.00% |
361,964 |
$61,570,318 |
$61,286,431 |
$5 |
$22,033,119 |
$22,657,998 |
36.97% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.11% |
$4,578,832 |
$3,201,465 |
$794,631 |
$2,553,319 |
79.75% |
| Missouri Total |
100.00% |
$412,400,778 |
$410,667,561 |
$222,021,061 |
$301,131,812 |
73.33% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
$4,749 |
$8,378 |
$0 |
$-31,871 |
-380.41% |
| Missouri Total |
100.00% |
$34,630,502 |
$33,920,691 |
$24,881,051 |
$18,864,526 |
55.61% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
6.46% |
$502,156 |
$501,777 |
$0 |
$-112,524 |
-22.43% |
| Missouri Total |
100.00% |
$7,771,708 |
$7,117,740 |
$1,707,596 |
$2,312,336 |
32.49% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-896 |
|
| Missouri Total |
100.00% |
$71,735,671 |
$70,030,594 |
$25,421,437 |
$41,667,252 |
59.50% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
4.10% |
$1,803,253 |
$1,531,966 |
$47,675 |
$-26,352 |
-1.72% |
| Missouri Total |
100.00% |
$43,934,434 |
$41,537,163 |
$19,975,039 |
$19,412,132 |
46.73% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.27% |
$16,471,440 |
$15,516,643 |
$9,149,719 |
$3,621,854 |
23.34% |
| Missouri Total |
100.00% |
$724,489,947 |
$708,034,847 |
$367,399,518 |
$485,193,233 |
68.53% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.56% |
$47,229 |
$47,229 |
$0 |
$-3,416 |
-7.23% |
| Missouri Total |
100.00% |
$8,501,784 |
$9,046,245 |
$4,655,682 |
$6,227,979 |
68.85% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.07% |
$856,890 |
$1,065,567 |
$50 |
$162,529 |
15.25% |
| Missouri Total |
100.00% |
$41,332,167 |
$39,730,588 |
$22,946,570 |
$10,058,965 |
25.32% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.01% |
43,481 |
$1,150,824 |
$1,214,409 |
$0 |
$498,700 |
$326,599 |
26.89% |
| Missouri Total |
100.00% |
18,171,889 |
$11,161,724,899 |
$11,180,725,273 |
$10,901,258 |
$8,674,641,000 |
$8,678,005,200 |
77.62% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.72% |
$5,752,082 |
$5,802,498 |
$6,874,986 |
$1,199,461 |
20.67% |
| Missouri Total |
100.00% |
$793,736,898 |
$773,022,565 |
$450,009,189 |
$538,348,793 |
69.64% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.14% |
$787,285 |
$603,791 |
$181,980 |
$161,206 |
26.70% |
| Missouri Total |
100.00% |
$580,270,200 |
$557,235,404 |
$369,589,542 |
$356,781,030 |
64.03% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.02% |
43,173 |
$1,149,645 |
$1,213,230 |
$0 |
$498,700 |
$326,865 |
26.94% |
| Missouri Total |
100.00% |
15,968,414 |
$7,486,291,962 |
$7,481,394,623 |
$539,778 |
$5,879,810,599 |
$5,912,016,735 |
79.02% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
308 |
$1,179 |
$1,179 |
$0 |
$0 |
$-266 |
-22.56% |
| Missouri Total |
100.00% |
2,203,482 |
$3,675,434,192 |
$3,699,331,905 |
$10,361,480 |
$2,794,830,401 |
$2,765,988,465 |
74.77% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.42% |
$506,905 |
$510,155 |
$0 |
$-145,291 |
-28.48% |
| Missouri Total |
100.00% |
$120,266,764 |
$117,568,610 |
$55,581,692 |
$65,293,478 |
55.54% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
$48,983,543 |
$44,527,586 |
$21,405,861 |
$16,499,844 |
37.06% |
| Missouri Total |
100.00% |
$12,260,533,643 |
$12,042,167,088 |
$6,950,124,717 |
$7,452,044,049 |
61.88% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.99% |
$89,681 |
$94,057 |
$3,351 |
$41,625 |
44.26% |
| Missouri Total |
100.00% |
$9,041,782 |
$9,212,205 |
$8,128,224 |
$7,960,122 |
86.41% |