Company Name:
ACE AMERICAN INSURANCE COMPANYCompany Address:
2000 Arch Street
Philadelphia, PA 19103Mailing Address:
2000 Arch Street
Philadelphia, PA 19103Description:
Property and Casualty (Ch 379, RSMo)Date Admitted:
1970-10-14
| Line |
Authorized Date |
| Accident and Health |
2000-11-09 |
| Fidelity and Surety |
1970-10-14 |
| Liability |
1970-10-14 |
| Miscellaneous |
1970-10-14 |
| Property |
1970-10-14 |
Boiler & Machinery
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$6,585 |
$6,424 |
$0 |
$3,665 |
57.05% |
| Missouri Total |
100.00% |
$26,160,894 |
$26,396,978 |
$20,258,557 |
$4,731,075 |
17.92% |
Burglary & Theft
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.10% |
$5,916 |
$9,956 |
$0 |
$-3,174 |
-31.88% |
| Missouri Total |
100.00% |
$5,894,738 |
$5,985,056 |
$503,123 |
$780,990 |
13.05% |
Commercial Auto Collision
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.38% |
$454,672 |
$452,140 |
$393,136 |
$279,543 |
61.83% |
| Missouri Total |
100.00% |
$120,460,964 |
$115,988,926 |
$71,590,256 |
$73,433,062 |
63.31% |
Commercial Auto Comprehensive
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$169,475 |
$168,990 |
$-953 |
$8,411 |
4.98% |
| Missouri Total |
100.00% |
$87,554,422 |
$85,369,866 |
$43,449,935 |
$45,739,828 |
53.58% |
Commercial Auto Liability Bodily Injury
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.42% |
$8,009,629 |
$4,660,192 |
$2,312,034 |
$-221,511 |
-4.75% |
| Missouri Total |
100.00% |
$330,948,065 |
$314,398,387 |
$182,753,259 |
$211,829,084 |
67.38% |
Commercial Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.11% |
$197,324 |
$192,092 |
$7,215 |
$46,064 |
23.98% |
| Missouri Total |
100.00% |
$175,768,427 |
$169,218,947 |
$92,862,138 |
$102,155,475 |
60.37% |
Commercial Multi-Peril
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.78% |
$5,955,005 |
$5,862,032 |
$3,613,599 |
$4,165,475 |
71.06% |
| Missouri Total |
100.00% |
$765,154,261 |
$757,727,151 |
$359,183,322 |
$362,561,045 |
47.85% |
Direct Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.65% |
$5,921,140 |
$5,801,273 |
$901,934 |
$1,450,036 |
25.00% |
| Missouri Total |
100.00% |
$915,195,966 |
$914,677,526 |
$508,349,147 |
$551,710,463 |
60.32% |
Earthquake
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.19% |
$188,863 |
$78,104 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
$101,807,287 |
$99,583,648 |
$0 |
$379,969 |
0.38% |
Excess Workers Compensation
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.10% |
$371,516 |
$1,030,218 |
$236,484 |
$4,978,713 |
483.27% |
| Missouri Total |
100.00% |
$33,763,025 |
$34,085,897 |
$9,743,990 |
$32,923,827 |
96.59% |
Fidelity
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
$35,123 |
$70,980 |
$0 |
$22,287 |
31.40% |
| Missouri Total |
100.00% |
$23,336,853 |
$23,979,466 |
$11,798,697 |
$7,513,671 |
31.33% |
Group Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.32% |
70,915 |
$1,456,165 |
$1,230,208 |
$0 |
$127,450 |
$32,924 |
2.68% |
| Missouri Total |
100.00% |
6,402,141 |
$110,230,122 |
$108,042,632 |
$9,062 |
$48,534,065 |
$50,936,723 |
47.15% |
Group Dental
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
0 |
$6,985 |
$6,985 |
$0 |
$0 |
$0 |
0.00% |
| Missouri Total |
100.00% |
750,182 |
$275,533,543 |
$273,366,731 |
$0 |
$199,655,851 |
$202,635,088 |
74.13% |
Group Disability Income
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.24% |
0 |
$748,961 |
$781,792 |
$0 |
$1,769,153 |
$451,926 |
57.81% |
| Missouri Total |
100.00% |
1,317,747 |
$315,434,996 |
$333,810,137 |
$419,987 |
$232,348,022 |
$221,502,939 |
66.36% |
Group Limited Benefit
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.15% |
2,264 |
$333,750 |
$330,487 |
$0 |
$165,526 |
$42,283 |
12.79% |
| Missouri Total |
100.00% |
3,794,715 |
$225,795,125 |
$225,657,489 |
$9,729 |
$138,306,273 |
$139,770,213 |
61.94% |
Group Stop Loss
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.40% |
641 |
$1,999,089 |
$1,999,089 |
$0 |
$1,620,930 |
$414,062 |
20.71% |
| Missouri Total |
100.00% |
1,222,812 |
$493,705,878 |
$491,448,113 |
$23,604 |
$363,575,055 |
$369,513,763 |
75.19% |
Individual Accident Only
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
55 |
$1,512 |
$1,512 |
$0 |
$0 |
$-366 |
-24.21% |
| Missouri Total |
100.00% |
400,485 |
$63,522,542 |
$63,347,315 |
$0 |
$24,679,353 |
$24,958,520 |
39.40% |
Inland Marine (Incl Auto Cargo)
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.74% |
$2,960,074 |
$1,790,336 |
$1,096,743 |
$777,817 |
43.45% |
| Missouri Total |
100.00% |
$398,844,756 |
$386,095,419 |
$161,660,117 |
$162,204,370 |
42.01% |
Medical Malpractice - Hospitals
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.03% |
$9,989 |
$-24,057 |
$0 |
$-35,270 |
146.61% |
| Missouri Total |
100.00% |
$30,861,668 |
$29,762,374 |
$16,676,086 |
$14,331,535 |
48.15% |
Medical Malpractice - Other
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
5.96% |
$492,383 |
$495,323 |
$360,000 |
$69,587 |
14.05% |
| Missouri Total |
100.00% |
$8,262,599 |
$8,855,434 |
$4,308,003 |
$7,465,884 |
84.31% |
Medical Malpractice - Physicians & Surgeons
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
$0 |
$0 |
$0 |
$-3,005 |
|
| Missouri Total |
100.00% |
$65,596,340 |
$66,811,659 |
$35,664,803 |
$30,431,804 |
45.55% |
Ocean Marine
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
2.35% |
$813,826 |
$992,331 |
$859,466 |
$906,899 |
91.39% |
| Missouri Total |
100.00% |
$34,639,726 |
$34,927,147 |
$26,565,992 |
$17,613,452 |
50.43% |
Other Liability - Bodily Injury & Property Damage
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.75% |
$10,877,485 |
$15,168,507 |
$14,029,587 |
$5,481,551 |
36.14% |
| Missouri Total |
100.00% |
$622,056,068 |
$588,684,841 |
$381,691,847 |
$275,653,279 |
46.83% |
Other Specific
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.28% |
$72,096 |
$72,096 |
$0 |
$12,903 |
17.90% |
| Missouri Total |
100.00% |
$5,626,216 |
$5,830,114 |
$3,401,185 |
$3,837,690 |
65.83% |
Products Liability
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.22% |
$82,660 |
$78,977 |
$50,238 |
$-169,527 |
-214.65% |
| Missouri Total |
100.00% |
$37,002,467 |
$37,547,906 |
$31,634,462 |
$34,154,220 |
90.96% |
Total Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
73,875 |
$4,546,462 |
$4,350,073 |
$0 |
$3,683,059 |
$940,829 |
21.63% |
| Missouri Total |
100.00% |
17,298,225 |
$10,842,541,096 |
$10,885,784,298 |
$9,791,953 |
$8,529,870,791 |
$8,533,868,614 |
78.39% |
Total Commercial Automobile
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
1.29% |
$8,633,776 |
$5,281,322 |
$2,704,217 |
$66,443 |
1.26% |
| Missouri Total |
100.00% |
$667,634,071 |
$640,831,471 |
$367,785,816 |
$415,325,076 |
64.81% |
Total Fire & Allied Lines
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.04% |
$197,324 |
$192,092 |
$7,215 |
$46,064 |
23.98% |
| Missouri Total |
100.00% |
$486,373,586 |
$483,547,288 |
$265,151,401 |
$323,865,791 |
66.98% |
Total Group Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.06% |
73,820 |
$4,544,950 |
$4,348,561 |
$0 |
$3,683,059 |
$941,195 |
21.64% |
| Missouri Total |
100.00% |
15,026,804 |
$7,368,815,822 |
$7,399,153,912 |
$462,382 |
$5,979,576,202 |
$5,973,336,105 |
80.73% |
Total Individual Accident & Health
|
Market Share |
Number of Insureds |
Direct Premium Written |
Direct Premium Earned |
Dividends Paid |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.00% |
55 |
$1,512 |
$1,512 |
$0 |
$0 |
$-366 |
-24.21% |
| Missouri Total |
100.00% |
2,271,421 |
$3,473,725,274 |
$3,486,630,386 |
$9,329,571 |
$2,550,294,589 |
$2,560,532,509 |
73.44% |
Total Medical Malpractice
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.45% |
$502,372 |
$471,266 |
$360,000 |
$31,312 |
6.64% |
| Missouri Total |
100.00% |
$110,447,806 |
$111,473,765 |
$58,635,152 |
$53,257,814 |
47.78% |
Total Property & Casualty
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.32% |
$36,684,013 |
$36,966,166 |
$23,863,835 |
$17,784,806 |
48.11% |
| Missouri Total |
100.00% |
$11,414,083,656 |
$11,204,090,533 |
$5,979,529,619 |
$6,102,115,997 |
54.46% |
VSI/Collateral Protection
|
Market Share |
Direct Premium Written |
Direct Premium Earned |
Direct Losses Paid |
Direct Losses Incurred |
Loss Ratio |
| Company Total |
0.49% |
$60,252 |
$60,252 |
$4,352 |
$14,342 |
23.80% |
| Missouri Total |
100.00% |
$12,278,950 |
$11,314,883 |
$4,259,692 |
$5,358,212 |
47.36% |